Abstract: Embodiments provide for dynamic generation and updating of quote data objects using machine learning. An example apparatus is configured to receive a quote request and parse the quote request to extract one or more quote parameters. The example apparatus is further configured to determine, based at least in part the one or more quote parameters and by querying a plurality of repositories that are each updated periodically or in real-time, available inventory associated with the product identifier, and to determine a set of alternative quote values for the product identifier. The example apparatus is further configured to generate, using a first trained machine learning model and based at least in part on the available inventory and the set of alternative quote values, a first quote feature for the quote request and a confidence score, and to cause transmission of a quote data object to a user device.