Patents by Inventor Elissa Budischak

Elissa Budischak has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8533031
    Abstract: A system and method for providing incentives to customers where the incentives are tailored to the customer's needs and expectations while achieving profitability to the provider are presented. The present invention determines a set of incentives based on customer segmentation, card segmentation, call type as well as other factors. Upon receiving a request for termination or other request, the customer may be routed to an appropriate person, department, or group. Information regarding the account may be identified and retrieved and the customer may be verified. Based on customer payment history and other information, the customer segment may be identified. Incentives are then determined based on customer segmentation data, product information, and call type. These incentives are offered to the customer for approval. If the customer does not accept the incentive, other sales opportunities may be offered to the customer in an effort to retain customer loyalty.
    Type: Grant
    Filed: September 17, 2010
    Date of Patent: September 10, 2013
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Christopher R. Lefebvre, Christopher James Konen, Sr., Matthew Joseph Keane, Elissa Budischak
  • Publication number: 20110022454
    Abstract: A system and method for providing incentives to customers where the incentives are tailored to the customer's needs and expectations while achieving profitability to the provider are presented. The present invention determines a set of incentives based on customer segmentation, card segmentation, call type as well as other factors. Upon receiving a request for termination or other request, the customer may be routed to an appropriate person, department, or group. Information regarding the account may be identified and retrieved and the customer may be verified. Based on customer payment history and other information, the customer segment may be identified. Incentives are then determined based on customer segmentation data, product information, and call type. These incentives are offered to the customer for approval. If the customer does not accept the incentive, other sales opportunities may be offered to the customer in an effort to retain customer loyalty.
    Type: Application
    Filed: September 17, 2010
    Publication date: January 27, 2011
    Inventors: Christopher R. Lefebvre, Christopher James Konen, SR., Matthew Joseph Keane, Elissa Budischak
  • Patent number: 7831467
    Abstract: A system and method for providing incentives to customers where the incentives are tailored to the customer's needs and expectations while achieving profitability to the provider are presented. The present invention determines a set of incentives based on customer segmentation, card segmentation, call type as well as other factors. Upon receiving a request for termination or other request, the customer may be routed to an appropriate person, department, or group. Information regarding the account may be identified and retrieved and the customer may be verified. Based on customer payment history and other information, the customer segment may be identified. Incentives are then determined based on customer segmentation data, product information, and call type. These incentives are offered to the customer for approval. If the customer does not accept the incentive, other sales opportunities may be offered to the customer in an effort to retain customer loyalty.
    Type: Grant
    Filed: October 17, 2000
    Date of Patent: November 9, 2010
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Christopher R. Lefebvre, Christopher James Konen, Sr., Matthew Joseph Keane, Elissa Budischak
  • Publication number: 20090032547
    Abstract: Systems and methods for providing a three button actuated pill holder/dispenser are provided. Such a pill holder/dispenser may include a housing comprising a plurality of apertures, a top button and two side buttons. In response to actuation of the top button, a pill may be dispensed from the pill holder/dispenser. Preferably, the two side buttons, which may project through the apertures, lock the top button, such that the top button may only be actuated when the two side buttons are depressed. Alternatively, some other sequence of the buttons may be implemented to cause a pill to be actuated. Additionally, the pill holder/dispenser may be packaged in a sealable package.
    Type: Application
    Filed: July 31, 2007
    Publication date: February 5, 2009
    Inventors: Theresa Litherland, Lizabeth London, Lawrence Kiey, Debbie C. Heilman, David Trapani, Shaun Walsh, Juliet McQuillan, Michael Forehand, Eric Christopher, Janice Jackson, Kathy Monday, Adele Gulfo, Elissa Budischak, Tammi Gaskins, Dipak Patel, Ryan Lynch, Jacqueline McSwiney, Thomas Parent