Patents by Inventor Igor Karpenko
Igor Karpenko has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11847643Abstract: Embodiments of the present invention are directed to methods, apparatuses, computer readable media and systems for securely processing remote transactions. One embodiment of the invention is directed to a method of processing a remote transaction initiated by a mobile device. The method comprises receiving, by a mobile payment application on a secure memory of the mobile device, transaction data from a transaction processor application on the mobile device. The method further comprises validating that the transaction processor application is authentic and in response to validating the transaction processor application, providing encrypted payment credentials to the transaction processor application. The transaction processor application further initiates a payment transaction with a transaction processor server computer using the encrypted payment credentials.Type: GrantFiled: November 1, 2021Date of Patent: December 19, 2023Assignee: Visa International Service AssociationInventors: Igor Karpenko, Oleg Makhotin, Kiushan Pirzadeh, Glenn Powell, John Sheets, Erick Wong
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Patent number: 11836642Abstract: A method, system, and computer program product for dynamically scheduling machine learning inference jobs receive or determine a plurality of performance profiles associated with a plurality of system resources, wherein each performance profile is associated with a machine learning model; receive a request for system resources for an inference job associated with the machine learning model; determine a system resource of the plurality of system resources for processing the inference job associated with the machine learning model based on the plurality of performance profiles and a quality of service requirement associated with the inference job; assign the system resource to the inference job for processing the inference job; receive result data associated with processing of the inference job with the system resource; and update based on the result data, a performance profile of the plurality of the performance profiles associated with the system resource and the machine learning model.Type: GrantFiled: December 23, 2022Date of Patent: December 5, 2023Assignee: Visa International Service AssociationInventors: Yinhe Cheng, Yu Gu, Igor Karpenko, Peter Walker, Ranglin Lu, Subir Roy
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Publication number: 20230342203Abstract: A method for dynamically assigning an inference request is disclosed. A method for dynamically assigning an inference request may include determining at least one model to process an inference request on a plurality of computing platforms, the plurality of computing platforms including at least one Central Processing Unit (CPU) and at least one Graphics Processing Unit (GPU), obtaining, with at least one processor, profile information of the at least one model, the profile information including measured characteristics of the at least one model, dynamically determining a selected computing platform from between the at least one CPU and the at least one GPU for responding to the inference request based on an optimized objective associated with a status of the computing platform and the profile information, and routing, with at least one processor, the inference request to the selected computing platform. A system and computer program product are also disclosed.Type: ApplicationFiled: June 29, 2023Publication date: October 26, 2023Inventors: Hao Yang, Biswajit Das, Yu Gu, Peter Walker, Igor Karpenko, Robert Brian Christensen
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Patent number: 11720337Abstract: Embodiments of the present invention are directed at methods and systems for providing a partial personalization process. For example, personalization profiles associated with multiple versions of the application may be stored at a provisioning system and the provisioning system may determine the appropriate partial provisioning information to update the application for each migration notification. Partial personalization information that is to be updated for the updated version of the application may be generated and installed to enable new functionality and/or update the information contained within an updated application without requiring re-personalization of all personalized information.Type: GrantFiled: October 27, 2020Date of Patent: August 8, 2023Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Christian Aabye, Kiushan Pirzadeh, Glenn Powell, Igor Karpenko
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Patent number: 11714681Abstract: A method for dynamically assigning an inference request is disclosed. A method for dynamically assigning an inference request may include determining at least one model to process an inference request on a plurality of computing platforms, the plurality of computing platforms including at least one Central Processing Unit (CPU) and at least one Graphics Processing Unit (GPU), obtaining, with at least one processor, profile information of the at least one model, the profile information including measured characteristics of the at least one model, dynamically determining a selected computing platform from between the at least one CPU and the at least one GPU for responding to the inference request based on an optimized objective associated with a status of the computing platform and the profile information, and routing, with at least one processor, the inference request to the selected computing platform. A system and computer program product are also disclosed.Type: GrantFiled: January 23, 2020Date of Patent: August 1, 2023Assignee: Visa International Service AssociationInventors: Hao Yang, Biswajit Das, Yu Gu, Peter Walker, Igor Karpenko, Robert Brian Christensen
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Publication number: 20230130887Abstract: A method, system, and computer program product for dynamically scheduling machine learning inference jobs receive or determine a plurality of performance profiles associated with a plurality of system resources, wherein each performance profile is associated with a machine learning model; receive a request for system resources for an inference job associated with the machine learning model; determine a system resource of the plurality of system resources for processing the inference job associated with the machine learning model based on the plurality of performance profiles and a quality of service requirement associated with the inference job; assign the system resource to the inference job for processing the inference job; receive result data associated with processing of the inference job with the system resource; and update based on the result data, a performance profile of the plurality of the performance profiles associated with the system resource and the machine learning model.Type: ApplicationFiled: December 23, 2022Publication date: April 27, 2023Inventors: Yinhe Cheng, Yu Gu, Igor Karpenko, Peter Walker, Ranglin Lu, Subir Roy
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Patent number: 11562263Abstract: A method, system, and computer program product for dynamically scheduling machine learning inference jobs receive or determine a plurality of performance profiles associated with a plurality of system resources, wherein each performance profile is associated with a machine learning model; receive a request for system resources for an inference job associated with the machine learning model; determine a system resource of the plurality of system resources for processing the inference job associated with the machine learning model based on the plurality of performance profiles and a quality of service requirement associated with the inference job; assign the system resource to the inference job for processing the inference job; receive result data associated with processing of the inference job with the system resource; and update based on the result data, a performance profile of the plurality of the performance profiles associated with the system resource and the machine learning model.Type: GrantFiled: January 17, 2020Date of Patent: January 24, 2023Assignee: Visa International Service AssociationInventors: Yinhe Cheng, Yu Gu, Igor Karpenko, Peter Walker, Ranglin Lu, Subir Roy
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Publication number: 20220327527Abstract: Embodiments are described that are directed to optimizing the provisioning of payment account credentials to mobile devices utilizing mobile wallets. In some embodiments, one of multiple provisioning schemes may be selectively chosen for payment account credential provisioning based upon a determined risk involved with a particular provisioning request. A low risk provisioning request leads to an immediate provisioning of a payment credential, whereas a provisioning request of high risk results in the provisioning request being denied. In some embodiments, medium risk provisioning requests will cause an additional user authentication to be performed before the payment account provisioning is finalized. The additional user authentication may occur using a separate communication channel than the channel in which the provisioning request was received.Type: ApplicationFiled: June 16, 2022Publication date: October 13, 2022Inventors: Erick Wong, Kiushan Pirzadeh, Oleg Makhotin, Glenn Powell, Igor Karpenko, John Sheets, Frederick Liu
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Publication number: 20220253832Abstract: The SNAP MOBILE PAYMENT APPARATUSES, METHODS AND SYSTEMS (“SNAP”) transform real-time-generated merchant-product Quick Response codes via SNAP components into virtual wallet card-based transaction purchase notifications. In one embodiment, the SNAP obtains a snapshot of a QR code presented on a display screen of a point-of-sale device from a mobile device. The SNAP decodes the QR code to obtain product information included in a checkout request of the user, and merchant information for processing a user purchase transaction with a merchant providing the QR code. The SNAP accesses a user virtual wallet to obtain user account information to process the user purchase transaction with the merchant. Using the product information, merchant information and user account information, the SNAP generates a card authorization request, and which the SNAP provides to a payment network for transaction processing. Also, the SNAP obtains a purchase receipt confirming processing of the user purchase transaction.Type: ApplicationFiled: February 16, 2022Publication date: August 11, 2022Inventors: Ayman Hammad, Igor Karpenko, Miroslav Gavrilov, Abhinav Shrivastava, Mark Carlson, Prakash Hariramani
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Patent number: 11392939Abstract: Embodiments are described that are directed to optimizing the provisioning of payment account credentials to mobile devices utilizing mobile wallets. In some embodiments, one of multiple provisioning schemes may be selectively chosen for payment account credential provisioning based upon a determined risk involved with a particular provisioning request. A low risk provisioning request leads to an immediate provisioning of a payment credential, whereas a provisioning request of high risk results in the provisioning request being denied. In some embodiments, medium risk provisioning requests will cause an additional user authentication to be performed before the payment account provisioning is finalized. The additional user authentication may occur using a separate communication channel than the channel in which the provisioning request was received.Type: GrantFiled: November 12, 2019Date of Patent: July 19, 2022Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Erick Wong, Kiushan Pirzadeh, Oleg Makhotin, Glenn Powell, Igor Karpenko, John Sheets, Frederick Liu
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Patent number: 11288661Abstract: The SNAP MOBILE PAYMENT APPARATUSES, METHODS AND SYSTEMS (“SNAP”) transform real-time-generated merchant-product Quick Response codes via SNAP components into virtual wallet card-based transaction purchase notifications. In one embodiment, the SNAP obtains a snapshot of a QR code presented on a display screen of a point-of-sale device from a mobile device. The SNAP decodes the QR code to obtain product information included in a checkout request of the user, and merchant information for processing a user purchase transaction with a merchant providing the QR code. The SNAP accesses a user virtual wallet to obtain user account information to process the user purchase transaction with the merchant. Using the product information, merchant information and user account information, the SNAP generates a card authorization request, and which the SNAP provides to a payment network for transaction processing. Also, the SNAP obtains a purchase receipt confirming processing of the user purchase transaction.Type: GrantFiled: June 25, 2018Date of Patent: March 29, 2022Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Ayman Hammad, Igor Karpenko, Miroslav Gavrilov, Abhinav Shrivastava, Mark Carlson, Prakash Hariramani
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Publication number: 20220051237Abstract: Embodiments of the present invention are directed to methods, apparatuses, computer readable media and systems for securely processing remote transactions. One embodiment of the invention is directed to a method of processing a remote transaction initiated by a mobile device. The method comprises receiving, by a mobile payment application on a secure memory of the mobile device, transaction data from a transaction processor application on the mobile device. The method further comprises validating that the transaction processor application is authentic and in response to validating the transaction processor application, providing encrypted payment credentials to the transaction processor application. The transaction processor application further initiates a payment transaction with a transaction processor server computer using the encrypted payment credentials.Type: ApplicationFiled: November 1, 2021Publication date: February 17, 2022Inventors: Igor Karpenko, Oleg Makhotin, Kiushan Pirzadeh, Glenn Powell, John Sheets, Erick Wong
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Patent number: 11188901Abstract: Embodiments of the present invention are directed to methods, apparatuses, computer readable media and systems for securely processing remote transactions. One embodiment of the invention is directed to a method of processing a remote transaction initiated by a mobile device. The method comprises receiving, by a mobile payment application on a secure memory of the mobile device, transaction data from a transaction processor application on the mobile device. The method further comprises validating that the transaction processor application is authentic and in response to validating the transaction processor application, providing encrypted payment credentials to the transaction processor application. The transaction processor application further initiates a payment transaction with a transaction processor server computer using the encrypted payment credentials.Type: GrantFiled: March 28, 2017Date of Patent: November 30, 2021Assignee: Visa International Service AssociationInventors: Igor Karpenko, Oleg Makhotin, Kiushan Pirzadeh, Glenn Powell, John Sheets, Erick Wong
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Publication number: 20210295305Abstract: Embodiments of the present invention are directed to methods, apparatuses, computer readable media and systems for securely processing remote transactions. One embodiment of the invention is directed to a method of processing a remote transaction initiated by a mobile device comprising a server computer receiving a payment request including encrypted payment information. The encrypted payment information being generated by a mobile payment application of the mobile device and being encrypted using a third party key. The method further comprises decrypting the encrypted payment information using the third party key, determining a transaction processor public key associated with the payment information, and re-encrypting the payment information using the transaction processor public key. The method further comprises sending a payment response including the re-encrypted payment information to a transaction processor.Type: ApplicationFiled: June 1, 2021Publication date: September 23, 2021Inventors: John Sheets, Kim Wagner, Christian Aabye, Frederick Liu, Igor Karpenko, Glenn Powell, Kiushan Pirzadeh
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Publication number: 20210232399Abstract: A method for dynamically assigning an inference request is disclosed. A method for dynamically assigning an inference request may include determining at least one model to process an inference request on a plurality of computing platforms, the plurality of computing platforms including at least one Central Processing Unit (CPU) and at least one Graphics Processing Unit (GPU), obtaining, with at least one processor, profile information of the at least one model, the profile information including measured characteristics of the at least one model, dynamically determining a selected computing platform from between the at least one CPU and the at least one GPU for responding to the inference request based on an optimized objective associated with a status of the computing platform and the profile information, and routing, with at least one processor, the inference request to the selected computing platform. A system and computer program product are also disclosed.Type: ApplicationFiled: January 23, 2020Publication date: July 29, 2021Inventors: Hao Yang, Biswajit Das, Yu Gu, Peter Walker, Igor Karpenko, Robert Brian Christensen
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Publication number: 20210224665Abstract: A method, system, and computer program product for dynamically scheduling machine learning inference jobs receive or determine a plurality of performance profiles associated with a plurality of system resources, wherein each performance profile is associated with a machine learning model; receive a request for system resources for an inference job associated with the machine learning model; determine a system resource of the plurality of system resources for processing the inference job associated with the machine learning model based on the plurality of performance profiles and a quality of service requirement associated with the inference job; assign the system resource to the inference job for processing the inference job; receive result data associated with processing of the inference job with the system resource; and update based on the result data, a performance profile of the plurality of the performance profiles associated with the system resource and the machine learning model.Type: ApplicationFiled: January 17, 2020Publication date: July 22, 2021Inventors: Yinhe Cheng, Yu Gu, Igor Karpenko, Peter Walker, Ranglin Lu, Subir Roy
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Patent number: 11062306Abstract: Embodiments of the present invention are directed to methods, apparatuses, computer readable media and systems for securely processing remote transactions. One embodiment of the invention is directed to a method of processing a remote transaction initiated by a mobile device. The method comprises receiving, by a mobile payment application on a secure memory of the mobile device, transaction data from a transaction processor application on the mobile device. The method further comprises validating that the transaction processor application is authentic and in response to validating the transaction processor application, providing encrypted payment credentials to the transaction processor application. The transaction processor application further initiates a payment transaction with a transaction processor server computer using the encrypted payment credentials.Type: GrantFiled: April 18, 2017Date of Patent: July 13, 2021Assignee: Visa International Service AssociationInventors: Igor Karpenko, Oleg Makhotin, Kiushan Pirzadeh, Glenn Powell, John Sheets, Erick Wong
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Patent number: 11055694Abstract: Embodiments of the present invention are directed to methods, apparatuses, computer readable media and systems for securely processing remote transactions. One embodiment of the invention is directed to a method of processing a remote transaction initiated by a mobile device comprising a server computer receiving a payment request including encrypted payment information. The encrypted payment information being generated by a mobile payment application of the mobile device and being encrypted using a third party key. The method further comprises decrypting the encrypted payment information using the third party key, determining a transaction processor public key associated with the payment information, and re-encrypting the payment information using the transaction processor public key. The method further comprises sending a payment response including the re-encrypted payment information to a transaction processor.Type: GrantFiled: November 27, 2019Date of Patent: July 6, 2021Assignee: Visa International Service AssociationInventors: John Sheets, Kim Wagner, Christian Aabye, Frederick Liu, Igor Karpenko, Glenn Powell, Kiushan Pirzadeh
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Patent number: 11023886Abstract: The UNIVERSAL ELECTRONIC PAYMENT APPARATUSES, METHODS AND SYSTEMS (“UEP”) transform touchscreen inputs into a virtual wallet mobile application interface via UEP components into purchase transaction triggers and receipt notices. In one implementation the UEP provides, via a user device, a product information search request; and obtains, in response to the product information search request, information on a first product for sale by a first merchant and a second product for sale by a second merchant. The UEP generates a single purchase transaction request, using the information on the first product for sale by the first merchant and the second product for sale by the second merchant. The UEP provides, via the user device, the single purchase transaction request for payment processing. Also, the UEP obtains an electronic purchase receipt for the first product for sale by the first merchant and the second product for sale by the second merchant.Type: GrantFiled: February 12, 2019Date of Patent: June 1, 2021Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Edward Katzin, Julian Hua, Gregory Kenneth Storey, Michael Mori, Abhinav Shrivastava, Amit Bhargava, Andrew Beck, Ayman Hammad, Ben Pfisterer, Diane Salmon, Igor Karpenko, Jennifer Schulz, Miroslav Gavrilov, Peter Ciurea, Patrick Faith, Phillip Kumnick, Saurav Chatterjee, Sebastian Badea, Shaw Li, Shipra Jha, Stacy Pourfallah, Susan French, Tenni Theurer, Theodore Harris, Thomas Purves, Vanita Pandey, Victoria Graham, Prakash Hariramani
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Publication number: 20210072972Abstract: Embodiments of the present invention are directed at methods and systems for providing a partial personalization process that allows for more efficient and effective personalization of a application on a communication device. For example, personalization profiles associated with multiple versions of the application may be stored at a provisioning system and the provisioning system may determine the appropriate partial provisioning information to update the application for each migration notification. Partial personalization information that is to be updated for the updated version of the application may be generated and installed to enable new functionality and/or update the information contained within an updated application without requiring re-personalization of all personalized information.Type: ApplicationFiled: October 27, 2020Publication date: March 11, 2021Inventors: Christian Aabye, Kiushan Pirzadeh, Glenn Powell, Igor Karpenko