Patents by Inventor Gail Galuppo
Gail Galuppo has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11741540Abstract: This disclosure describes, generally, methods and systems for exchanging alternative currencies. The method includes creating, at an alternative currency platform, a plurality of user accounts and receiving, from a first user in the plurality of user accounts, an alternative currency exchange offer. The alternative currency exchange offer includes one or more offer terms and associated assets. Furthermore, the method includes extending the alternative currency exchange offer from the first user to the second user, in response to receiving acceptance of the offer from the second user, verifying the associated assets of the first user and the second user, and in response to verification of the assets of the first user and second user, providing settlement of the alternative currency exchange offer.Type: GrantFiled: September 25, 2020Date of Patent: August 29, 2023Assignee: The Western Union CompanyInventors: Evans Mehew, Gail Galuppo
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Publication number: 20210012423Abstract: This disclosure describes, generally, methods and systems for exchanging alternative currencies. The method includes creating, at an alternative currency platform, a plurality of user accounts and receiving, from a first user in the plurality of user accounts, an alternative currency exchange offer. The alternative currency exchange offer includes one or more offer terms and associated assets. Furthermore, the method includes extending the alternative currency exchange offer from the first user to the second user, in response to receiving acceptance of the offer from the second user, verifying the associated assets of the first user and the second user, and in response to verification of the assets of the first user and second user, providing settlement of the alternative currency exchange offer.Type: ApplicationFiled: September 25, 2020Publication date: January 14, 2021Applicant: The Western Union CompanyInventors: Evans Mehew, Gail Galuppo
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Publication number: 20190012741Abstract: This disclosure describes, generally, methods and systems for exchanging alternative currencies. The method includes creating, at an alternative currency platform, a plurality of user accounts and receiving, from a first user in the plurality of user accounts, an alternative currency exchange offer. The alternative currency exchange offer includes one or more offer terms and associated assets. Furthermore, the method includes extending the alternative currency exchange offer from the first user to the second user, in response to receiving acceptance of the offer from the second user, verifying the associated assets of the first user and the second user, and in response to verification of the assets of the first user and second user, providing settlement of the alternative currency exchange offer.Type: ApplicationFiled: September 14, 2018Publication date: January 10, 2019Applicant: The Western Union CompanyInventors: Evans Mehew, Gail Galuppo
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Patent number: 10083485Abstract: This disclosure describes, generally, methods and systems for exchanging alternative currencies. The method includes creating, at an alternative currency platform, a plurality of user accounts and receiving, from a first user in the plurality of user accounts, an alternative currency exchange offer. The alternative currency exchange offer includes one or more offer terms and associated assets. Furthermore, the method includes extending the alternative currency exchange offer from the first user to the second user, in response to receiving acceptance of the offer from the second user, verifying the associated assets of the first user and the second user, and in response to verification of the assets of the first user and second user, providing settlement of the alternative currency exchange offer.Type: GrantFiled: February 10, 2014Date of Patent: September 25, 2018Assignee: The Western Union CompanyInventors: Evans Mehew, Gail Galuppo
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Publication number: 20160307268Abstract: This disclosure describes, generally, methods and systems for exchanging alternative currencies. The method includes creating, at an alternative currency platform, a plurality of user accounts and receiving, from a first user in the plurality of user accounts, an alternative currency exchange offer. The alternative currency exchange offer includes one or more offer terms and associated assets. Furthermore, the method includes extending the alternative currency exchange offer from the first user to the second user, in response to receiving acceptance of the offer from the second user, verifying the associated assets of the first user and the second user, and in response to verification of the assets of the first user and second user, providing settlement of the alternative currency exchange offer.Type: ApplicationFiled: June 24, 2016Publication date: October 20, 2016Applicant: The Western Union CompanyInventors: Evans Mehew, Gail Galuppo
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Publication number: 20140156497Abstract: This disclosure describes, generally, methods and systems for exchanging alternative currencies. The method includes creating, at an alternative currency platform, a plurality of user accounts and receiving, from a first user in the plurality of user accounts, an alternative currency exchange offer. The alternative currency exchange offer includes one or more offer terms and associated assets. Furthermore, the method includes extending the alternative currency exchange offer from the first user to the second user, in response to receiving acceptance of the offer from the second user, verifying the associated assets of the first user and the second user, and in response to verification of the assets of the first user and second user, providing settlement of the alternative currency exchange offer.Type: ApplicationFiled: February 10, 2014Publication date: June 5, 2014Applicant: The Western Union CompanyInventors: Evans Mehew, Gail Galuppo
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Patent number: 8688563Abstract: This disclosure describes, generally, methods and systems for exchanging alternative currencies. The method includes creating, at an alternative currency platform, a plurality of user accounts and receiving, from a first user in the plurality of user accounts, an alternative currency exchange offer. The alternative currency exchange offer includes one or more offer terms and associated assets. Furthermore, the method includes extending the alternative currency exchange offer from the first user to the second user, in response to receiving acceptance of the offer from the second user, verifying the associated assets of the first user and the second user, and in response to verification of the assets of the first user and second user, providing settlement of the alternative currency exchange offer.Type: GrantFiled: October 9, 2009Date of Patent: April 1, 2014Assignee: The Western Union CompanyInventors: Evans Mehew, Gail Galuppo
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Publication number: 20120084203Abstract: A system for conducting money transfer transactions includes a wallet application at a mobile network host that facilitates the collection of fingerprint data at a mobile user device and that maintains wallets where the fingerprint data corresponding to a user device is stored as a reference fingerprint. The fingerprint data includes both device feature characteristics and device use characteristics. When a transaction is conducted a the user device, current fingerprint data from the user device is compared to the reference fingerprint, and the transaction is permitted based on the comparison.Type: ApplicationFiled: September 30, 2010Publication date: April 5, 2012Applicant: The Western Union CompanyInventors: Evans Mehew, Kimberly Dunwoody, Gail Galuppo
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Publication number: 20110016009Abstract: This disclosure describes, generally, methods and systems for exchanging alternative currencies. The method includes creating, at an alternative currency platform, a plurality of user accounts and receiving, from a first user in the plurality of user accounts, an alternative currency exchange offer. The alternative currency exchange offer includes one or more offer terms and associated assets. Furthermore, the method includes extending the alternative currency exchange offer from the first user to the second user, in response to receiving acceptance of the offer from the second user, verifying the associated assets of the first user and the second user, and in response to verification of the assets of the first user and second user, providing settlement of the alternative currency exchange offer.Type: ApplicationFiled: October 9, 2009Publication date: January 20, 2011Applicant: The Western Union CompanyInventors: Evans Mehew, Gail Galuppo
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Publication number: 20100042547Abstract: The invention provides various systems and methods for providing money transfers executed in connection with cable and/or satellite providers. The method includes presenting an interface to a user on a service provider's signal receiving device. The interface includes money transfer options. The method further includes receiving a money transfer initiation request from the user, and verifying the user's identity. The method then forwards the money transfer initiation request to a money transfer provider, and generates a money transfer control number associated with the money transfer initiation request. Furthermore, the method includes activating the money transfer control number, and transmitting the money transfer control number to a recipient.Type: ApplicationFiled: August 12, 2008Publication date: February 18, 2010Applicant: The Western Union CompanyInventors: Ernest Armenta, Gail Galuppo
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Publication number: 20100042517Abstract: The invention provides various systems and methods for providing universal access to loyalty programs and/or financial accounts. The method includes initializing a universal loyalty program account and financial account device. The method further includes associating loyalty program accounts and/or financial accounts with the universal loyalty program and financial instrument device. The method then accesses at least one of the loyalty program accounts and/or the financial accounts at a customer facing device using the universal loyalty program account and financial account device.Type: ApplicationFiled: August 12, 2008Publication date: February 18, 2010Applicant: The Westem Union CompanyInventors: Scott Paintin, Melanie Roberts, Gail Galuppo
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Publication number: 20090327111Abstract: Systems, methods, and devices for a television-based bill payment system are disclosed. The methods and systems include a television system that is configured to receive and transmit user-specific information and to display a user interface. The methods and systems also include a television provider network that is operated by a television service provider, configured to transmit and receive user-specific information with the television system and the television service provider network is configured to communicate with a bill payment provider. The methods and systems include a bill payment provider that communicates with the various billers. The bill payment provider is configured to communicate with the user through the televisions service provider network, and the bill payment provider is configured to bill a funding source selected by the user from the one or more funding sources.Type: ApplicationFiled: June 30, 2009Publication date: December 31, 2009Applicant: The Western Union CompanyInventors: Kurt Bulawa, Terra Geiger, Gail Galuppo, Scott Paintin