Abstract: A method and system for authenticating an internet user identity by cross-referencing and comparing at least two independent sources of information. A first IP address of an internet user is identified and the geographical location of the first IP address is traced to determine a first location. The geographical-location of a communication voice device of said internet user is identified to determine a second location. The first and second locations are compared for geographical proximity to confirm the identity of the internet user. Based upon geographical proximity of said locations, a score is assigned to the internet user, and access to a website is allowed or limited based upon said score. Alternatively, additional authentication information can be required or access can be terminated. Geographical information is maintained in an updatable cache.

Abstract: A method and system for acquiring an Internet user's consent to be geographically located via at least two independent sources of geographical information while at least one independent source of geographical information is the wireless location of said Internet user's communication voice device. The method does not require any user intervention other than the user's interaction with an Internet site via the Internet user's Internet browser.

Abstract: A method and system for authenticating an internet user identity by cross-referencing and comparing at least two independent sources of information. A first IP address of an internet user is identified and the geographical location of the first IP address is traced to determine a first location. The geographical-location of a communication voice device of said internet user is identified to determine a second location. The first and second locations are compared for geographical proximity to confirm the identity of the internet user. Based upon geographical proximity of said locations, a score is assigned to the internet user, and access to a website is allowed or limited based upon said score. Alternatively, additional authentication information can be required or access can be terminated.

Abstract: A method and system for authenticating an Internet user identity, by cross-referencing and comparing at least two independent sources of information. A first geographical location of computer signature of an Internet user is identified and the geographical location of a communication voice device of said Internet user is identified to determine a second location. The first and second locations are compared for geographical proximity to confirm the identity of the Internet user. Based upon geographical proximity of said locations, a score is assigned to the Internet user, and access to a website is allowed or limited based upon said score. Alternatively, additional authentication information can be required or access can be terminated.

Abstract: A computer-implemented method of providing search results responsive to a web enquiry made using an Internet user's wireless communication device. The geographical location of the Internet user's wireless communication device is determined wirelessly. That geographical location is associated with a computer signature of that same Internet user's wireless communication device. Receiving a web enquiry from the Internet user's wireless communication device and replying with geographically relevant information based on the Internet user's location, as determined by reference to the Internet user's computer signature. The location may be cached.

Abstract: A method and system for authenticating an Internet user identity by cross-referencing and comparing at least two independent sources of information. A first geographical location of computer signature of an internet user is identified and the geographical location of a communication voice device of said internet user is identified to determine a second location. The first and second locations are compared for geographical proximity to confirm the identity of the internet user. Based upon geographical proximity of said locations, a score is assigned to the internet user, and access to a website is allowed or limited based upon said score. Alternatively, additional authentication information can be required or access can be terminated.

Abstract: A computer-implemented method of providing search results responsive to a web enquiry made using an Internet user's wireless communication device. The geographical location of the Internet user's wireless communication device is determined wirelessly. That geographical location is associated with a computer signature of that same Internet user's wireless communication device. Receiving a web enquiry from the Internet user's wireless communication device and replying with geographically relevant information based on the Internet user's location, as determined by reference to the Internet user's computer signature. The location may be cached.

Abstract: A method and system for acquiring an Internet user's consent to be geographically located via at least two independent sources of geographical information while at least one independent source of geographical information is the wireless location of said Internet user's communication voice device. The method does not require any user intervention other than the user's interaction with an Internet site via the Internet user's Internet browser.

Abstract: A method for facilitating the detection of misuse of an identity during an electronic transaction. The invention comprises at least five embodiments. In a first embodiment, the method comprises the step of: receiving a notification to authenticate the use of an identity at a first location, wherein the identity is associated with a first wireless terminal; determining an approximate location of the first wireless terminal based on cached position information, the approximate location of the first wireless terminal being a second location; determining whether the first and second locations match in geographical proximity; and generating an alert if the first and second locations do not match in geographical proximity. In a second embodiment, an approximate location of the first wireless terminal is determined based on cached position information stored on a GPS position database.

Abstract: A method and system for authenticating an Internet user identity by cross-referencing and comparing at least two independent sources of information. A first geographical location of computer signature of an internet user is identified and the geographical location of a communication voice device of said internet user is identified to determine a second location. The first and second locations are compared for geographical proximity to confirm the identity of the internet user. Based upon geographical proximity of said locations, a score is assigned to the internet user, and access to a website is allowed or limited based upon said score. Alternatively, additional authentication information can be required or access can be terminated.

Abstract: A method and system for authenticating an internet user identity by cross-referencing and comparing at least two independent sources of information. A first IP address of an internet user is identified and the geographical location of the first IP address is traced to determine a first location. The geographical-location of a communication voice device of said internet user is identified to determine a second location. The first and second locations are compared for geographical proximity to confirm the identity of the internet user. Based upon geographical proximity of said locations, a score is assigned to the internet user, and access to a website is allowed or limited based upon said score. Alternatively, additional authentication information can be required or access can be terminated. Geographical information is maintained in an updatable cache.

Abstract: A method for facilitating the detection of misuse of an identity during an electronic transaction. The invention comprises at least five embodiments. In a first embodiment, the method comprises the step of: receiving a notification to authenticate the use of an identity at a first location, wherein the identity is associated with a first wireless terminal; determining an approximate location of the first wireless terminal based on cached position information, the approximate location of the first wireless terminal being a second location; determining whether the first and second locations match in geographical proximity; and generating an alert if the first and second locations do not match in geographical proximity. In a second embodiment, an approximate location of the first wireless terminal is determined based on cached position information stored on a GPS position database.

Abstract: A method for facilitating the detection of misuse of an identity during an electronic transaction. The invention comprises at least five embodiments. In a first embodiment, the method comprises the step of: receiving a notification to authenticate the use of an identity at a first location, wherein the identity is associated with a first wireless terminal; determining an approximate location of the first wireless terminal based on cached position information, the approximate location of the first wireless terminal being a second location; determining whether the first and second locations match in geographical proximity; and generating an alert if the first and second locations do not match in geographical proximity. In a second embodiment, an approximate location of the first wireless terminal is determined based on cached position information stored on a GPS position database. Methods of geo-locating a wireless terminal user are within the scope of the present invention.

Abstract: A method for facilitating the detection of misuse of an identity during an electronic transaction. The invention comprises at least five embodiments. In a first embodiment, the method comprises the step of: receiving a notification to authenticate the use of an identity at a first location, wherein the identity is associated with a first wireless terminal; determining an approximate location of the first wireless terminal based on cached position information, the approximate location of the first wireless terminal being a second location; determining whether the first and second locations match in geographical proximity; and generating an alert if the first and second locations do not match in geographical proximity. In a second embodiment, an approximate location of the first wireless terminal is determined based on cached position information stored on a GPS position database.

Abstract: A method and system for authenticating an internet user identity by cross-referencing and comparing at least two independent sources of information. A first IP address of an internet user is identified and the geographical location of the first IP address is traced to determine a first location. The geographical-location of a communication voice device of said internet user is identified to determine a second location. The first and second locations are compared for geographical proximity to confirm the identity of the internet user. Based upon geographical proximity of said locations, a score is assigned to the internet user, and access to a website is allowed or limited based upon said score. Alternatively, additional authentication information can be required or access can be terminated.

Abstract: A secure image protocol that can be used as a substitute or additional security layer during the login process or during high-risk transactions. In a first embodiment, the secure image protocol of the present invention is used to provide a secure login. In a second embodiment, the secure image protocol of the present invention is instead used during a login session, and, more particularly, during times when the user requests a high-risk transaction, wherein the secure image protocol provides an extra layer of security during the high-risk transaction.

Abstract: A method for facilitating the detection of misuse of an identity during an electronic transaction. The invention comprises at least five embodiments. In a first embodiment, the method comprises the step of: receiving a notification to authenticate the use of an identity at a first location, wherein the identity is associated with a first wireless terminal; determining an approximate location of the first wireless terminal based on cached position information, the approximate location of the first wireless terminal being a second location; determining whether the first and second locations match in geographical proximity; and generating an alert if the first and second locations do not match in geographical proximity. In a second embodiment, an approximate location of the first wireless terminal is determined based on cached position information stored on a GPS position database.