Abstract: Systems and methods are described for automatically providing remote self service facilities administration over an Internet protocol (IP) network or over a direct circuit (DC) network. To such ends, a system provides self service use of services of a provider network remotely from the provider network. A remote site kiosk is places in a remote site network with an Internet connection, the remote site kiosk having encryption support via a remote site tunneling endpoint for communications with the Internet and self service applications which communicate through the remote site tunneling endpoint. A data center with an Internet connection to a provider network and to the remote site kiosk, with encryption support via a data center tunneling endpoint to securely receive and forward communications over the Internet between the remote site kiosk and the provider network.

Abstract: Systems and techniques for selecting accounts to be used for purchases. A consumer's financial information, including status, terms, and reward programs of various credit card accounts associated with the consumer is stored and examined to determine the relative value of the use of each card account for purchases in each of various categories, with the determination including consideration of the rewards available for a purchase with the card account compared to the costs for use of the card account. Recommendations are provided to a consumer based on the determination of the relative value of the use of each card account, including one or more of specification of a selection of preferred card accounts for use during a specified period, specification of preferred card accounts for each of one or more purchase categories, or specification of a recommended card account to be used for a purchase based on purchase details.