Patents by Inventor Hoang Trung Vo
Hoang Trung Vo has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11750386Abstract: Embodiments described herein disclose methods and systems for authorizing transactions received from client applications. The transaction request can include a first access token. After validating the first access token, the system can determine whether additional authentication is needed to authorize the transaction. If additional authentication is needed, the system can determine the authentication requirements. Once the additional authentication is received and verified, the system can generate a second access token and authorize the transaction by releasing the first access token.Type: GrantFiled: April 21, 2021Date of Patent: September 5, 2023Assignee: United Services Automobile Association (USAA)Inventors: Hoang Trung Vo, Hieu Nguyen
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Patent number: 11716327Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for receiving user input indicating a first user selection of a first form of biometric authentication from a plurality of forms of biometric authentication, providing a first interface for display on a user device, the first interface corresponding to the first form, receiving first biometric data, the first biometric data being provided using the first interface, and selectively enabling communication between the user device and a back-end system based on the first biometric data.Type: GrantFiled: August 29, 2019Date of Patent: August 1, 2023Assignee: United Services Automobile Association (USAA)Inventors: Hoang Trung Vo, John Raymond Harris, Rochelle Ann Tijerina
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Patent number: 11395094Abstract: An electronic system provides various features and functionality for managing resources. An alert may be sent when a mobile device crosses a geo-fence. The alert may describe how much of the resource is available for the types of transaction that are likely to occur within the geo-fence. The alert may request or confirm the allocation of the transaction to a resource pool or suggest alternative transactions.Type: GrantFiled: August 13, 2020Date of Patent: July 19, 2022Assignee: United Services Automobile Association (USAA)Inventors: Wayne Hartman, Nathan Mahoney, Hoang Trung Vo, Joshua Samuel Leonard, Michal Leighton Van Cleave, Jeffrey Young, Luke James Gradeless, Brandon K. Esplin
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Patent number: 11349672Abstract: Techniques are described for multi-factor authentication and device verification based at least partly on a periodically changing (e.g., rotating) security code. A rotating security code may be generated on a user device and used to sign a certificate. The certificate may be encrypted, using a private key stored on the user device, and communicated to a backend service for verifying that the user device is authorized to access secure information. The backend service may decrypt the certificate (e.g., using a public key associated with the private key), extract the security code from the decrypted certificate, and compare the extracted security code to a security code associated with the user device. If the codes correspond to one another, the user device may be verified and provided with access to secure information such as secure data, a secure portion of an application, and so forth.Type: GrantFiled: September 2, 2020Date of Patent: May 31, 2022Assignee: United Services Automobile Association (USAA)Inventors: Hoang Trung Vo, Sudarshan Rangarajan
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Patent number: 11178139Abstract: An exemplary method comprises generating receiving an authentication request from a graphical user interface on a first computing device; generating a first encrypted media element; displaying the encrypted media element on the GUI; receiving a second encrypted media element from a second computing device; upon determining that the first and second encrypted media elements have a positive match, querying an identification value associated with the second computing device; receiving the identification value associated with the second computing device; upon the identification value matching a data record within a database, determining an account associated with the data record within the database; and authenticating the first computing device by granting the first computing device access to the account associated with the second computing device.Type: GrantFiled: August 24, 2018Date of Patent: November 16, 2021Assignee: United Services Automobile Association (USAA)Inventors: Darrius Jones, Gualberto Camacho, Hoang Trung Vo, Huihui Wu, Alejandra Valles
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Patent number: 11018867Abstract: Embodiments described herein disclose methods and systems for authorizing transactions received from client applications. The transaction request can include a first access token. After validating the first access token, the system can determine whether additional authentication is needed to authorize the transaction. If additional authentication is needed, the system can determine the authentication requirements. Once the additional authentication is received and verified, the system can generate a second access token and authorize the transaction by releasing the first access token.Type: GrantFiled: June 10, 2020Date of Patent: May 25, 2021Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)Inventors: Hoang Trung Vo, Hieu Nguyen
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Patent number: 10790992Abstract: Techniques are described for multi-factor authentication and device verification based at least partly on a periodically changing (e.g., rotating) security code. A rotating security code may be generated on a user device and used to sign a certificate. The certificate may be encrypted, using a private key stored on the user device, and communicated to a backend service for verifying that the user device is authorized to access secure information. The backend service may decrypt the certificate (e.g., using a public key associated with the private key), extract the security code from the decrypted certificate, and compare the extracted security code to a security code associated with the user device. If the codes correspond to one another, the user device may be verified and provided with access to secure information such as secure data, a secure portion of an application, and so forth.Type: GrantFiled: September 19, 2019Date of Patent: September 29, 2020Assignee: United Services Automobile Association (USAA)Inventors: Hoang Trung Vo, Sudarshan Rangarajan
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Patent number: 10785594Abstract: An electronic system provides various features and functionality for managing resources. An alert may be sent when a mobile device crosses a geo-fence. The alert may describe how much of the resource is available for the types of transaction that are likely to occur within the geo-fence. The alert may request or confirm the allocation of the transaction to a resource pool or suggest alternative transactions.Type: GrantFiled: August 30, 2018Date of Patent: September 22, 2020Assignee: United Services Automobile Association (USAA)Inventors: Wayne Hartman, Nathan Mahoney, Hoang Trung Vo, Joshua Samuel Leonard, Michal Leighton Van Cleave, Jeffrey Young, Luke James Gradeless, Brandon K. Esplin
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Patent number: 10686600Abstract: Embodiments described herein disclose methods and systems for authorizing transactions received from client applications. The transaction request can include a first access token. After validating the first access token, the system can determine whether additional authentication is needed to authorize the transaction. If additional authentication is needed, the system can determine the authentication requirements. Once the additional authentication is received and verified, the system can generate a second access token and authorize the transaction by releasing the first access token.Type: GrantFiled: October 27, 2017Date of Patent: June 16, 2020Assignee: United Services Automobile Association (USAA)Inventors: Hoang Trung Vo, Hieu Nguyen
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Patent number: 10461942Abstract: Techniques are described for multi-factor authentication and device verification based at least partly on a periodically changing (e.g., rotating) security code. A rotating security code may be generated on a user device and used to sign a certificate. The certificate may be encrypted, using a private key stored on the user device, and communicated to a backend service for verifying that the user device is authorized to access secure information. The backend service may decrypt the certificate (e.g., using a public key associated with the private key), extract the security code from the decrypted certificate, and compare the extracted security code to a security code associated with the user device. If the codes correspond to one another, the user device may be verified and provided with access to secure information such as secure data, a secure portion of an application, and so forth.Type: GrantFiled: July 18, 2017Date of Patent: October 29, 2019Assignee: United Services Automobile AssociationInventors: Hoang Trung Vo, Sudarshan Rangarajan
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Patent number: 10432621Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for receiving user input indicating a first user selection of a first form of biometric authentication from a plurality of forms of biometric authentication, providing a first interface for display on a user device, the first interface corresponding to the first form, receiving first biometric data, the first biometric data being provided using the first interface, and selectively enabling communication between the user device and a back-end system based on the first biometric data.Type: GrantFiled: February 24, 2016Date of Patent: October 1, 2019Assignee: United Services Automobile AssociationInventors: Hoang Trung Vo, John Raymond Harris, Rochelle Ann Tijerina
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Publication number: 20180376282Abstract: An electronic system provides various features and functionality for managing resources. An alert may be sent when a mobile device crosses a geo-fence. The alert may describe how much of the resource is available for the types of transaction that are likely to occur within the geo-fence. The alert may request or confirm the allocation of the transaction to a resource pool or suggest alternative transactions.Type: ApplicationFiled: August 30, 2018Publication date: December 27, 2018Inventors: Wayne Hartman, Nathan Mahoney, Hoang Trung Vo, Joshua Samue Leonard, Michal Leighton Van Cleave, Jeffrey Young, Luke James Gradeless, Brandon K. Esplin
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Patent number: 10097953Abstract: An electronic system provides various features and functionality for managing resources. An alert may be sent when a mobile device crosses a geo-fence. The alert may describe how much of the resource is available for the types of transaction that are likely to occur within the geo-fence. The alert may request or confirm the allocation of the transaction to a resource pool or suggest alternative transactions.Type: GrantFiled: June 13, 2016Date of Patent: October 9, 2018Assignee: United Services Automobile Association (USAA)Inventors: Wayne Hartman, Nathan Mahoney, Hoang Trung Vo, Joshua Samuel Leonard, Michal Leighton Van Cleave, Jeffrey Young, Luke James Gradeless, Brandon K. Esplin
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Publication number: 20160241555Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for receiving user input indicating a first user selection of a first form of biometric authentication from a plurality of forms of biometric authentication, providing a first interface for display on a user device, the first interface corresponding to the first form, receiving first biometric data, the first biometric data being provided using the first interface, and selectively enabling communication between the user device and a back-end system based on the first biometric data.Type: ApplicationFiled: February 24, 2016Publication date: August 18, 2016Inventors: Hoang Trung Vo, John Raymond Harris
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Patent number: 9305155Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for receiving user input indicating a first user selection of a first form of biometric authentication from a plurality of forms of biometric authentication, providing a first interface for display on a user device, the first interface corresponding to the first form, receiving first biometric data, the first biometric data being provided using the first interface, and selectively enabling communication between the user device and a back-end system based on the first biometric data.Type: GrantFiled: February 12, 2015Date of Patent: April 5, 2016Assignee: United Services Automobile Association (USAA)Inventors: Hoang Trung Vo, John Raymond Harris