Patents by Inventor Howard S. Friedman

Howard S. Friedman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for managing a credit account having a credit component associated with healthcare expenses
    Publication number: 20040138999
    Abstract: A method for managing a credit account associated with a customer is provided. The credit account has a first credit component associated with purchase transactions and a second credit component associated with healthcare expenses. A payment request from an insurance provider for a customer payment portion associated with a particular healthcare expense is received. A determination is made to see whether the customer payment portion exceeds a limit. The insurance provider is paid the customer payment portion when the limit is not exceeded. The payment of the customer payment portion is requested from a healthcare expense account.
    Type: Application
    Filed: January 13, 2003
    Publication date: July 15, 2004
    Applicant: Capital One Financial Corporation
    Inventors: Howard S. Friedman, Seth B. Blackley, Adam Braff, William A. Cilluffo, Richard C. Edmunds, Tilman D.T. Ehrbeck, Chris Newkirk, Ronald D. Sheklin
  • Polymerization inhibitor for vinyl aromatics
    Patent number: 5540861
    Abstract: This invention relates to a blend of different isomers of a compound represented by structure I ##STR1## wherein R is C.sub.9 -C.sub.20 alkyl; wherein Y is NO.sub.2 or SO.sub.3 R' or H; wherein R' is C.sub.1 -C.sub.20 alkyl; wherein X is NO.sub.2 or C.sub.1 -C.sub.20 alkyl; and wherein R" is H or C.sub.1 -C.sub.20 alkyl, m is 2 or 3, and n is 0, 1, 2, 3, with the provisos: (1) that Y may not be H and X may not be NO.sub.2 when n=0 and (2) that when R is C.sub.9 and n=0, X and Y may not both be NO.sub.2.
    Type: Grant
    Filed: February 14, 1994
    Date of Patent: July 30, 1996
    Assignee: Uniroyal Chemical Company, Inc.
    Inventors: Anthony V. Grossi, Paul E. Stott, John M. DeMassa, Howard S. Friedman, Gerald J. Abruscato
  • Polymerization inhibitor for vinyl aromatics
    Patent number: 5312952
    Abstract: This invention relates to a vinyl aromatic. Compounds of Structure (I): ##STR1## wherein R is C.sub.9 -C.sub.20 alkyl, Y is NO.sub.2, SO.sub.3 R' or H, R' is C.sub.1 -C.sub.20 alkyl, X is NO.sub.2 or C1-C.sub.20 alkyl, and R" is H or C.sub.1 -C.sub.20 alkyl, m is 2 or 3 and n is 0,1,2,3, with the proviso that when R is C.sub.9 and n=O, X and Y may not both be NO.sub.2.
    Type: Grant
    Filed: April 23, 1992
    Date of Patent: May 17, 1994
    Assignee: Uniroyal Chemical Company, Inc.
    Inventors: Anthony V. Grossi, Paul E. Stott, John M. DeMassa, Howard S. Friedman, Gerald J. Abruscato