Patents by Inventor Grant Walter

Grant Walter has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11487960
    Abstract: A matrix bar code on a surface may comprise a plurality of colors and an ultraviolet layer. The matrix barcode may be a fiducial marker for conveying spatial information. The The conveyed spatial information may stem at least in part from the ultraviolet layer.
    Type: Grant
    Filed: March 11, 2021
    Date of Patent: November 1, 2022
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad
  • Patent number: 11487979
    Abstract: A matrix barcode on a surface may comprise a plurality of colors and an infrared layer. The matrix barcode may be a fiducial marker for conveying spatial information. The conveyed spatial information may stem at least in part from the infrared layer.
    Type: Grant
    Filed: March 11, 2021
    Date of Patent: November 1, 2022
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad
  • Patent number: 11481784
    Abstract: A system and method are disclosed in which a user engaging in an online or in-person transaction with a merchant may create automatic expiring transactions for a credit card. The user provides the credit card information to an online interface or a point-of-sale device but specifies an expiration date that is on or before the actual expiration date of the credit card, known as an artificial expiration date. A token for the merchant is generated with the artificial expiration date. The issuing bank will honor the transaction with the artificial expiration date using the merchant-specific token, and the token may continue to be used with the online merchant until the artificial expiration date.
    Type: Grant
    Filed: November 8, 2019
    Date of Patent: October 25, 2022
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad
  • Publication number: 20220301019
    Abstract: Systems, methods, and computer program products to transmit, by a web browser to a web server, a hypertext transfer protocol request for a web page at a first uniform resource identifier (URI). The web browser may receive, from the web server via, the web page and metadata of a plurality of candidate advertisements, the plurality of candidate advertisements determined based on a master machine learning (ML) model. A client ML model executing in the web browser may process the received metadata, the client ML model trained based on prior interactions between one or more users of the web browser and a plurality of previously displayed advertisements. The client ML model may determine based on the processing, a first candidate advertisement of the plurality of candidate advertisements to display in the web browser with the received web page.
    Type: Application
    Filed: April 25, 2022
    Publication date: September 22, 2022
    Applicant: Capital One Services, LLC
    Inventors: Mark Louis WATSON, Galen RAFFERTY, Austin Grant WALTERS, Jeremy Edward GOODSITT, Anh TRUONG, Vincent PHAM
  • Patent number: 11443303
    Abstract: Techniques for routing to content within a mesh network based on a blockchain are provided. An electronic device can receive data from a mesh network to establish the device as a node on the mesh network. The established node can generate a cryptocurrency wallet that can be loaded with an amount of cryptocurrency. A blockchain can store searchable transactions related to content stored within the mesh network. The established node can search the blockchain to locate content and can transmit a request for certain content. The established node may issue a payment to a node hosting the requested content and/or to any intermediate nodes facilitating the established node's access to the content.
    Type: Grant
    Filed: January 14, 2020
    Date of Patent: September 13, 2022
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad
  • Patent number: 11429582
    Abstract: Various embodiments are generally directed to techniques for creating and utilizing multidimensional embedding spaces for data objects, such as to condition the data for input to a neural network, for instance. Some embodiments are particularly directed to converting semi-structured data, such as a set of data objects, into object vector sets mapped to a multidimensional embedding space. In many embodiments, an embedding space for a set of data objects may be customized with a set of dimensions that correspond to various characteristics of the set of data objects. These and other embodiments are described and claimed.
    Type: Grant
    Filed: April 9, 2020
    Date of Patent: August 30, 2022
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Mark Louis Watson, Jeremy Edward Goodsitt, Anh Truong, Reza Farivar
  • Patent number: 11429826
    Abstract: A matrix barcode on a surface may comprise a plurality of colors, an infrared layer, and an ultraviolet layer. The matrix barcode may be a fiducial marker for conveying spatial information. The spatial information may stem at least in part from the infrared layer and the ultraviolet layer.
    Type: Grant
    Filed: March 11, 2021
    Date of Patent: August 30, 2022
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad
  • Publication number: 20220263659
    Abstract: Various embodiments are generally directed to provide a semi-local authentication scheme. A server can transmit one or more encryption mechanisms to a user device, which in turn can transmit the encrypted mechanisms to one or more secondary devices associated with the user device, where the user device and the secondary devices share a local connection. The secondary devices can transmit the one or more encrypted mechanism utilizing one or more one or more decryption mechanisms supplied by the server, and then transmit the result of the decryption, e.g. decrypted codes, back to the user device, which in turn can then transmit a final decrypted code or codes to the server. Upon confirming receipt of the decryption from the user device, the server can authorize access (via the user device) to one or more devices, networks, applications, and/or components.
    Type: Application
    Filed: April 29, 2022
    Publication date: August 18, 2022
    Applicant: Capital One Services, LLC
    Inventors: Jeremy Edward GOODSITT, Austin Grant WALTERS, Vincent PHAM, Reza FARIVAR
  • Patent number: 11417075
    Abstract: Techniques, devices, and systems to improve detection and security of a displayed image on a screen of a computer device, such as a device, including detection of an object in an environment, where the object has an inverse-colorspace relationship in relation to the colorspace of the environment. A system includes: a first camera device configured to determine a first underlying colorspace corresponding to an environment, a second camera device configured to determine a second underlying colorspace corresponding to either i) an actual change in the environment or ii) a predicted change in the environment, and a computer device configured to determine an inverse colorspace of at least one of i) the first underlying colorspace or ii) the second underlying colorspace and configured to detect an object in the environment based on the inverse colorspace determination.
    Type: Grant
    Filed: July 15, 2020
    Date of Patent: August 16, 2022
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad, Anh Truong
  • Patent number: 11418425
    Abstract: Techniques and apparatus for providing payment-based transmission processes are described. In one embodiment, for example, a network node may include a storage device, and logic, at least a portion of the logic implemented in circuitry coupled to the storage device. The logic may operate to provide a routing query to transmit information over a network, the routing query comprising at least one destination node for the information and a transmission value, receive at least one bid from at least one bidding node in response to the routing query, determine a path through the network to transmit the information anonymously based on the at least one bid that corresponds to the transmission value, and transmit the information at least partially anonymously via the path within a network packet encrypted in a number of layers of encryption corresponding to a number of intermediary nodes in the path. Other embodiments are described.
    Type: Grant
    Filed: July 21, 2020
    Date of Patent: August 16, 2022
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad
  • Publication number: 20220255725
    Abstract: In the disclosed transaction processing system, members of an authorized network of consumers and merchants manage account information using blockchain ledgers. Because both consumers and merchants maintain copies of the blockchain, for any consumer/merchant transaction, both entities can quickly validate the transaction because both are aware, via their blockchain entries, of the current status of the account sourcing the transaction, allowing fast and accurate transaction validation without the need to incur the processing charges inherent in traditional fiat currency credit transactions.
    Type: Application
    Filed: January 21, 2022
    Publication date: August 11, 2022
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Reza FARIVAR, Jeremy Edward GOODSITT
  • Patent number: 11403642
    Abstract: Techniques to improve fraud detection for financial institutions maintaining a network of financial terminals. These techniques are applicable towards identifying instances of multiple account usage with at least one of the financial terminals. Example financial terminals known as Automated Teller Machines (ATMs) capture image data whenever a visitor initiates a financial service (and/or receives something of value) and leverage the techniques described herein to determine whether the visitor is engaged in multiple account usage. Such multiple account usage may occur when the visitor withdraws cash against two different accounts. These techniques are further applicable towards securing the two different accounts from misappropriation.
    Type: Grant
    Filed: December 20, 2019
    Date of Patent: August 2, 2022
    Inventors: Vincent Pham, Austin Grant Walters, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad, Anh Truong
  • Patent number: 11392853
    Abstract: Logic may adjust communications between customers. Logic may cluster customers into a first group associated with a first subset of synonyms and a second group associated with a second subset of the synonyms. Logic may associate a first tag with the first group and with each of the synonyms of the first subset. Logic may associate a second tag with the second group and with each of the synonyms of the second subset. Logic may associate one or more models with pairs of the groups. A first pair may comprise the first group and the second group. The first model associated with the first pair may adjust words in communications between the first group and the second group, based on the synonyms associated with the first pair, by replacement of words in a communication between customers of the first subset and customers of the second subset.
    Type: Grant
    Filed: February 27, 2019
    Date of Patent: July 19, 2022
    Assignee: Capital One Services, LLC
    Inventors: Fardin Abdi Taghi Abad, Austin Grant Walters, Jeremy Edward Goodsitt, Reza Farivar, Vincent Pham, Anh Truong
  • Publication number: 20220222460
    Abstract: An article of manufacture may include a matrix barcode on a physical medium and associated with an environment. The matrix barcode may include a plurality of colors, where at least one of the plurality of colors is a least prevalent color, of a plurality of prevalent colors in the environment.
    Type: Application
    Filed: March 29, 2022
    Publication date: July 14, 2022
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Jeremy Edward GOODSITT, Fardin ABDI TAGHI ABAD
  • Publication number: 20220198718
    Abstract: Exemplary embodiments may provide an approach to converting multidimensional color data for an image encoded in a first color space into an intermediate form that is a single dimensional value. The exemplary embodiments may then decode the intermediate form value to produce an encoding of the color data that is encoded in a second color space that differs from the first color space. In this manner, the data for the image may be efficiently converted from an encoding in the first color space into an encoding in the second color space.
    Type: Application
    Filed: March 9, 2022
    Publication date: June 23, 2022
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Jeremy Edward GOODSITT, Vincent PHAM
  • Patent number: 11349664
    Abstract: Various embodiments are generally directed to provide a semi-local authentication scheme. A server can transmit one or more encryption mechanisms to a user device, which in turn can transmit the encrypted mechanisms to one or more secondary devices associated with the user device, where the user device and the secondary devices share a local connection. The secondary devices can transmit the one or more encrypted mechanism utilizing one or more one or more decryption mechanisms supplied by the server, and then transmit the result of the decryption, e.g. decrypted codes, back to the user device, which in turn can then transmit a final decrypted code or codes to the server. Upon confirming receipt of the decryption from the user device, the server can authorize access (via the user device) to one or more devices, networks, applications, and/or components.
    Type: Grant
    Filed: April 30, 2020
    Date of Patent: May 31, 2022
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Edward Goodsitt, Austin Grant Walters, Vincent Pham, Reza Farivar
  • Patent number: 11348143
    Abstract: Systems, methods, and computer program products to transmit, by a web browser to a web server, a hypertext transfer protocol request for a web page at a first uniform resource identifier (URI). The web browser may receive, from the web server via, the web page and metadata of a plurality of candidate advertisements, the plurality of candidate advertisements determined based on a master machine learning (ML) model. A client ML model executing in the web browser may process the received metadata, the client ML model trained based on prior interactions between one or more users of the web browser and a plurality of previously displayed advertisements. The client ML model may determine based on the processing, a first candidate advertisement of the plurality of candidate advertisements to display in the web browser with the received web page.
    Type: Grant
    Filed: June 27, 2019
    Date of Patent: May 31, 2022
    Assignee: Capital One Services, LLC
    Inventors: Mark Louis Watson, Galen Rafferty, Austin Grant Walters, Jeremy Edward Goodsitt, Anh Truong, Vincent Pham
  • Patent number: 11342943
    Abstract: Techniques to improve storage, transmission and security of data are included. One or more methods, apparatuses, and articles of manufacture employ one or more color-channels, ultraviolet layers, infrared layers, and/or luminance layers to encode data on or along a physical medium, where the encoding includes utilizing one or more of those layers to encode an error-correcting code (ECC), such as a Hamming code with the data.
    Type: Grant
    Filed: June 9, 2020
    Date of Patent: May 24, 2022
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt
  • Patent number: 11314958
    Abstract: Techniques to improve detection and security of images, including formation and detection of matrix-based images. A matrix may be detected in an environment. The matrix may comprise a plurality of colors. The plurality of colors may include a least prevalent color, of a plurality of colors in the environment.
    Type: Grant
    Filed: September 3, 2020
    Date of Patent: April 26, 2022
    Assignee: Capital One Services, LLC.
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad
  • Patent number: 11302036
    Abstract: Exemplary embodiments may provide an approach to converting multidimensional color data for an image encoded in a first color space into an intermediate form that is a single dimensional value. The exemplary embodiments may then decode the intermediate form value to produce an encoding of the color data that is encoded in a second color space that differs from the first color space. In this manner, the data for the image may be efficiently converted from an encoding in the first color space into an encoding in the second color space.
    Type: Grant
    Filed: August 19, 2020
    Date of Patent: April 12, 2022
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Vincent Pham