Abstract: Provided is a software application containing instructions to receive an identifier associated with an item to be purchased by a user. The software application provides the identifier associated with the item to an associated database. The item is then assigned a classification which, along with the price of the item, is provided to an authorization entity associated with at least one account of the user. A notice is then received as to whether a purchase of the item using the account will be authorized at the time of purchase. The authorization is determined as a function of the price of the item and the classification of the item.