Abstract: The present invention is a method for providing consumers with complication insurance and discounts on medical specialty treatments, products, and services through a membership program. More specifically, the method provides consumers with insurance for complications that might be experienced through specialty medical treatments and discounts on the actual specialty medical treatments. The invention requires the participation of the customer (patient and/or intended parents), the specialty medical provider, an insurance agency/provider, and a third party administrator.

Abstract: The present invention is a method for managing and providing discounts for fertility pharmaceutical medications and services. Specifically, the invention is method for providing discounts for medications and services by using a discount card that: (1) provides cash-paying patients with access to pharmaceutical and medical discounts; (2) provides pharmaceutical companies an opportunity to brand and market themselves; and (3) provides participating pharmacies a source of new and dedicated customers. The cost of the discount card, which is typically purchased by the customer directly, is reimbursed at equal cost to the customer through a gift card, which must be redeemed in a participating pharmacy or retail store. The card may be provided to the customer by doctors, fertility centers, pharmacies, self insured groups, insurers and retail stores, rather than being purchased directly.