Patents by Inventor Gregory Joseph Phillips

Gregory Joseph Phillips has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8065225
    Abstract: A computer-implemented method for processing an application for a mortgage loan, such that the mortgage loan is configured to include a set of financial lending requirements and further include certain financial lending risks associated with financing the mortgage loan. The steps of the method include receiving the mortgage loan application, processing the mortgage loan application through an electronic database, applying the set of financial lending requirements to the mortgage loan application, generating a listing of at least one eligible lender or loan product based on the application of the financial lending requirements to the mortgage loan application, and submitting the mortgage loan application to the eligible lender, the mortgage loan being configured such that the financial lending risks are configured to be absorbed by a secondary mortgage market investor.
    Type: Grant
    Filed: September 18, 2007
    Date of Patent: November 22, 2011
    Assignee: Fannie Mae
    Inventors: Harold Lewis, Jr., Tracey G. Amos, Eric Ronald Anders, Nitirwork Armstrong, Sidney Vince Credle, Jr., Terri Lynn Davis, Thomas L. King, Gregory Joseph Phillips, Robert John Sahadi
  • Patent number: 8005756
    Abstract: A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
    Type: Grant
    Filed: August 16, 2010
    Date of Patent: August 23, 2011
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Gregory Joseph Phillips, Rebecca Deporte, Jeffery A. Norwine, Penny B. Joines
  • Publication number: 20100312699
    Abstract: A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
    Type: Application
    Filed: August 16, 2010
    Publication date: December 9, 2010
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Gregory Joseph Phillips, Rebecca Deporte, Jeffery A. Norwine, Penny B. Joines
  • Patent number: 7818253
    Abstract: A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
    Type: Grant
    Filed: July 20, 2007
    Date of Patent: October 19, 2010
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Gregory Joseph Phillips, Rebecca Deporte, Jeffrey Norwine, Penny Joines
  • Patent number: 7809642
    Abstract: A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
    Type: Grant
    Filed: February 17, 2006
    Date of Patent: October 5, 2010
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Gregory Joseph Phillips, Rebecca Deporte, Jeffery A. Norwine, Penny B. Jones
  • Patent number: 7809643
    Abstract: A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
    Type: Grant
    Filed: October 31, 2007
    Date of Patent: October 5, 2010
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Gregory Joseph Phillips, Rebecca Deporte, Jeffrey Norwine, Penny Joines
  • Patent number: 7805368
    Abstract: A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
    Type: Grant
    Filed: May 31, 2007
    Date of Patent: September 28, 2010
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Gregory Joseph Phillips, Rebecca Deporte, Jeffrey Norwine, Penny Joines
  • Patent number: 7747463
    Abstract: A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
    Type: Grant
    Filed: April 21, 2008
    Date of Patent: June 29, 2010
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Gregory Joseph Phillips, Rebecca Deporte, Jeffrey Norwine, Penny Joines
  • Patent number: 7363273
    Abstract: A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
    Type: Grant
    Filed: November 15, 2004
    Date of Patent: April 22, 2008
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Gregory Joseph Phillips, Rebecca Deporte, Jeffrey Norwine, Penny Joines
  • Patent number: 7174316
    Abstract: A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
    Type: Grant
    Filed: November 15, 2004
    Date of Patent: February 6, 2007
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Gregory Joseph Phillips, Rebecca Deporte, Jeffrey Norwine, Penny Joines
  • Patent number: 7174315
    Abstract: A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
    Type: Grant
    Filed: November 15, 2004
    Date of Patent: February 6, 2007
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Gregory Joseph Phillips, Rebecca Deporte, Jeffrey Norwine, Penny Joines
  • Patent number: 7174314
    Abstract: A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
    Type: Grant
    Filed: November 15, 2004
    Date of Patent: February 6, 2007
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Gregory Joseph Phillips, Rebecca Deporte, Jeffrey Norwine, Penny Joines
  • Patent number: 7174317
    Abstract: A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
    Type: Grant
    Filed: November 15, 2004
    Date of Patent: February 6, 2007
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Gregory Joseph Phillips, Rebecca Deporte, Jeffrey Norwine, Penny Joines
  • Patent number: 7171388
    Abstract: A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
    Type: Grant
    Filed: November 15, 2004
    Date of Patent: January 30, 2007
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Gregory Joseph Phillips, Rebecca Deporte, Jeffrey Norwine, Penny Joines
  • Patent number: 7130828
    Abstract: A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
    Type: Grant
    Filed: September 26, 2003
    Date of Patent: October 31, 2006
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Gregory Joseph Phillips, Rebecca Deporte, Jeffery A. Norwine, Penny B. Joines
  • Patent number: 6892187
    Abstract: A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
    Type: Grant
    Filed: May 20, 2003
    Date of Patent: May 10, 2005
    Assignee: Bank One, Delaware, National Association
    Inventors: Gregory Joseph Phillips, Rebecca Deporte, Jeffery A. Norwine, Penny B. Joines
  • Publication number: 20040064412
    Abstract: A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
    Type: Application
    Filed: September 26, 2003
    Publication date: April 1, 2004
    Applicant: Bank One, Delaware, National Association
    Inventors: Gregory Joseph Phillips, Rebecca Deporte, Jeffery A. Norwine, Penny B. Joines
  • Publication number: 20030195849
    Abstract: A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
    Type: Application
    Filed: May 20, 2003
    Publication date: October 16, 2003
    Applicant: Bank One, Delaware, National Association
    Inventors: Gregory Joseph Phillips, Rebecca Deporte, Jeffery A. Norwine, Penny B. Joines
  • Patent number: 6615189
    Abstract: A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the purchaser, and issuing the purchase card. The purchase card may also be issued in connection with another credit card, for example as a rebate for purchases on the credit card. The purchase card may also be converted to a credit card.
    Type: Grant
    Filed: June 22, 1998
    Date of Patent: September 2, 2003
    Assignee: Bank One, Delaware, National Association
    Inventors: Gregory Joseph Phillips, Rebecca Deporte, Jeffery A. Norwine, Penny B. Joines