Abstract: A device receives first transaction information associated with a first transaction, and a first transaction account utilized for the first transaction and associated with a first financial institution. The device determines, based on a fraud model, that the first transaction is to be denied due to potential fraud associated with the first transaction account and receives second transaction information associated with a second transaction, and a second transaction account utilized for the second transaction and associated with a second financial institution. The device processes the first transaction information and the second transaction information, with a matching model, to determine whether the first transaction information matches the second transaction information and determines that the first transaction was incorrectly denied when the first transaction information matches the second transaction information within a predetermined threshold.

Abstract: A system utilizing a web integration service to pull data from disparate computer server systems, and a normalizing module to generate a normalized data set utilized by an indexing module across a de-coupling boundary to generate a search index. An outflow module utilizes results from the search index and hierarchical grouping control structures to generate customized data flows to client devices with improved performance.

Abstract: A device receives a transaction request concerning a transaction and a transaction card from a transaction terminal, and determines, based on the transaction request, information concerning the transaction card. The device sends, based on the transaction request and to a user device, a query concerning possession of the transaction card by a user of the user device, where the query includes an instruction for the user to confirm possession of the transaction card via a component of the user device. The device receives, from the user device and after sending the query to the user device, a response concerning possession of the transaction card by the user, and determines, based on the response and the information concerning the transaction card, whether the user has possession of the transaction card. The device performs, based on determining whether the user has possession of the transaction card, at least one action.

Abstract: A system and method are described that receive digital records received from disparate computer systems wherein the records are heterogeneous in format and thus noisy. The systems utilize mapping to higher-dimensional vector spaces, clustering, reduction, and autocorrelation to identify and extract groups of related resource management operations from the noise of the system inputs.

Abstract: A system and method are described that receive digital records received from disparate computer systems wherein the records are heterogeneous in format and thus noisy. The systems utilize mapping to higher-dimensional vector spaces, clustering, reduction, and autocorrelation to identify and extract groups of related resource management operations of a time-recurrent nature from the noise of the system inputs.

Abstract: A device receives a transaction request concerning a transaction and a transaction card from a transaction terminal, and determines, based on the transaction request, information concerning the transaction card. The device sends, based on the transaction request and to a user device, a query concerning possession of the transaction card by a user of the user device, where the query includes an instruction for the user to confirm possession of the transaction card via a component of the user device. The device receives, from the user device and after sending the query to the user device, a response concerning possession of the transaction card by the user, and determines, based on the response and the information concerning the transaction card, whether the user has possession of the transaction card. The device performs, based on determining whether the user has possession of the transaction card, at least one action.

Abstract: A device receives first transaction information associated with a first transaction, and a first transaction account utilized for the first transaction and associated with a first financial institution. The device determines, based on a fraud model, that the first transaction is to be denied due to potential fraud associated with the first transaction account and receives second transaction information associated with a second transaction, and a second transaction account utilized for the second transaction and associated with a second financial institution. The device processes the first transaction information and the second transaction information, with a matching model, to determine whether the first transaction information matches the second transaction information and determines that the first transaction was incorrectly denied when the first transaction information matches the second transaction information within a predetermined threshold.

Abstract: A device receives first transaction information associated with a first transaction, and a first transaction account utilized for the first transaction and associated with a first financial institution. The device determines, based on a fraud model, that the first transaction is to be denied due to potential fraud associated with the first transaction account and receives second transaction information associated with a second transaction, and a second transaction account utilized for the second transaction and associated with a second financial institution. The device processes the first transaction information and the second transaction information, with a matching model, to determine whether the first transaction information matches the second transaction information and determines that the first transaction was incorrectly denied when the first transaction information matches the second transaction information within a predetermined threshold.

Abstract: A transaction information aggregation system includes raw transaction and enriched transaction databases. The raw transaction database comprises transaction information for a plurality of transactions, including for each transaction an account holder identifier and at least one transaction parameter. The enriched transaction database comprises an indexed transaction record for each of the plurality of transactions, each record including a plurality of search terms associated with each of the at least one transaction parameter.

Abstract: A system includes a cash management module and a cash forecast module. The cash management module determines a cash position for a company based on at least financial transactions and ERP system financial data. The cash forecast module generates a cash forecast based on the cash position and one or more cash streams, each cash flow stream configured to represent a cash flow for one aspect of the company and each cash flow stream comprising zero or one or more factors, each factor configured to affect an associated cash flow stream in the future. A cash forecast may include zero or more levers.

Abstract: A transaction information aggregation system includes raw transaction and enriched transaction databases. The raw transaction database comprises transaction information for a plurality of transactions, including for each transaction an account holder identifier and at least one transaction parameter. The enriched transaction database comprises an indexed transaction record for each of the plurality of transactions, each record including a plurality of search terms associated with each of the at least one transaction parameter.

Abstract: A device receives a transaction request concerning a transaction and a transaction card from a transaction terminal, and determines, based on the transaction request, information concerning the transaction card. The device sends, based on the transaction request and to a user device, a query concerning possession of the transaction card by a user of the user device, where the query includes an instruction for the user to confirm possession of the transaction card via a component of the user device. The device receives, from the user device and after sending the query to the user device, a response concerning possession of the transaction card by the user, and determines, based on the response and the information concerning the transaction card, whether the user has possession of the transaction card. The device performs, based on determining whether the user has possession of the transaction card, at least one action.

Abstract: A device receives a transaction request concerning a transaction and a transaction card from a transaction terminal, and determines, based on the transaction request, information concerning the transaction card. The device sends, based on the transaction request and to a user device, a query concerning possession of the transaction card by a user of the user device, where the query includes an instruction for the user to confirm possession of the transaction card via a component of the user device. The device receives, from the user device and after sending the query to the user device, a response concerning possession of the transaction card by the user, and determines, based on the response and the information concerning the transaction card, whether the user has possession of the transaction card. The device performs, based on determining whether the user has possession of the transaction card, at least one action.

Abstract: A messaging platform can automatically detect patterns in messaging behavior of a user, and based on the patterns, create and implement rules for incoming messages or other electronic communications. In response to each incoming message or electronic communication, the messaging platform can classify the message or electronic communication based on the created rules. The messaging platform can also perform various tasks in response to receiving the message or electronic communication. For example, the messaging platform can create a calendar entry in the user's calendar, forward a message, archive a message, reply to a message, etc.

Abstract: A system utilizing a web integration service to pull data from disparate computer server systems, and a normalizing module to generate a normalized data set utilized by an indexing module across a de-coupling boundary to generate a search index. An outflow module utilizes results from the search index and hierarchical grouping control structures to generate customized data flows to client devices with improved performance.

Abstract: A transaction information aggregation system includes raw transaction and enriched transaction databases. The raw transaction database comprises transaction information for a plurality of transactions, including for each transaction an account holder identifier and at least one transaction parameter. The enriched transaction database comprises an indexed transaction record for each of the plurality of transactions, each record including a plurality of search terms associated with each of the at least one transaction parameter.

Abstract: A distributed data communication and transformation system operates a web integration service and a normalizing module on a first side of a de-coupling boundary to generate anchors in a relational database. An indexing module and an outflow engine are operated on a second side of the de-coupling boundary to transform the anchor tags into a search index asynchronously from operation of the web integration service, and the outflow engine operates on the second side of the de-coupling boundary asynchronously from the web integration service to filter outputs of the search index without signaling across the de-coupling boundary.

Abstract: A device receives first transaction information associated with a first transaction, and a first transaction account utilized for the first transaction and associated with a first financial institution. The device determines, based on a fraud model, that the first transaction is to be denied due to potential fraud associated with the first transaction account and receives second transaction information associated with a second transaction, and a second transaction account utilized for the second transaction and associated with a second financial institution. The device processes the first transaction information and the second transaction information, with a matching model, to determine whether the first transaction information matches the second transaction information and determines that the first transaction was incorrectly denied when the first transaction information matches the second transaction information within a predetermined threshold.

Abstract: A system includes a cash management module and a cash forecast module. The cash management module determines a cash position for a company based on at least financial transactions and ERP system financial data. The cash forecast module generates a cash forecast based on the cash position and one or more cash streams, each cash flow stream configured to represent a cash flow for one aspect of the company and each cash flow stream comprising zero or one or more factors, each factor configured to affect an associated cash flow stream in the future. A cash forecast may include zero or more levers.

Abstract: A device receives a transaction request concerning a transaction and a transaction card from a transaction terminal, and determines, based on the transaction request, information concerning the transaction card. The device sends, based on the transaction request and to a user device, a query concerning possession of the transaction card by a user of the user device, where the query includes an instruction for the user to confirm possession of the transaction card via a component of the user device. The device receives, from the user device and after sending the query to the user device, a response concerning possession of the transaction card by the user, and determines, based on the response and the information concerning the transaction card, whether the user has possession of the transaction card. The device performs, based on determining whether the user has possession of the transaction card, at least one action.