Patents by Inventor Gregory Ernest Park
Gregory Ernest Park has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 7133844Abstract: The present invention relates to producing and presenting negotiable instruments and, more specifically, to printing and presenting checks, which are resistant to forgery or fraud. The negotiable instrument comprises a numeric sequence printed in MICR font upside down across the top face of the negotiable instrument for electronic reading by a MICR reader. The numeric sequence provides for authentication of the payee name and the payment amount by a secure authentication server.Type: GrantFiled: July 3, 2002Date of Patent: November 7, 2006Assignee: Bottomline Technologies (DE) Inc.Inventors: Gregory Ernest Park, Timothy P. O'Hagan
-
Patent number: 7089213Abstract: The present invention relates to producing and presenting negotiable instruments and, more specifically, to printing and presenting checks, which are resistant to forgery or fraud. The negotiable instrument comprises an encrypted numeric sequence and a one-way decryption key printed in MICR font upside down across the top face of the negotiable instrument for electronic reading by a MICR reader. The encrypted numeric sequence represents name of the payee of the negotiable instrument and the payment amount.Type: GrantFiled: June 4, 2002Date of Patent: August 8, 2006Assignee: Bottomline TechnologiesInventors: Gregory Ernest Park, Timothy Patrick O'Hagan
-
Patent number: 7058612Abstract: The present invention relates to producing and presenting negotiable instruments and, more specifically, to printing and presenting checks, which are resistant to forgery or fraud. The negotiable instrument comprises a numeric sequence printed in MICR font upside down across the top face of the negotiable instrument for electronic reading by a MICR reader. The numeric sequence provides for authentication of the payee name and the payment amount by a secure authentication server.Type: GrantFiled: July 3, 2002Date of Patent: June 6, 2006Assignee: Bottomline Technologies, (DE) Inc.Inventors: Gregory Ernest Park, Timothy P O'Hagan
-
Publication number: 20030225704Abstract: The present invention relates to producing and presenting negotiable instruments and, more specifically, to printing and presenting checks, which are resistant to forgery or fraud. The negotiable instrument comprises an encrypted numeric sequence and a one-way decryption key printed in MICR font upside down across the top face of the negotiable instrument for electronic reading by a MICR reader. The encrypted numeric sequence represents name of the payee of the negotiable instrument and the payment amount.Type: ApplicationFiled: June 4, 2002Publication date: December 4, 2003Applicant: Bottomline Technologies (DE) Inc.Inventors: Gregory Ernest Park, Timothy Patrick O'Hagan
-
Publication number: 20030225705Abstract: The present invention relates to producing and presenting negotiable instruments and, more specifically, to printing and presenting checks, which are resistant to forgery or fraud. The negotiable instrument comprises a numeric sequence printed in MICR font upside down across the top face of the negotiable instrument for electronic reading by a MICR reader. The numeric sequence provides for authentication of the payee name and the payment amount by a secure authentication server.Type: ApplicationFiled: July 3, 2002Publication date: December 4, 2003Applicant: Bottomline Technologies (DE) Inc.Inventors: Gregory Ernest Park, Timothy P. O'Hagan
-
Publication number: 20030225695Abstract: The present invention relates to producing and presenting negotiable instruments and, more specifically, to printing and presenting checks, which are resistant to forgery or fraud. The negotiable instrument comprises a numeric sequence printed in MICR font upside down across the top face of the negotiable instrument for electronic reading by a MICR reader. The numeric sequence provides for authentication of the payee name and the payment amount by a secure authentication server.Type: ApplicationFiled: July 3, 2002Publication date: December 4, 2003Applicant: Bottomline Technologies (DE) Inc.Inventors: Gregory Ernest Park, Timothy P. O'Hagan
-
Publication number: 20030225708Abstract: The present invention relates to producing and presenting negotiable instruments and, more specifically, to printing and presenting checks, which are resistant to forgery or fraud. The negotiable instrument comprises a numeric sequence printed in MICR font upside down across the top face of the negotiable instrument for electronic reading by a MICR reader. The numeric sequence provides for authentication of the payee name and the payment amount by a secure authentication server.Type: ApplicationFiled: July 3, 2002Publication date: December 4, 2003Applicant: Bottomline Technologies (DE) Inc.Inventors: Gregory Ernest Park, Timothy P. O'Hagan
-
Publication number: 20030167229Abstract: In one embodiment, an electronic bill presentment and payment system consistent with the invention comprises at least one biller system and at least one payor system in communication with a payment processing system. The payment processing system comprises a database including global information relating to the biller system and the payor system, and an application server for storing at least one modular business object containing specified instructions to govern financial transactions between the biller system and the payor system based on the global information. The application server permits replacement of a business object with another modular business object containing other specified instructions using the same global information.Type: ApplicationFiled: April 3, 2001Publication date: September 4, 2003Applicant: Bottomline Technologies, Inc.Inventors: Keith Ludwig, David Armand Bennett, Gregory Ernest Park
-
Publication number: 20030004874Abstract: An electronic bill presentment and payment system comprises a billing database for storing billing data representing amounts payable to a billing client from a paying client. An application server receives a plurality of instruction files, each representing a transaction for reading or manipulating billing data, performing the transaction utilizing data included in the instruction file, and providing a data response file complying with a predetermined format. A presentation server is coupled to the application server and includes a document database. The document database includes a plurality of document style sheets, each for presenting response data in a predetermined document format corresponding to one of the clients. The presentation server receives the response file and generates a client document utilizing data extracted from the response file and the document style sheet corresponding to the client.Type: ApplicationFiled: August 27, 2001Publication date: January 2, 2003Applicant: Bottomline Technologies (DE) Inc.Inventors: Keith David Ludwig, David Armand Bennett, Gregory Ernest Park
-
Publication number: 20020198829Abstract: In one embodiment, an electronic bill presentment and payment system consistent with the invention comprises at least one biller system and at least one payor system in communication with a payment processing system. The payment processing system comprises a database including global information relating to the biller system and the payor system, and an application server for storing at least one modular business object containing specified instructions to govern financial transactions between the biller system and the payor system based on the global information. The application server permits replacement of a business object with another modular business object containing other specified instructions using the same global information.Type: ApplicationFiled: April 3, 2001Publication date: December 26, 2002Applicant: Bottomline Technologies, Inc.Inventors: Keith Ludwig, David Armand Bennett, Gregory Ernest Park
-
Publication number: 20020198828Abstract: In one embodiment, an electronic bill presentment and payment system consistent with the invention comprises at least one biller system and at least one payor system in communication with a payment processing system. The payment processing system comprises a database including global information relating to the biller system and the payor system, and an application server for storing at least one modular business object containing specified instructions to govern financial transactions between the biller system and the payor system based on the global information. The application server permits replacement of a business object with another modular business object containing other specified instructions using the same global information.Type: ApplicationFiled: April 3, 2001Publication date: December 26, 2002Applicant: Bottomline Technologies, Inc.Inventors: Keith Ludwig, David Armand Bennett, Gregory Ernest Park
-
Publication number: 20020198798Abstract: In one embodiment, an electronic bill presentment and payment system consistent with the invention comprises at least one biller system and at least one payor system in communication with a payment processing system. The payment processing system comprises a database including global information relating to the biller system and the payor system, and an application server for storing at least one modular business object containing specified instructions to govern financial transactions between the biller system and the payor system based on the global information. The application server permits replacement of a business object with another modular business object containing other specified instructions using the same global information.Type: ApplicationFiled: April 3, 2001Publication date: December 26, 2002Applicant: Bottomline Technologies, Inc.Inventors: Keith Ludwig, David Armand Bennett, Gregory Ernest Park