Patents by Inventor Ibrahim Kusumah Kusnanto

Ibrahim Kusumah Kusnanto has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System, method, and computer program product for secure payment device data storage and access
    Patent number: 11922407
    Abstract: Provided are a system, method, and computer program product for secure payment device data storage and access. The method includes storing payment device data associated with a payment device of a user and generating a unique uniform resource locator (URL) associated with the payment device. The method also includes transmitting the unique URL to an application provider system through a first communication channel and receiving a data access request from the client device via the unique URL through a second communication channel separate from the first communication channel. The method further includes, in response to receiving the data access request, verifying an identity of the user by executing a step-up authentication protocol. The method further includes, in response to verifying the identity of the user, transmitting a data access response including the payment device data to the client device through the second communication channel.
    Type: Grant
    Filed: September 16, 2021
    Date of Patent: March 5, 2024
    Assignee: Visa International Service Association
    Inventors: Shankara Narayanan Ramesh, Lin Htet Aung, Ibrahim Kusumah Kusnanto, Michael Angelo Sarmiento Olimpo, Leo Laksmana, Anup Tripathi, Imo Michael Akpan
  • SYSTEM, METHOD, AND COMPUTER PROGRAM PRODUCT FOR SECURE PAYMENT DEVICE DATA STORAGE AND ACCESS
    Publication number: 20230085031
    Abstract: Provided are a system, method, and computer program product for secure payment device data storage and access. The method includes storing payment device data associated with a payment device of a user and generating a unique uniform resource locator (URL) associated with the payment device. The method also includes transmitting the unique URL to an application provider system through a first communication channel and receiving a data access request from the client device via the unique URL through a second communication channel separate from the first communication channel. The method further includes, in response to receiving the data access request, verifying an identity of the user by executing a step-up authentication protocol. The method further includes, in response to verifying the identity of the user, transmitting a data access response including the payment device data to the client device through the second communication channel.
    Type: Application
    Filed: September 16, 2021
    Publication date: March 16, 2023
    Inventors: Shankara Narayanan Ramesh, Lin Htet Aung, Ibrahim Kusumah Kusnanto, Michael Angelo Sarmiento Olimpo, Leo Laksmana, Anup Tripathi, Imo Michael Akpan