Abstract: A consumer-centric point of sale transaction system and method are provided. The system includes a wireless appliance, an authorization card or device with an embedded RFID Tag containing encrypted information, a hard copy product and a wireless telecommunications network based (MPOS) transaction system. The wireless appliance includes a radio frequency identification (RFID) reader/writer The hard copy product includes a product RFID tag. The authorization smart card also contains an RFID tag. The wireless telecommunications network based (MPOS) transaction system is to provide product information and purchase options to the wireless appliance based on the product RFID tag, and to perform point of sale transactions. The product information and purchase options can be provided from a content media portal, or a product repository.