Patents by Inventor Gregory Todd Thibodeau

Gregory Todd Thibodeau has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8359264
    Abstract: A system and method for matching a loan consumer with lenders via the Internet includes receiving loan consumer application information. The application information is stored in a database. An internally specified filter is applied to the information to determine if the loan consumer meets a set of loan criteria. A subset of the information is submitted to a credit bureau. A credit report is generated based on the subset of information. A lender database is searched to match the customer information and credit report to ranked lenders. A query is transmitted to one of the lenders. A response is generated and received based on the query. Subsequent query and response steps are repeated only after receipt of the previous response, until all lenders have been queried. Only lenders who responded with an approval are presented for review by the customer.
    Type: Grant
    Filed: December 19, 2011
    Date of Patent: January 22, 2013
    Assignee: Horizon Digital Finance, LLC
    Inventors: Dale Lowell Peterson, Gregory Todd Thibodeau, John South
  • Publication number: 20120109815
    Abstract: A system and method for matching a loan consumer with lenders via the Internet includes receiving loan consumer application information. The application information is stored in a database. An internally specified filter is applied to the information to determine if the loan consumer meets a set of loan criteria. A subset of the information is submitted to a credit bureau. A credit report is generated based on the subset of information. A lender database is searched to match the customer information and credit report to ranked lenders. A query is transmitted to one of the lenders. A response is generated and received based on the query. Subsequent query and response steps are repeated only after receipt of the previous response, until all lenders have been queried. Only lenders who responded with an approval are presented for review by the customer.
    Type: Application
    Filed: December 19, 2011
    Publication date: May 3, 2012
    Applicant: HORIZON DIGITAL FINANCE, LLC
    Inventors: Dale Lowell Peterson, Gregory Todd Thibodeau, John South
  • Patent number: 8095458
    Abstract: A system and method for matching a loan consumer with lenders via the Internet includes receiving loan consumer application information. The application information is stored in a database. An internally specified filter is applied to the information to determine if the loan consumer meets a set of loan criteria. A subset of the information is submitted to a credit bureau. A credit report is generated based on the subset of information. A lender database is searched to match the customer information and credit report to ranked lenders. A query is transmitted to one of the lenders. A response is generated and received based on the query. Subsequent query and response steps are repeated only after receipt of the previous response, until all lenders have been queried. Only lenders who responded with an approval are presented for review by the customer.
    Type: Grant
    Filed: November 11, 2009
    Date of Patent: January 10, 2012
    Assignee: Horizon Digital Finance, LLC
    Inventors: Dale Lowell Peterson, Gregory Todd Thibodeau, John South
  • Publication number: 20100094749
    Abstract: A system and method for matching a loan consumer with lenders via the Internet includes receiving loan consumer application information. The application information is stored in a database. An internally specified filter is applied to the information to determine if the loan consumer meets a set of loan criteria. A subset of the information is submitted to a credit bureau. A credit report is generated based on the subset of information. A lender database is searched to match the customer information and credit report to ranked lenders. A query is transmitted to one of the lenders. A response is generated and received based on the query. Subsequent query and response steps are repeated only after receipt of the previous response, until all lenders have been queried. Only lenders who responded with an approval are presented for review by the customer.
    Type: Application
    Filed: November 11, 2009
    Publication date: April 15, 2010
    Applicant: Horizon Digital Finance, LLC
    Inventors: Dale Lowell Peterson, Gregory Todd Thibodeau, John South
  • Patent number: 7647274
    Abstract: A system and method for matching a loan consumer with lenders via the Internet includes receiving loan consumer application information. The application information is stored in a database. An internally specified filter is applied to the information to determine if the loan consumer meets a set of loan criteria. A subset of the information is submitted to a credit bureau. A credit report is generated based on the subset of information. A lender database is searched to match the customer information and credit report to ranked lenders. A query is transmitted to one of the lenders. A response is generated and received based on the query. Subsequent query and response steps are repeated only after receipt of the previous response, until all lenders have been queried. Only lenders who responded with an approval are presented for review by the customer.
    Type: Grant
    Filed: December 29, 2006
    Date of Patent: January 12, 2010
    Assignee: Horizon Digital Finance, LLC
    Inventors: Dale Lowell Peterson, Gregory Todd Thibodeau, John South
  • Patent number: 7630933
    Abstract: A system and method for matching a loan consumer with lenders via the Internet includes receiving loan consumer application information. The application information is stored in a database. A filter is applied to the information to determine if the loan consumer meets a set of loan criteria. A subset of the information is submitted to a credit bureau. A credit report is generated based on the subset of information. A lender database is searched to match the customer information and credit report to ranked lenders. A query is transmitted to one of the lenders. A response is generated and received based on the query. Subsequent query and response steps are repeated only after receipt of the previous response, until all lenders have been queried. Only lenders who responded with an approval are presented for review by the customer.
    Type: Grant
    Filed: February 20, 2004
    Date of Patent: December 8, 2009
    Assignee: Horizon Digital Finance, LLC
    Inventors: Dale Lowell Peterson, Gregory Todd Thibodeau, John South