Abstract: Various systems, computer program products, and methods for resolving financial issues using conditional debt resolution offers are described. A method may include determining a debtor that is to receive a conditional debt resolution offer. In some implementations, the conditional debt resolution offer is subject to a condition for the conditional debt resolution offer to be valid. When valid and accepted by the debtor, the conditional debt resolution offer at least partially resolves the debt. In some implementations, the method may include causing the conditional debt resolution offer to be communicated to the debtor. In some implementations, the method may include determining whether the condition has been satisfied. In some implementations, the method may include validating the conditional debt resolution offer when the condition has been satisfied or invalidating the conditional debt resolution offer when the condition has not been satisfied.

Abstract: Various systems, computer program products, and methods for resolving financial issues using dynamic query processing is described. For example, a method may include obtaining an attribute of a debtor having a financial issue. The attribute describes a prior history or action of the debtor. The method may include communicating a question to be posed to the debtor. The method may include receiving a response to the question such as via a web page. The method may include determining and communicating a follow-up question to be posed to the debtor based on the attribute of the debtor and the response to the question. The method may include receiving a follow-up response to the follow-up question. The method may include determining a proposal to resolve the financial issue based on the response and the follow-up response.