Abstract: A method, software and system allows for the novel and seamless integration between disparate hardware and software systems to facilitate strong authentication and identity assertion of an individual as an integral component of transaction processing. The method, software and system can combine quick response (QR) code(s) with more custom mobile device uniform resource locator (URL) scheme(s) to seamlessly invoke mobile application(s) that enable an end user to perform strong, multi-factor authentication as a component of completing a transaction. The use of mobile application(s) can simplify and automate the conveyance of transaction details between computing platforms and devices to allow a user to fully participate in a transaction approval process with a simplified, convenient experience.

Abstract: A method, software and system allows for the novel and seamless integration between disparate hardware and software systems to facilitate strong authentication and identity assertion of an individual as an integral component of transaction processing. The method, software and system can combine quick response (QR) code(s) with more custom mobile device uniform resource locator (URL) scheme(s) to seamlessly invoke mobile application(s) that enable an end user to perform strong, multi-factor authentication as a component of completing a transaction. The use of mobile application(s) can simplify and automate the conveyance of transaction details between computing platforms and devices to allow a user to fully participate in a transaction approval process with a simplified, convenient experience.

Abstract: A first server device is configured to receive an authentication request from a second server device; add the authentication request to a queue associated with a user; and provide a representation of the queue to a mobile device of the user. The representation of the queue includes an entry for the authentication request. The first server device is further configured to receive, from the mobile device, authentication information, provided by the user, for the authentication request; determine that authentication, of the user, for the authentication request is successful based on the authentication information; generate an authentication response that indicates that the authentication, of the user, for the authentication request is successful; and transmit, by the first server device, the authentication response to the second server device.

Abstract: A system is configured to: receive an authentication request for a transaction from a web server; identify a phone number of the mobile device based on identifying information of the user in the authentication request and the user information, transmit a message to the mobile device based on the phone number, receive a message response from the mobile device, determine whether the mobile device provided a mobile pin pad authentication for the user based on the message response, and transmit a success authentication response to the web server when the mobile device provided the mobile pin pad authentication for the user.

Abstract: A first server device is configured to receive an authentication request from a second server device; add the authentication request to a queue associated with a user; and provide a representation of the queue to a mobile device of the user. The representation of the queue includes an entry for the authentication request. The first server device is further configured to receive, from the mobile device, authentication information, provided by the user, for the authentication request; determine that authentication, of the user, for the authentication request is successful based on the authentication information; generate an authentication response that indicates that the authentication, of the user, for the authentication request is successful; and transmit, by the first server device, the authentication response to the second server device.

Abstract: A system is configured to: receive an authentication request for a transaction from a web server; identify a phone number of the mobile device based on identifying information of the user in the authentication request and the user information, transmit a message to the mobile device based on the phone number, receive a message response from the mobile device, determine whether the mobile device provided a mobile pin pad authentication for the user based on the message response, and transmit a success authentication response to the web server when the mobile device provided the mobile pin pad authentication for the user.