Abstract: A method and system us disclosed for detecting fraud is non-personal transactions. The method and system comprise transmitting the purchaser's data, includes a ship-to address for the transaction, to a fraud-detection system; processing the purchaser's data to determine whether the transaction is potentially fraudulent; and returning the relative risks of fraudulent activity associated with the transaction. The method and system may include any of the following additional steps: checking to determine whether the purchaser's ship-to address exists, checking the purchaser's ship-to address against an historical database to determine whether a prior history of fraud exists, checking the purchaser's ship-to address against an historical database to determine whether a pattern of fraudulent activity exists for the ship-to address; and checking the purchaser's ship-to address against a modeling engine to determine whether elements exist in the demographic data which correlate with fraudulent trends.

Abstract: A method and system of detecting identity theft is disclosed. The method and system includes receiving identity data, the identity data including at least an address. Then, the address is compared to an external address database to determine whether the address is potentially fraudulent. The address is checked against a known fraud address table database to determine whether the address is fraudulent. The address may also be checked against a known good address table database to determine whether the address is potentially fraudulent. At least one database is queried for available incidental data associated with the address. And, a user is asked a question based upon the incidental data retrieved from the database, whereby the identity of the user is verified.