Abstract: A system for keeping an inventory of vehicles that serve as collateral for loans provided by a lending entity includes a vehicle monitoring device, a database, and a central vehicle data server. The vehicle monitoring device includes a wireless modem, a processor, a GPS receiver, a vehicle diagnostics interface connector, and memory. These components are preferably enclosed in a small housing which may be installed beneath the dashboard of a vehicle. The vehicle diagnostics interface connector connects to the vehicle's OBD interface which is electrically connected to the vehicle's on-board diagnostics processor. The device retrieves vehicle diagnostic data through the vehicle's OBD interface based on the occurrence of certain events during the operation of the vehicle, such as ignition events, voltage change events, and location-based events, such as crossing a geofence boundary or exceeding a mileage or speed threshold.

Abstract: A system for keeping an inventory of vehicles that serve as collateral for loans provided by a lending entity includes a vehicle monitoring device, a database, and a central vehicle data server. The vehicle monitoring device includes a wireless modem, a processor, a GPS receiver, a vehicle diagnostics interface connector, and memory. These components are preferably enclosed in a small housing which may be installed beneath the dashboard of a vehicle. The vehicle diagnostics interface connector connects to the vehicle's OBD interface which is electrically connected to the vehicle's on-board diagnostics processor. The device retrieves vehicle diagnostic data through the vehicle's OBD interface based on the occurrence of certain events during the operation of the vehicle, such as ignition events, voltage change events, and location-based events, such as crossing a geofence boundary or exceeding a mileage or speed threshold.

Abstract: An enclosure system for an electronic device such as a capacitive touch screen system preferably includes a front cover coupled to a universal rear enclosure unit via a hinge. A pan located between the front cover and the universal rear enclosure unit is pivotably coupled to the front cover. The front cover houses a touch screen and a display between the pan and the front cover. The universal rear enclosure unit houses computer equipment and power electronics for use by the touch screen, and does not have to be individually sized based on the size of the touch screen. The enclosure system also includes a seal between the front cover and the touch screen plate and between the touch screen plate and the universal rear enclosure unit, which prevents moisture or other debris from entering the enclosure system.