Abstract: Disclosed is a transactional mobile system having a central hub in communication with a wireless network wherein a wireless device is in communication with a collection point. The communication between the wireless device and collection point is that of line of sight communication whereby the communication between the two occurs at a distance where visual contact between them can be made. Typically, the system may be used for transactions requiring speed and for relatively small amounts. However the present system is not limited by the amount of the transaction.

Abstract: Disclosed is a secure transactional mobile system having a central hub in communication with a wireless network and/or device such a mobile phone, wherein the central hub processes a transactional request from the wireless device for validating the request. The central hub may forwards the validated request to a transactional network for payment or process the request internally for payment or transaction. Once payment has been approved, the central hub my then signal the wireless device that such has been accepted.