Patents by Inventor Elizabeth Guerrero

Elizabeth Guerrero has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11430068
    Abstract: Methods and systems described in this disclosure are directed at developing a life planner for a user based on data collected from various data sources. The life plan is displayed using a timeline that includes events generated from the collected data. As additional data is received, the timeline is updated to reflect the changes or additions to the data. In some embodiments, the life plan includes recommendations and predictions pertaining to a financial plan for the user based on his or her expenses and income.
    Type: Grant
    Filed: April 21, 2021
    Date of Patent: August 30, 2022
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Elizabeth Guerrero, Chase Nicholas Borden, Randal Lane Schnedler, Nitin Obhrai, Natalya Lohinova Jeffords, William H. Bloom
  • Patent number: 11172162
    Abstract: Methods and systems described in this disclosure describe an integration of video sessions across platforms, transforming the user experience. In some embodiments, a user can participate in an interaction via a channel. Next, the system can determine whether the interaction is eligible for a video session with a representative. When the interaction is eligible for the video session, an option for the video session can be displayed on a user interface of the device. After receiving a request for the video session, the video session can be routed to a uniquely skilled representative, where the uniquely skilled representative is determined based, at least in part, on the interaction.
    Type: Grant
    Filed: November 18, 2020
    Date of Patent: November 9, 2021
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Enrique A. Tamayo, Nicole Calderon, Wesley Purcell, Luis Mireles, Felisa Flores, Vijay Jayapalan, Jeffrey William Gallagher, Minya Liang, Nathan J. Rowe, David W. Gaither, Elizabeth Guerrero
  • Patent number: 11017474
    Abstract: Methods and systems described in this disclosure are directed at developing a life planner for a user based on data collected from various data sources. The life plan is displayed using a timeline that includes events generated from the collected data. As additional data is received, the timeline is updated to reflect the changes or additions to the data. In some embodiments, the life plan includes recommendations and predictions pertaining to a financial plan for the user based on his or her expenses and income.
    Type: Grant
    Filed: January 26, 2017
    Date of Patent: May 25, 2021
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Elizabeth Guerrero, Chase Nicholas Borden, Randal Lane Schnedler, Nitin Obhrai, Natalya Lohinova Jeffords, William H. Bloom
  • Patent number: 10880518
    Abstract: Methods and systems described in this disclosure describe an integration of video sessions across platforms, transforming the user experience. In some embodiments, a user can participate in an interaction via a channel. Next, the system can determine whether the interaction is eligible for a video session with a representative. When the interaction is eligible for the video session, an option for the video session can be displayed on a user interface of the device. After receiving a request for the video session, the video session can be routed to a uniquely skilled representative, where the uniquely skilled representative is determined based, at least in part, on the interaction.
    Type: Grant
    Filed: August 21, 2019
    Date of Patent: December 29, 2020
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Enrique A. Tamayo, Nicole Calderon, Wesley Purcell, Luis Mireles, Felisa Flores, Vijay Jayapalan, Jeffrey William Gallagher, Minya Liang, Nathan J. Rowe, David W. Gaither, Elizabeth Guerrero
  • Patent number: 10432892
    Abstract: Methods and systems described in this disclosure describe an integration of video sessions across platforms, transforming the user experience. In some embodiments, a user can participate in an interaction via a channel. Next, the system can determine whether the interaction is eligible for a video session with a representative. When the interaction is elgible for the video session, an option for the video session can be displayed on a user interface of the device. After receiving a request for the video session, the video session can be routed to a uniquly skilled representative, where the uniquely skilled representative is determined based, at least in part, on the interaction and a location of the device.
    Type: Grant
    Filed: January 25, 2017
    Date of Patent: October 1, 2019
    Assignee: United Services Automobile Association (USAA)
    Inventors: Enrique A. Tamayo, Nicole Calderon, Wesley Purcell, Luis Mireles, Felisa Flores, Vijay Jayapalan, Jeffrey William Gallagher, Minya Liang, Nathan J. Rowe, David W. Gaither, Elizabeth Guerrero