Patents by Inventor Habeeb Hooshmand
Habeeb Hooshmand has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11948161Abstract: Systems and methods for providing a disposal recommendation for an owned vehicle are provided. The method includes generating a profile for the owned vehicle, the profile including age, mileage, and location of the owned vehicle, receiving monitoring data of the owned vehicle, and receiving sales data for non-owned vehicles corresponding to the profile. The method may further include generating predicted depreciation data of the owned vehicle, based on the sales data and the monitoring data, and providing a recommended disposal time for the owned vehicle, based on the predicted depreciation data.Type: GrantFiled: February 14, 2022Date of Patent: April 2, 2024Assignee: Capital One Services, LLCInventors: Staevan Duckworth, Qiaochu Tang, Habeeb Hooshmand, Micah Price, Geoffrey Dagley, Stephen Wylie, Jason Hoover
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Patent number: 11915293Abstract: Various embodiments are generally directed to techniques to provide specific vehicle recommendations to generic user requests. A method for providing the specific vehicle recommendation includes: receiving a generic automobile request from a user, applying a machine learning model (MLM) trained by a corpus of reviews to the received request, and generating, by the MLM, a recommendation for at least one specific automobile feature based on the generic automobile request.Type: GrantFiled: November 10, 2020Date of Patent: February 27, 2024Assignee: Capital One Services, LLCInventors: Micah Price, Stephen Wylie, Habeeb Hooshmand, Jason Hoover, Geoffrey Dagley, Qiaochu Tang
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Patent number: 11720862Abstract: Systems and methods for providing a disposal recommendation for a vehicle are provided. The method includes generating a profile for a first vehicle, the first vehicle being an income generating vehicle and the first vehicle profile including at least age, mileage, and location of the first vehicle, receiving monitoring data of the first vehicle, and receiving sales data for second vehicles, the second vehicles corresponding to the profile. The method may further include generating predicted depreciation data of the first vehicle, based on the sales data and the monitoring data, generating a predicted profit data from the first vehicle, and providing a recommended disposal time for the first vehicle, based on the predicted depreciation data and the predicted profit data.Type: GrantFiled: March 6, 2019Date of Patent: August 8, 2023Assignee: CAPITAL ONE SERVICES, LLCInventors: Geoffrey Dagley, Qiaochu Tang, Habeeb Hooshmand, Micah Price, Staevan Duckworth, Stephen Wylie, Jason Hoover
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Patent number: 11687495Abstract: An electronic device may include logic to provide a trust credential for linking to a permissioned network over a local network, comprising a plurality of user devices; retrieve a document in an initial status for editing, corresponding to a first state of a distributed ledger, maintained by the permissioned network; generate a first change in the document, wherein the document is in a second status; send, to the permissioned network via the local network, the first change for storage in the distributed ledger, in a second state; retrieve the document in a third status, including a second change, performed subsequently to the first change, the second change being generated by a user device, external to the electronic device, and coupled to the local network; and link to the distributed ledger to retrieve a third state of the distributed ledger, the third state comprising the first change and the second change.Type: GrantFiled: March 29, 2022Date of Patent: June 27, 2023Assignee: Capital One Services, LLCInventors: Stephen Wylie, Qiaochu Tang, Micah Price, Geoffrey Dagley, Jason Hoover, Habeeb Hooshmand
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Patent number: 11647086Abstract: A session continuity platform may detect a user action during a first user session associated with a first user device, wherein the first user session is associated with a first platform. The session continuity platform may determine identification information of a user associated with the user session. The session continuity platform may determine a continuity record identifier associated with the identification information. The session continuity platform may obtain, based on the continuity record identifier, activity data from a plurality of continuity records of a distributed ledger. The session continuity platform may determine, based on the activity data, activity information associated with the user action and the second user session. The session continuity platform may cause the first user device to present the activity information via a display of the user device.Type: GrantFiled: May 29, 2020Date of Patent: May 9, 2023Assignee: Capital One Services, LLCInventors: Stephen Wylie, Qiaochu Tang, Micah Price, Jason Hoover, Geoffrey Dagley, Habeeb Hooshmand
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Publication number: 20220261380Abstract: An electronic device may include logic to provide a trust credential for linking to a permissioned network over a local network, comprising a plurality of user devices; retrieve a document in an initial status for editing, corresponding to a first state of a distributed ledger, maintained by the permissioned network; generate a first change in the document, wherein the document is in a second status; send, to the permissioned network via the local network, the first change for storage in the distributed ledger, in a second state; retrieve the document in a third status, including a second change, performed subsequently to the first change, the second change being generated by a user device, external to the electronic device, and coupled to the local network; and link to the distributed ledger to retrieve a third state of the distributed ledger, the third state comprising the first change and the second change.Type: ApplicationFiled: March 29, 2022Publication date: August 18, 2022Applicant: Capital One Services, LLCInventors: Stephen WYLIE, Qiaochu TANG, Micah PRICE, Geoffrey DAGLEY, Jason HOOVER, Habeeb HOOSHMAND
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Publication number: 20220164810Abstract: Systems and methods for providing a disposal recommendation for an owned vehicle are provided. The method includes generating a profile for the owned vehicle, the profile including age, mileage, and location of the owned vehicle, receiving monitoring data of the owned vehicle, and receiving sales data for non-owned vehicles corresponding to the profile. The method may further include generating predicted depreciation data of the owned vehicle, based on the sales data and the monitoring data, and providing a recommended disposal time for the owned vehicle, based on the predicted depreciation data.Type: ApplicationFiled: February 14, 2022Publication date: May 26, 2022Applicant: Capital One Services, LLCInventors: Staevan DUCKWORTH, Qiaochu TANG, Habeeb HOOSHMAND, Micah PRICE, Geoffrey DAGLEY, Stephen WYLIE, Jason HOOVER
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Patent number: 11314696Abstract: An electronic device may include logic to provide a trust credential for linking to a permissioned network over a local network, comprising a plurality of user devices; retrieve a document in an initial status for editing, corresponding to a first state of a distributed ledger, maintained by the permissioned network; generate a first change in the document, wherein the document is in a second status; send, to the permissioned network via the local network, the first change for storage in the distributed ledger, in a second state; retrieve the document in a third status, including a second change, performed subsequently to the first change, the second change being generated by a user device, external to the electronic device, and coupled to the local network; and link to the distributed ledger to retrieve a third state of the distributed ledger, the third state comprising the first change and the second change.Type: GrantFiled: April 15, 2020Date of Patent: April 26, 2022Assignee: Capital One Services, LLCInventors: Stephen Wylie, Qiaochu Tang, Micah Price, Geoffrey Dagley, Jason Hoover, Habeeb Hooshmand
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Patent number: 11282094Abstract: Systems and methods for providing a disposal recommendation for an owned vehicle are provided. The method includes generating a profile for the owned vehicle, the profile including age, mileage, and location of the owned vehicle, receiving monitoring data of the owned vehicle, and receiving sales data for non-owned vehicles corresponding to the profile. The method may further include generating predicted depreciation data of the owned vehicle, based on the sales data and the monitoring data, and providing a recommended disposal time for the owned vehicle, based on the predicted depreciation data.Type: GrantFiled: May 8, 2020Date of Patent: March 22, 2022Assignee: Capital One Services, LLCInventors: Staevan Duckworth, Qiaochu Tang, Habeeb Hooshmand, Micah Price, Geoffrey Dagley, Stephen Wylie, Jason Hoover
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Publication number: 20210350393Abstract: A behavioral analytics platform may obtain a first data model that has been trained based on behavior data derived from historical sales data associated with a vendor and receive, from a user device, one or more interactions that request information related to one or more financing terms. The behavioral analytics platform may determine one or more financing preferences for a user of the user device based on a second data model that has been trained based on behavior data derived from the one or more interactions. The behavioral analytics platform may determine, based on the first data model and the second data model, a probability that the user of the user device and the vendor will be able to reach an agreement for an item available to purchase from the vendor and provide intelligence data related to the probability for display.Type: ApplicationFiled: July 21, 2021Publication date: November 11, 2021Inventors: Geoffrey DAGLEY, Habeeb HOOSHMAND, Jason HOOVER, Stephen WYLIE, Micah PRICE, Qiaochu TANG
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Publication number: 20210326308Abstract: An electronic device may include logic to provide a trust credential for linking to a permissioned network over a local network, comprising a plurality of user devices; retrieve a document in an initial status for editing, corresponding to a first state of a distributed ledger, maintained by the permissioned network; generate a first change in the document, wherein the document is in a second status; send, to the permissioned network via the local network, the first change for storage in the distributed ledger, in a second state; retrieve the document in a third status, including a second change, performed subsequently to the first change, the second change being generated by a user device, external to the electronic device, and coupled to the local network; and link to the distributed ledger to retrieve a third state of the distributed ledger, the third state comprising the first change and the second change.Type: ApplicationFiled: April 15, 2020Publication date: October 21, 2021Applicant: Capital One Services, LLCInventors: Stephen WYLIE, Qiaochu TANG, Micah PRICE, Geoffrey DAGLEY, Jason HOOVER, Habeeb HOOSHMAND
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Patent number: 11080725Abstract: A behavioral analytics platform may obtain a first data model that has been trained based on behavior data derived from historical sales data associated with a vendor and receive, from a user device, one or more interactions that request information related to one or more financing terms. The behavioral analytics platform may determine one or more financing preferences for a user of the user device based on a second data model that has been trained based on behavior data derived from the one or more interactions. The behavioral analytics platform may determine, based on the first data model and the second data model, a probability that the user of the user device and the vendor will be able to reach an agreement for an item available to purchase from the vendor and provide intelligence data related to the probability for display.Type: GrantFiled: April 17, 2019Date of Patent: August 3, 2021Assignee: Capital One Services, LLCInventors: Geoffrey Dagley, Habeeb Hooshmand, Jason Hoover, Stephen Wylie, Micah Price, Qiaochu Tang
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Publication number: 20210056613Abstract: Various embodiments are generally directed to techniques to provide specific vehicle recommendations to generic user requests. A method for providing the specific vehicle recommendation includes: receiving a generic automobile request from a user, applying a machine learning model (MLM) trained by a corpus of reviews to the received request, and generating, by the MLM, a recommendation for at least one specific automobile feature based on the generic automobile request.Type: ApplicationFiled: November 10, 2020Publication date: February 25, 2021Applicant: Capital One Services, LLCInventors: Micah PRICE, Stephen WYLIE, Habeeb HOOSHMAND, Jason HOOVER, Geoffrey DAGLEY, Qiaochu TANG
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Publication number: 20210058472Abstract: A session continuity platform may detect a user action during a first user session associated with a first user device, wherein the first user session is associated with a first platform. The session continuity platform may determine identification information of a user associated with the user session. The session continuity platform may determine a continuity record identifier associated with the identification information. The session continuity platform may obtain, based on the continuity record identifier, activity data from a plurality of continuity records of a distributed ledger. The session continuity platform may determine, based on the activity data, activity information associated with the user action and the second user session. The session continuity platform may cause the first user device to present the activity information via a display of the user device.Type: ApplicationFiled: May 29, 2020Publication date: February 25, 2021Inventors: Stephen WYLIE, Qiaochu TANG, Micah PRICE, Jason HOOVER, Geoffrey DAGLEY, Habeeb HOOSHMAND
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Patent number: 10922374Abstract: Embodiments may generally be directed components and techniques to receive and process an indication of a web-based search performed for an item of a plurality of items and determine a co-occurrence matrix comprising rows and columns having entries associated with the plurality of items. Each of the entries of the co-occurrence matrix may indicate a number of co-occurrences of two of the plurality items. Embodiments also include techniques to determine related pairs of the plurality of items based on the number of co-occurrences for each entry and a relationship threshold value indicating two of the items are related and provide an indication of each item of the plurality of items that is related to the item searched based on the related pairs determination.Type: GrantFiled: October 24, 2019Date of Patent: February 16, 2021Assignee: Capital One Services, LLCInventors: Habeeb Hooshmand, Geoffrey Dagley, Jason Hoover, Stephen Wylie, Micah Price, Qiaochu Tang
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Patent number: 10867338Abstract: Various embodiments are generally directed to techniques to provide specific vehicle recommendations to generic user requests. A method for providing the specific vehicle recommendation includes: receiving a generic automobile request from a user, applying a machine learning model (MLM) trained by a corpus of reviews to the received request, and generating, by the MLM, a recommendation for at least one specific automobile feature based on the generic automobile request.Type: GrantFiled: January 22, 2019Date of Patent: December 15, 2020Assignee: Capital One Services, LLCInventors: Micah Price, Stephen Wylie, Habeeb Hooshmand, Jason Hoover, Geoffrey Dagley, Qiaochu Tang
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Publication number: 20200334694Abstract: A behavioral analytics platform may obtain a first data model that has been trained based on behavior data derived from historical sales data associated with a vendor and receive, from a user device, one or more interactions that request information related to one or more financing terms. The behavioral analytics platform may determine one or more financing preferences for a user of the user device based on a second data model that has been trained based on behavior data derived from the one or more interactions. The behavioral analytics platform may determine, based on the first data model and the second data model, a probability that the user of the user device and the vendor will be able to reach an agreement for an item available to purchase from the vendor and provide intelligence data related to the probability for display.Type: ApplicationFiled: April 17, 2019Publication date: October 22, 2020Inventors: Geoffrey DAGLEY, Habeeb HOOSHMAND, Jason HOOVER, Stephen WYLIE, Micah PRICE, Qiaochu TANG
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Patent number: 10803508Abstract: According to certain aspects of the disclosure, a computer-implemented method may be used for determining one or more vehicle recommendations. The method may include receiving at least one vehicle purchase requirement and transmitting the at least one vehicle purchase requirement to at least one merchant. Additionally, the method may include determining a vehicle cost based on the at least one vehicle purchase requirement and historical transaction information of the at least one merchant and comparing the vehicle cost with a credit profile of the purchase. Additionally, the method may include determining at least one available vehicle based on the at least one vehicle purchase requirement and the vehicle cost, wherein a price of the at least one vehicle satisfies a predetermined cost threshold based on the credit profile of the purchaser and transmitting the at least one available vehicle to the purchaser and the at least one merchant.Type: GrantFiled: April 29, 2020Date of Patent: October 13, 2020Assignee: Capital One Services, LLCInventors: Jason Hoover, Qiaochu Tang, Micah Price, Stephen Wylie, Geoffrey Dagley, Habeeb Hooshmand
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Publication number: 20200285970Abstract: Systems and methods for providing a disposal recommendation for a vehicle are provided. The method includes generating a profile for a first vehicle, the first vehicle being an income generating vehicle and the first vehicle profile including at least age, mileage, and location of the first vehicle, receiving monitoring data of the first vehicle, and receiving sales data for second vehicles, the second vehicles corresponding to the profile. The method may further include generating predicted depreciation data of the first vehicle, based on the sales data and the monitoring data, generating a predicted profit data from the first vehicle, and providing a recommended disposal time for the first vehicle, based on the predicted depreciation data and the predicted profit data.Type: ApplicationFiled: March 6, 2019Publication date: September 10, 2020Applicant: Capital One Services, LLCInventors: Geoffrey DAGLEY, Qiaochu TANG, Habeeb HOOSHMAND, Micah PRICE, Staevan DUCKWORTH, Stephen WYLIE, Jason HOOVER
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Publication number: 20200273051Abstract: Systems and methods for providing a disposal recommendation for an owned vehicle are provided. The method includes generating a profile for the owned vehicle, the profile including age, mileage, and location of the owned vehicle, receiving monitoring data of the owned vehicle, and receiving sales data for non-owned vehicles corresponding to the profile. The method may further include generating predicted depreciation data of the owned vehicle, based on the sales data and the monitoring data, and providing a recommended disposal time for the owned vehicle, based on the predicted depreciation data.Type: ApplicationFiled: May 8, 2020Publication date: August 27, 2020Applicant: Capital One Services, LLCInventors: Staevan Duckworth, Qiaochu Tang, Habeeb Hooshmand, Micah Price, Geoffrey Dagley, Stephen Wylie, Jason Hoover