Abstract: A creditor has provision for sending transaction data including amount due data to a debtor's E-Mail address. A computer at the debtor's site receives the transaction data with the amount due data and displays an amount due in a line item on an electronic video screen for approval by the debtor. The computer is responsive to an act by the debtor which indicates approval by the debtor of the amount due and sends approval data of the amount due to a bank's E-Mail address where the debtor has a bank account for paying bills. At the bank site the bank has a computer for receiving the approval data of the amount due and debits the bank account by the amount due and sends credit amount data to the creditor's E-Mail address which at least partially satisfies the amount due by the debtor. At the creditor's site a computer receives the credit amount data and credits the debtor's account by at least a portion of the amount due.

Abstract: A hanging apparatus for falls and hanging plant which includes a pair of liquid receptacles which are supported in respective top and bottom positions with the top liquid receptacle being substantially directly above the bottom receptacle. The top liquid receptacle is capable of dropping liquid from a plurality of locations to the bottom liquid receptacle, and the bottom liquid receptacle is positioned for and is capable of receiving the falling liquid so as to enable a multiple falls effect. At least one other receptacle is capable of supporting a hanging type plant. This plant receptacle is positioned above the bottom liquid receptacle, and the plant receptacle has a periphery which is different from the outside envelope of the falling liquid so that the hanging plant will not interfere with the falling liquid.