Abstract: A system for providing a third party centralized data hub. The system includes a server storing a database of sets of third party data, and the system includes a third party risk management module on the server maintaining the third party data. The system includes a first set of client devices communicatively linked with the server over a digital communications network and operable by data providers to provide and modify one of the sets of third party data. The system includes a second set of client devices linked with the server and operable by data consumers to access a subset of the sets of third party data. During operations, the risk management module monitors the third party data, identifies a modification, by one of the data providers, of one of the sets of third party data, and automatically generates and transmits an alert to the second set of client devices.

Abstract: A system for providing a third party centralized data hub. The system includes a server storing a database of sets of third party data, and the system includes a third party risk management module on the server maintaining the third party data. The system includes a first set of client devices communicatively linked with the server over a digital communications network and operable by data providers to provide and modify one of the sets of third party data. The system includes a second set of client devices linked with the server and operable by data consumers to access a subset of the sets of third party data. During operations, the risk management module monitors the third party data, identifies a modification, by one of the data providers, of one of the sets of third party data, and automatically generates and transmits an alert to the second set of client devices.

Abstract: A system for providing a third party centralized data hub. The system includes a server storing a database of sets of third party data, and the system includes a third party risk management module on the server maintaining the third party data. The system includes a first set of client devices communicatively linked with the server over a digital communications network and operable by data providers to provide and modify one of the sets of third party data. The system includes a second set of client devices linked with the server and operable by data consumers to access a subset of the sets of third party data. During operations, the risk management module monitors the third party data, identifies a modification, by one of the data providers, of one of the sets of third party data, and automatically generates and transmits an alert to the second set of client devices.

Abstract: A system for providing a third party centralized data hub. The system includes a server storing a database of sets of third party data, and the system includes a third party risk management module on the server maintaining the third party data. The system includes a first set of client devices communicatively linked with the server over a digital communications network and operable by data providers to provide and modify one of the sets of third party data. The system includes a second set of client devices linked with the server and operable by data consumers to access a subset of the sets of third party data. During operations, the risk management module monitors the third party data, identifies a modification, by one of the data providers, of one of the sets of third party data, and automatically generates and transmits an alert to the second set of client devices.

Abstract: An improved snow shovel construction (10) (10?) (10?) for a snow shovel blade member (20) having a front face 22 and a rear surface (21) wherein, the snow shovel blade member (20) is connected to a handle member (27) and the improvement includes a foot receiving recess member (30) (40) and (50) operatively associated with the rear surface (21) of the shovel blade member (20) and having a high friction surface (31) (41) and (51) respectively that is engageable by the toe portion of a user's footwear (100).

Abstract: An improved snow shovel construction (10) (10?) (10?) for a snow shovel blade member (20) having a front face 22 and a rear surface (21) wherein, the snow shovel blade member (20) is connected to a handle member (27) and the improvement includes a foot receiving recess member (30) (40) and (50) operatively associated with the rear surface (21) of the shovel blade member (20) and having a high friction surface (31) (41) and (51) respectively that is engageable by the toe portion of a user's footwear (100).

Abstract: A multi-use file folder construction (10) including a single sheet of material (20) such as heavy bond paper stock (21) provided with an offset crease line (22) to form a front file face (23) and an enlarged rear file face (24) wherein, the upper end (24′) of the rear file face (24) is provided with a transverse horizontal perforated line (26) which is intersected by either truncated vertical perforation liens (25′) or truncated vertical slits (25) that form a plurality of detachable tab elements (27) on the upper end (24′) of the rear file face (24).