Abstract: In an example embodiment, the user initiates a digital wallet transaction at a point of sale (“POS”) terminal of a merchant system. The POS terminal receives payment account information options associated with the user's digital wallet account from the account management system to display to the user. The user selects one or more payment account information options via a user interface of the POS terminal. The account management system receives an indication of the user's one or more selections, generates one or more payment tokens based on the corresponding selected payment account information options, and transmits the one or more payment tokens to the POS terminal for use in a transaction. The POS terminal communicates with one or more issuer systems associated with the selected payment account information options to process the transaction using corresponding payment tokens. The user receives a transaction receipt at the POS terminal.

Abstract: In an example embodiment, the user initiates a digital wallet transaction at a point of sale (“POS”) terminal of a merchant system. The POS terminal receives payment account information options associated with the user's digital wallet account from the account management system to display to the user. The user selects one or more payment account information options via a user interface of the POS terminal. The account management system receives an indication of the user's one or more selections, generates one or more payment tokens based on the corresponding selected payment account information options, and transmits the one or more payment tokens to the POS terminal for use in a transaction. The POS terminal communicates with one or more issuer systems associated with the selected payment account information options to process the transaction using corresponding payment tokens. The user receives a transaction receipt at the POS terminal.

Abstract: Identifying the geolocation of POS terminals using non-payment events to predict when the geolocation of a computing device at a time when the device detects events corresponds to the geolocation of the terminal. The device monitors for pre-selected events and transmit data to the account system. The account system determines a frequency of the events and it reaches a pre-defined threshold, the account system identifies the location of the terminal by identifying the common geolocation of the events. The identified geolocation is saved so that when a user then enters the location and transmits event data to the account system, the system can compare the geolocation of the event data to the saved geolocation to determine whether the computing device is located at the terminal. If the computing device is located at the terminal, the account system transmits offers or other content for display and use at the identified terminal.

Abstract: A tracking system is described having at least two mobile transmitter/receivers (“transceivers”) which sense and respond to at least one tracking transceiver. The signals sent to and received from the mobile transceivers are analyzed to get a distance (range) that each is from the tracking transceiver. This can be converted into a position relative to the mobile transceivers. If there are enough transceivers, and at least one knows its absolute location, the absolute location of the mobile transceivers may be determined. Existing smartphones, cellphones, WI-FI® wireless standard routers, BLUETOOTH® wireless standard devices, and near-field devices that have on-board processors, can be modified to run executable code to implement the current invention. They may communicate using at least one of the modalities for tracking.

Abstract: Crosslinkable compositions are provided that contain a) a polymeric material having at least two terminal dithiocarbamate groups or two terminal dithiocarbonate groups and b) a monomer composition that includes at least a crosslinking monomer having two or more ethylenically unsaturated groups. The polymeric materials in the crosslinkable compositions undergo chain extension and crosslinking reactions when exposed to actinic radiation in the ultraviolet region of the electromagnetic spectrum. Additionally, crosslinked compositions, articles that contain the crosslinkable compositions or the crosslinked compositions, and methods of making the articles are provided.

Abstract: A tracking system uses a mobile reader or scanner that scans, for example through a barcode reader, a passive tag reader, a probe, input, camera, or an active RF tag communication reader, and records item (asset or inventory) data. After being recorded, this item data and other relevant data is sent by radio transmission to a receiver network in the tracking system. The receiver network has at least two receivers (or at least two receiver antennae). The scanner location data, calculated by comparing the signal information at each receiver antenna receiving the radio transmission, is then used to register and record the location data of the scanned item.

Abstract: A tracking system uses a mobile reader or scanner that scans, for example through a barcode reader, a passive tag reader, a probe, input, camera, or an active RF tag communication reader, and records item (asset or inventory) data. After being recorded, this item data and other relevant data is sent by radio transmission to a receiver network in the tracking system. The receiver network has at least two receivers (or at least two receiver antennae). The scanner location data, calculated by comparing the signal information at each receiver antenna receiving the radio transmission, is then used to register and record the location data of the scanned item.

Abstract: Crosslinkable compositions are provided that contain a) a polymeric material having at least two terminal dithiocarbamate groups or two terminal dithiocarbonate groups and b) a monomer composition that includes at least a crosslinking monomer having two or more ethylenically unsaturated groups. The polymeric materials in the crosslinkable compositions undergo chain extension and crosslinking reactions when exposed to actinic radiation in the ultraviolet region of the electromagnetic spectrum. Additionally, crosslinked compositions, articles that contain the crosslinkable compositions or the crosslinked compositions, and methods of making the articles are provided.

Abstract: A method for maintaining a prepaid payment system comprises a user account that can be utilized to complete a purchase transaction with a merchant. A delayed processing window is introduced between a time when the merchant receives a payment approval notification from the payment system and a time when the payment system transmits a payment request to an issuer of a funding account associated with the user's payment system account. The payment system utilizes a user's stored value account maintained by the payment system to satisfy the requirements of a prepaid program, and therefore processes the payment request received from the merchant and transmits the payment approval notification without obtaining prior authorization from the issuer of the funding account. The payment system submits one or more payment requests for the funding transaction at a time after the completion of the purchase transaction between the user and the merchant.