Abstract: A system configured to: (a) receive, from a computing device, service request data including a service to be performed on behalf of a member of a carrier organization; (b) receive bid data from one or more supplier devices based on the service; (c) provide the bid data to an agent device; (d) receive winning bid data from the agent device based on the bid data; (e) transmit an electronic notification to a winning supplier device associated with a winning supplier according to the winning bid data; (f) receive a first confirmation from the winning supplier device that the service is completed; (g) receive a second confirmation from a member device of the member that the service is completed; and (h) authorize payment to a financial account associated with the winning supplier based on first confirmation and second confirmation.

Abstract: The invention is a computer assisted method of generating query results, comprising the steps of entering a query and query criteria; submitting the query to a search engine and creating a potential result list therefrom, said potential result list having at least one result listing; constructing an annotation form, said annotation form having selectable query criteria; associating said annotation form with each result listing; allowing at least one human agent to review said result listing and select query criteria on said annotation form; ranking said result listings based on the criteria selected on said annotation form; and displaying the results to a user.