Patents by Inventor Frank Accetta

Frank Accetta has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Loan option model
    Publication number: 20050144117
    Abstract: Systems and techniques for operating on data to value an instrument include representing an account include accessing a transition matrix including probabilities for a borrower transitioning from one credit rating to another; determining for each credit rating whether a borrower will stand or exercise a loan option; valuing the loan option; and determining a present value of the instrument.
    Type: Application
    Filed: June 9, 2004
    Publication date: June 30, 2005
    Inventors: Ashish Misra, Zhifeng Zhang, Andrew Ulmer, Frank Accetta