Patents by Inventor Grisha Nepomniachtchi
Grisha Nepomniachtchi has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20230290166Abstract: Systems and methods for mobile enrollment in automated clearing house (ACH) transactions using mobile-captured images of financial documents are provided. Applications running on a mobile device provide for the capture and processing of images of documents needed for enrollment in an ACH transaction, such as a blank check, remittance statement and driver's license. Data from the mobile-captured images that is needed for enrolling in ACH transactions is extracted from the processed images, such as a user's name, address, bank account number and bank routing number. The user can edit the extracted data, select the type of document that is being captured, authorize the creation of an ACH transaction and select an originator of the ACH transaction. The extracted data and originator information is transmitted to a remote server along with the user's authorization so the ACH transaction can be setup between the originator's and receiver's bank accounts.Type: ApplicationFiled: February 5, 2023Publication date: September 14, 2023Inventors: John J. ROACH, Grisha NEPOMNIACHTCHI
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Patent number: 11599861Abstract: Systems and methods for mobile enrollment in automated clearing house (ACH) transactions using mobile-captured images of financial documents are provided. Applications running on a mobile device provide for the capture and processing of images of documents needed for enrollment in an ACH transaction, such as a blank check, remittance statement and driver's license. Data from the mobile-captured images that is needed for enrolling in ACH transactions is extracted from the processed images, such as a user's name, address, bank account number and bank routing number. The user can edit the extracted data, select the type of document that is being captured, authorize the creation of an ACH transaction and select an originator of the ACH transaction. The extracted data and originator information is transmitted to a remote server along with the user's authorization so the ACH transaction can be setup between the originator's and receiver's bank accounts.Type: GrantFiled: May 23, 2022Date of Patent: March 7, 2023Assignee: MITEK SYSTEMS, INC.Inventors: John J. Roach, Grisha Nepomniachtchi
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Publication number: 20220351161Abstract: Systems and methods for mobile enrollment in automated clearing house (ACH) transactions using mobile-captured images of financial documents are provided. Applications running on a mobile device provide for the capture and processing of images of documents needed for enrollment in an ACH transaction, such as a blank check, remittance statement and driver's license. Data from the mobile-captured images that is needed for enrolling in ACH transactions is extracted from the processed images, such as a user's name, address, bank account number and bank routing number. The user can edit the extracted data, select the type of document that is being captured, authorize the creation of an ACH transaction and select an originator of the ACH transaction. The extracted data and originator information is transmitted to a remote server along with the user's authorization so the ACH transaction can be setup between the originator's and receiver's bank accounts.Type: ApplicationFiled: May 23, 2022Publication date: November 3, 2022Inventors: John J. ROACH, Grisha NEPOMNIACHTCHI
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Patent number: 11341469Abstract: Systems and methods for mobile enrollment in automated clearing house (ACH) transactions using mobile-captured images of financial documents are provided. Applications running on a mobile device provide for the capture and processing of images of documents needed for enrollment in an ACH transaction, such as a blank check, remittance statement and driver's license. Data from the mobile-captured images that is needed for enrolling in ACH transactions is extracted from the processed images, such as a user's name, address, bank account number and bank routing number. The user can edit the extracted data, select the type of document that is being captured, authorize the creation of an ACH transaction and select an originator of the ACH transaction. The extracted data and originator information is transmitted to a remote server along with the user's authorization so the ACH transaction can be setup between the originator's and receiver's bank accounts.Type: GrantFiled: November 21, 2019Date of Patent: May 24, 2022Assignee: MITEK SYSTEMS, INC.Inventors: John J. Roach, Grisha Nepomniachtchi
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Publication number: 20210073786Abstract: Techniques for processing images of documents captured using a mobile device are provided. The images can include different sides of a document from a mobile device for an authenticated transaction. In an example implementation, a method incudes inspecting the images to detect a feature associated with a first side of the document. In response to determining an image is the first side of the document, a type of content is selected to be analyze on the image of the first side and one or more of regions of interests (ROIs) are identified on the image of the first side that are known to include the selected type of content. A process can include receiving a sub-image of the image of the first side from the preprocessing unit, and performing content detection test on the sub-image.Type: ApplicationFiled: November 19, 2020Publication date: March 11, 2021Inventors: Grisha Nepomniachtchi, Vitali Kliatskine
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Patent number: 10878401Abstract: Techniques for processing images of documents captured using a mobile device are provided. The images can include different sides of a document from a mobile device for an authenticated transaction. In an example implementation, a method includes inspecting the images to detect a feature associated with a first side of the document. In response to determining an image is the first side of the document, a type of content is selected to be analyze on the image of the first side and one or more of regions of interests (ROIs) are identified on the image of the first side that are known to include the selected type of content. A process can include receiving a sub-image of the image of the first side from the preprocessing unit, and performing content detection test on the sub-image.Type: GrantFiled: January 14, 2020Date of Patent: December 29, 2020Assignee: MITEK SYSTEMS, INC.Inventors: Grisha Nepomniachtchi, Vitali Kliatskine
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Publication number: 20200151703Abstract: Techniques for processing images of documents captured using a mobile device are provided. The images can include different sides of a document from a mobile device for an authenticated transaction. In an example implementation, a method includes inspecting the images to detect a feature associated with a first side of the document. In response to determining an image is the first side of the document, a type of content is selected to be analyze on the image of the first side and one or more of regions of interests (ROIs) are identified on the image of the first side that are known to include the selected type of content. A process can include receiving a sub-image of the image of the first side from the preprocessing unit, and performing content detection test on the sub-image.Type: ApplicationFiled: January 14, 2020Publication date: May 14, 2020Inventors: Grisha Nepomniachtchi, Vitali Kliatskine
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Publication number: 20200097930Abstract: Systems and methods for mobile enrollment in automated clearing house (ACH) transactions using mobile-captured images of financial documents are provided. Applications running on a mobile device provide for the capture and processing of images of documents needed for enrollment in an ACH transaction, such as a blank check, remittance statement and driver's license. Data from the mobile-captured images that is needed for enrolling in ACH transactions is extracted from the processed images, such as a user's name, address, bank account number and bank routing number. The user can edit the extracted data, select the type of document that is being captured, authorize the creation of an ACH transaction and select an originator of the ACH transaction. The extracted data and originator information is transmitted to a remote server along with the user's authorization so the ACH transaction can be setup between the originator's and receiver's bank accounts.Type: ApplicationFiled: November 21, 2019Publication date: March 26, 2020Inventors: John J. ROACH, Grisha NEPOMNIACHTCHI
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Patent number: 10558972Abstract: Techniques for processing images of documents captured using a mobile device are provided. The images can include different sides of a document from a mobile device for an authenticated transaction. In an example implementation, a method includes inspecting the images to detect a feature associated with a first side of the document. In response to determining an image is the first side of the document, a type of content is selected to be analyze on the image of the first side and one or more of regions of interests (ROIs) are identified on the image of the first side that are known to include the selected type of content. A process can include receiving a sub-image of the image of the first side from the preprocessing unit, and performing content detection test on the sub-image.Type: GrantFiled: December 11, 2017Date of Patent: February 11, 2020Assignee: Mitek Systems, Inc.Inventors: Grisha Nepomniachtchi, Vitali Kliatskine
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Patent number: 10528925Abstract: Systems and methods for mobile enrollment in automated clearing house (ACH) transactions using mobile-captured images of financial documents are provided. Applications running on a mobile device provide for the capture and processing of images of documents needed for enrollment in an ACH transaction, such as a blank check, remittance statement and driver's license. Data from the mobile-captured images that is needed for enrolling in ACH transactions is extracted from the processed images, such as a user's name, address, bank account number and bank routing number. The user can edit the extracted data, select the type of document that is being captured, authorize the creation of an ACH transaction and select an originator of the ACH transaction. The extracted data and originator information is transmitted to a remote server along with the user's authorization so the ACH transaction can be setup between the originator's and receiver's bank accounts.Type: GrantFiled: June 19, 2012Date of Patent: January 7, 2020Assignee: MITEK SYSTEMS, INC.Inventors: John J. Roach, Grisha Nepomniachtchi
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Publication number: 20180101836Abstract: Techniques for processing images of documents captured using a mobile device are provided. The images can include different sides of a document from a mobile device for an authenticated transaction. In an example implementation, a method includes inspecting the images to detect a feature associated with a first side of the document. In response to determining an image is the first side of the document, a type of content is selected to be analyze on the image of the first side and one or more of regions of interests (ROIs) are identified on the image of the first side that are known to include the selected type of content. A process can include receiving a sub-image of the image of the first side from the preprocessing unit, and performing content detection test on the sub-image.Type: ApplicationFiled: December 11, 2017Publication date: April 12, 2018Inventors: Grisha Nepomniachtchi, Vitali Kliatskine
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Patent number: 9842331Abstract: Techniques for processing an image of a check captured using a mobile device are provided. The check image is processed to determine whether the check can be deposited at a bank via a mobile deposit process. The system can identify regions of the check—such as the endorsement area—to determine if the check has been properly endorsed. The system can be implemented on a mobile device and/or a server, where the mobile device routes the check image to the server for processing. If the check cannot be deposited, a rejection is forwarded in real time to the mobile device for possible correction.Type: GrantFiled: June 4, 2012Date of Patent: December 12, 2017Assignee: MITEK SYSTEMS, INC.Inventors: Grisha Nepomniachtchi, Vitali Kliatskine
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Patent number: 8483473Abstract: Systems and methods for applying for and creating balance transfers with a mobile device are provided. An image of a customer's financial statement can be taken using a mobile device, after which the image is analyzed to extract information relevant to creating a balance transfer. The extracted information is then communicated to a bank over a network connected with the mobile device, where the bank can process the information and create an offer to the customer for a balance transfer in real-time. An example financial statement is a credit card statement. These systems and methods may comprise capturing an image of a document using a mobile communication device; transmitting the image to a server; detecting relevant information within the image; transmitting the information to a bank; and transmitting a resulting balance transfer offer from the bank to the mobile device.Type: GrantFiled: October 29, 2012Date of Patent: July 9, 2013Assignee: Mitek Systems, Inc.Inventors: John J. Roach, Grisha Nepomniachtchi, Robert Couch, Mikhail Avergun
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Publication number: 20130148862Abstract: Systems and methods for applying for and creating balance transfers with a mobile device are provided. An image of a customer's financial statement can be taken using a mobile device, after which the image is analyzed to extract information relevant to creating a balance transfer. The extracted information is then communicated to a bank over a network connected with the mobile device, where the bank can process the information and create an offer to the customer for a balance transfer in real-time. An example financial statement is a credit card statement. These systems and methods may comprise capturing an image of a document using a mobile communication device; transmitting the image to a server; detecting relevant information within the image; transmitting the information to a bank; and transmitting a resulting balance transfer offer from the bank to the mobile device.Type: ApplicationFiled: June 7, 2012Publication date: June 13, 2013Applicant: MITEK SYSTEMSInventors: John J. Roach, Grisha Nepomniachtchi, Robert Couch, Mikhail Avergun
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Publication number: 20130124414Abstract: Systems and methods for mobile enrollment in automated clearing house (ACH) transactions using mobile-captured images of financial documents are provided. Applications running on a mobile device provide for the capture and processing of images of documents needed for enrollment in an ACH transaction, such as a blank check, remittance statement and driver's license. Data from the mobile-captured images that is needed for enrolling in ACH transactions is extracted from the processed images, such as a user's name, address, bank account number and bank routing number. The user can edit the extracted data, select the type of document that is being captured, authorize the creation of an ACH transaction and select an originator of the ACH transaction. The extracted data and originator information is transmitted to a remote server along with the user's authorization so the ACH transaction can be setup between the originator's and receiver's bank accounts.Type: ApplicationFiled: June 19, 2012Publication date: May 16, 2013Applicant: MITEK SYSTEMSInventors: John J. Roach, Grisha Nepomniachtchi
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Publication number: 20130051610Abstract: Systems and methods for applying for and creating balance transfers with a mobile device are provided. An image of a customer's financial statement can be taken using a mobile device, after which the image is analyzed to extract information relevant to creating a balance transfer. The extracted information is then communicated to a bank over a network connected with the mobile device, where the bank can process the information and create an offer to the customer for a balance transfer in real-time. An example financial statement is a credit card statement. These systems and methods may comprise capturing an image of a document using a mobile communication device; transmitting the image to a server; detecting relevant information within the image; transmitting the information to a bank; and transmitting a resulting balance transfer offer from the bank to the mobile device.Type: ApplicationFiled: October 29, 2012Publication date: February 28, 2013Applicant: MITEK SYSTEMSInventors: John J. Roach, Grisha Nepomniachtchi, Robert Couch, Mikhail Avergun
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Publication number: 20130028502Abstract: Techniques for processing an image of a check captured using a mobile device are provided. The check image is processed to determine whether the check can be deposited at a bank via a mobile deposit process. The system can identify regions of the check—such as the endorsement area—to determine if the check has been properly endorsed. The system can be implemented on a mobile device and/or a server, where the mobile device routes the check image to the server for processing. If the check cannot be deposited, a rejection is forwarded in real time to the mobile device for possible correction.Type: ApplicationFiled: June 4, 2012Publication date: January 31, 2013Applicant: MITEK SYSTEMSInventors: Grisha Nepomniachtchi, Vitali Kliatskine