Patents by Inventor Gerardo R. Garcia

Gerardo R. Garcia has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10015016
    Abstract: An apparatus for removing an individual as an authorized signatory is provided. The apparatus may include a transceiver. The transceiver may be configured to receive a request to remove the individual as the authorized signatory in a centralized repository. The transceiver may be further configured to transmit a request to remove the individual as the authorized signatory. The removal of the individual may include removing the individual as a listed authorized signatory in the centralized repository. The removal may also include transmitting an instruction to reclassify one or more associated signature documents. The associated signature documents may corresponding to authorized signatory documents for the individual. The instruction to reclassify may include an instruction to categorize the individual's authorized signatory documents as non-designated signature documents.
    Type: Grant
    Filed: January 28, 2015
    Date of Patent: July 3, 2018
    Assignee: Bank of America Corporation
    Inventors: Selene Chin-King, Gerardo R. Garcia, Barbara J. Costa, Maia H. Hardin, Sean Beaty, Lynette M. Galvan, Aimee Jones, Cheryl Ledoux, Michelle D. Nichols, Shelvia Barry, Susan Thrasher, Chad B. Vought
  • Patent number: 9767512
    Abstract: An apparatus for validating entitlement capabilities, and determining, based on the entitlement capabilities, whether an account request associated with the entitlement capabilities qualifies for Straight Through Processing is provided. The apparatus may include a receiver. The receiver may receive entitlement authorization for a signatory and a client request to open an account. The apparatus may also include memory configured to: store, in a centralized repository, entitlement capabilities for the authorized signatory. The centralized repository may provide access to one or more signature documents associated with the authorized signatory. The centralized repository may link the signatory to one or more signature documents associated with the signatory's authorization. The apparatus may also include a display configured to display a hierarchal map of the one or more authorized signatories.
    Type: Grant
    Filed: January 1, 2015
    Date of Patent: September 19, 2017
    Assignee: Bank of America Corporation
    Inventors: Terri L. Frick, Gerardo R. Garcia, Maia H. Hardin
  • Publication number: 20160218878
    Abstract: An apparatus for removing an individual as an authorized signatory is provided. The apparatus may include a transceiver. The transceiver may be configured to receive a request to remove the individual as the authorized signatory in a centralized repository. The transceiver may be further configured to transmit a request to remove the individual as the authorized signatory. The removal of the individual may include removing the individual as a listed authorized signatory in the centralized repository. The removal may also include transmitting an instruction to reclassify one or more associated signature documents. The associated signature documents may corresponding to authorized signatory documents for the individual. The instruction to reclassify may include an instruction to categorize the individual's authorized signatory documents as non-designated signature documents.
    Type: Application
    Filed: January 28, 2015
    Publication date: July 28, 2016
    Inventors: Selene Chin-King, Gerardo R. Garcia, Barbara J. Costa, Maia H. Hardin, Sean Beaty, Lynette M. Galvan, Aimee Jones, Cheryl Ledoux, Michelle D. Nichols, Shelvia Barry, Susan Thrasher, Chad B. Vought
  • Publication number: 20160196444
    Abstract: An apparatus for validating entitlement capabilities, and determining, based on the entitlement capabilities, whether an account request associated with the entitlement capabilities qualifies for Straight Through Processing is provided. The apparatus may include a receiver. The receiver may receive entitlement authorization for a signatory and a client request to open an account. The apparatus may also include memory configured to: store, in a centralized repository, entitlement capabilities for the authorized signatory. The centralized repository may provide access to one or more signature documents associated with the authorized signatory. The centralized repository may link the signatory to one or more signature documents associated with the signatory's authorization. The apparatus may also include a display configured to display a hierarchal map of the one or more authorized signatories.
    Type: Application
    Filed: January 1, 2015
    Publication date: July 7, 2016
    Inventors: Terri L. Frick, Gerardo R. Garcia, Maia H. Hardin
  • Patent number: 9379897
    Abstract: A method for maintaining a list of authorized signatories is provided. The method may include displaying a hierarchal list of signatories with at least one entitlement authorization. The method may further include receiving, from the client, a modification to the at least one entitlement authorization. The method may extract, from one or more client documents, a signature of a signatory with entitlement authorization. The method may receive a command to hover, on a Graphical User Interface (“GUI”), over the signatory. In response to the hovering, the may display, preferably on a hierarchal display, in response to the hovering, a copy of the signature of the signatory, a hierarchal list of signatories with current entitlement authorization, and a listing of documents signed by each of the signatories.
    Type: Grant
    Filed: February 6, 2015
    Date of Patent: June 28, 2016
    Assignee: Bank of America Corporation
    Inventors: Sean Beaty, Cheryl Ledoux, Chad B. Vought, Lynette M. Galvan, Mark T. Hudson, Kimberly L. Lewis, Cary Hudgins, Shelvia Barry, Gerardo R. Garcia, Aimee Jones, Michelle D. Nichols