Patents by Inventor Eric Loucks

Eric Loucks has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210326892
    Abstract: A system and method in accordance with examples may include an identity verification kiosk. The identity verification kiosk may include a display comprising a user interface; a card reader; a document scanner; a printer; and a processor in data communication with a server and a database storing user information. The processor may be configured to receive an identification verification request from the user interface; receive user information via the document scanner or the card reader; retrieve user information from the database; verify the identity of a user; and print a unique identifier on a document using the printer.
    Type: Application
    Filed: April 15, 2020
    Publication date: October 21, 2021
    Inventors: Austen NOVIS, Eric LOUCKS
  • Publication number: 20210326428
    Abstract: Systems and methods for knowledge-based authentication are disclosed. The systems and methods can include an authentication system. The authentication system can generate authentication questions using object data received from an augmented reality system associated with a user. The authentication system can authenticate the user using the authentication questions. The augmented reality system may acquire image data, detect and validate objects in the image data, and provide object data for the objects to the authentication system. The augmented reality system may provide an indication to the user when an object is detected and may receive, in response, a user-acknowledgement of detection.
    Type: Application
    Filed: April 16, 2020
    Publication date: October 21, 2021
    Applicant: Capital One Services, LLC
    Inventors: Joshua EDWARDS, Lukiih CUAN, Eric LOUCKS
  • Publication number: 20210326817
    Abstract: Systems and methods provided herein may include a card replacement system. The system may include an automated teller machine in data communication with a server. The automated teller machine may include an input device; a processor; a replacement card storage containing at least one replacement card, wherein the at least one replacement cards may include a magnetic stripe and a chip; a magnetic stripe writer; a chip writer; and an embossing device. The processor may be configured to: receive a replacement card request via the input device; request replacement card information from the server; encode replacement card information onto the replacement card using the magnetic stripe writer and the chip writer; and emboss user information onto the replacement card using the embossing device.
    Type: Application
    Filed: April 15, 2020
    Publication date: October 21, 2021
    Inventors: Austen NOVIS, Eric LOUCKS, Brian LEE
  • Patent number: 11132685
    Abstract: A system and method in accordance with examples may include an identity verification kiosk. The identity verification kiosk may include a display comprising a user interface; a card reader; a document scanner; a printer; and a processor in data communication with a server and a database storing user information. The processor may be configured to receive an identification verification request from the user interface; receive user information via the document scanner or the card reader; retrieve user information from the database; verify the identity of a user; and print a unique identifier on a document using the printer.
    Type: Grant
    Filed: April 15, 2020
    Date of Patent: September 28, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Austen Novis, Eric Loucks
  • Publication number: 20210272126
    Abstract: Methods and systems described herein may monitor, by a browser, activity of a user within a web page displayed by the browser. Based on detecting, by the browser, an attempt by the first user to perform a financial transaction with an online vendor and associated with a financial account, biometric information associated with the user may be captured by the browser. Based on the captured biometric information, the browser may determine whether the first user is authorized to perform financial transactions with the online vendor and associated with the financial account. Based on a determination that the user is not authorized to perform the financial transaction, the browser may modify at least one element of the webpage to block the user from performing the financial transaction with the online vendor.
    Type: Application
    Filed: May 19, 2021
    Publication date: September 2, 2021
    Inventors: Eric Loucks, Lukiih Cuan, Joshua Edwards
  • Publication number: 20210217022
    Abstract: Methods and systems described herein may monitor, by a browser, activity of a user within a web page displayed by the browser. Based on detecting, by the browser, an attempt by the first user to perform a financial transaction with an online vendor and associated with a financial account, biometric information associated with the user may be captured by the browser. Based on the captured biometric information, the browser may determine whether the first user is authorized to perform financial transactions with the online vendor and associated with the financial account. Based on a determination that the user is not authorized to perform the financial transaction, the browser may modify at least one element of the webpage to block the user from performing the financial transaction with the online vendor.
    Type: Application
    Filed: January 14, 2020
    Publication date: July 15, 2021
    Inventors: Eric Loucks, Lukiih Cuan, Joshua Edwards
  • Patent number: 11042879
    Abstract: Methods and systems described herein may monitor, by a browser, activity of a user within a web page displayed by the browser. Based on detecting, by the browser, an attempt by the first user to perform a financial transaction with an online vendor and associated with a financial account, biometric information associated with the user may be captured by the browser. Based on the captured biometric information, the browser may determine whether the first user is authorized to perform financial transactions with the online vendor and associated with the financial account. Based on a determination that the user is not authorized to perform the financial transaction, the browser may modify at least one element of the webpage to block the user from performing the financial transaction with the online vendor.
    Type: Grant
    Filed: January 14, 2020
    Date of Patent: June 22, 2021
    Assignee: Capital One Services, LLC
    Inventors: Eric Loucks, Lukiih Cuan, Joshua Edwards
  • Publication number: 20210075796
    Abstract: Disclosed herein are system, method, and device embodiments for implementing location identification in multi-factor authentication (MFA). In an example embodiment, a user service may present a geographic map based on a MFA process, and receive an authentication attempt including a geographic indicator and interaction information. Further, the system may determine whether the authentication attempt was made by a human based at least in part on the interaction information, determine whether the geographic indicator matches an expected response, and send, to an electronic device, an authentication result indicating whether geographic information was determined to be selected by a human and the geographic indicator was determined to match the expected response.
    Type: Application
    Filed: May 21, 2020
    Publication date: March 11, 2021
    Applicant: Capital One Services, LLC
    Inventors: Lukiih CUAN, Eric LOUCKS, Joshua EDWARDS
  • Patent number: 10708278
    Abstract: Disclosed herein are system, method, and device embodiments for implementing location identification in multi-factor authentication (MFA). In an example embodiment, a user service may present a geographic map based on a MFA process, and receive an authentication attempt including a geographic indicator and interaction information. Further, the system may determine whether the authentication attempt was made by a human based at least in part on the interaction information, determine whether the geographic indicator matches an expected response, and send, to an electronic device, an authentication result indicating whether geographic information was determined to be selected by a human and the geographic indicator was determined to match the expected response.
    Type: Grant
    Filed: September 9, 2019
    Date of Patent: July 7, 2020
    Assignee: Capital One Services, LLC
    Inventors: Lukiih Cuan, Eric Loucks, Joshua Edwards