Patents by Inventor Jacqueline LeSage Krause
Jacqueline LeSage Krause has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20170004549Abstract: A system for improving a quality of a data stream including community or social network site rating data includes a mobile device to generate a graphical user interface including questions on a feedback input screen relating to business transacted with an entity. A network interface unit receives the mobile device input data and the community or social network site rating data pertaining to the entity. A text processing unit accesses a selected plurality of community or social network site databases and the mobile device input data, and applies one or more weighting factors to the data including at least one of: a site credibility rating factor, a reviewers credibility factor, an amount of reviews, a current or dated information factor, and a specificity of data factor. Improved community or social network rating data is determined and the improved data stream is transmitted.Type: ApplicationFiled: May 23, 2016Publication date: January 5, 2017Inventors: Jacqueline LeSage Krause, Anthony J. Grosso, David F. Peak, Eugene J. Walters
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Publication number: 20140350971Abstract: Systems and methods for providing dividends to customers are disclosed. The system includes a database for storing data and a business logic processor for determining a dividend to provide to a customer. The stored data includes eligibility criteria for membership in one of a plurality of group dividend plans, data about customers assigned to the plans, and premium payments associated with the customers. The business logic processor receives eligibility data related to a customer's eligibility for assignment to a group dividend plan. The business logic processor uses the received data to identify a dividend group plan that a customer is eligible to join and assigns the customer to the identified plan. Finally, the business logic processor calculates a dividend to provide to the customer based on the assigned plan.Type: ApplicationFiled: August 12, 2014Publication date: November 27, 2014Inventors: Anthony J. Grosso, Steven P. Rippel, Jacqueline LeSage Krause
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Patent number: 8805709Abstract: Systems and methods for providing dividends to customers are disclosed. The system includes a database for storing data and a business logic processor for determining a dividend to provide to a customer. The stored data includes eligibility criteria for membership in one of a plurality of group dividend plans, data about customers assigned to the plans, and premium payments associated with the customers. The business logic processor receives eligibility data related to a customer's eligibility for assignment to a group dividend plan. The business logic processor uses the received data to identify a dividend group plan that a customer is eligible to join and assigns the customer to the identified plan. Finally, the business logic processor calculates a dividend to provide to the customer based on the assigned plan.Type: GrantFiled: December 31, 2013Date of Patent: August 12, 2014Assignee: Hartford Fire Insurance CompanyInventors: Anthony J. Grosso, Steven P. Rippel, Jacqueline LeSage Krause
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Publication number: 20140114694Abstract: A system for underwriting using community and/or social networking based data includes an automated insurance underwriting platform for rating and pricing insurance policies through the accessing and evaluating of community, social and business network based information. Community or social network rating data may be analyzed and weighting factors may be applied to the community or social network rating data. An underwriting decision for the potential entity to be insured may then be transmitted based at least in part on the community or social network rating data.Type: ApplicationFiled: December 30, 2013Publication date: April 24, 2014Applicant: HARTFORD FIRE INSURANCE COMPANYInventors: Jacqueline LeSage Krause, Anthony J. Grosso, David F. Peak, Eugene J. Walters
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Publication number: 20140114702Abstract: Systems and methods for providing dividends to customers are disclosed. The system includes a database for storing data and a business logic processor for determining a dividend to provide to a customer. The stored data includes eligibility criteria for membership in one of a plurality of group dividend plans, data about customers assigned to the plans, and premium payments associated with the customers. The business logic processor receives eligibility data related to a customer's eligibility for assignment to a group dividend plan. The business logic processor uses the received data to identify a dividend group plan that a customer is eligible to join and assigns the customer to the identified plan. Finally, the business logic processor calculates a dividend to provide to the customer based on the assigned plan.Type: ApplicationFiled: December 31, 2013Publication date: April 24, 2014Applicant: Hartford Fire Insurance CompanyInventors: Anthony J. Grosso, Steven P. Rippel, Jacqueline LeSage Krause
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Patent number: 8688481Abstract: Systems and methods for providing dividends to customers are disclosed. The system includes a database for storing data and a business logic processor for determining a dividend to provide to a customer. The stored data includes eligibility criteria for membership in one of a plurality of group dividend plans, data about customers assigned to the plans, and premium payments associated with the customers. The business logic processor receives eligibility data related to a customer's eligibility for assignment to a group dividend plan. The business logic processor uses the received data to identify a dividend group plan that a customer is eligible to join and assigns the customer to the identified plan. Finally, the business logic processor calculates a dividend to provide to the customer based on the assigned plan.Type: GrantFiled: October 8, 2010Date of Patent: April 1, 2014Assignee: Hartford Fire Insurance CompanyInventors: Anthony J. Grosso, Steven P. Rippel, Jacqueline LeSage Krause
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Patent number: 8660864Abstract: A system for underwriting using community and/or social networking based data includes an automated insurance underwriting platform for rating and pricing insurance policies through the accessing and evaluating of community, social and business network based information. Community or social network rating data may be analyzed and weighting factors may be applied to the community or social network rating data. An underwriting decision for the potential entity to be insured may then be transmitted based at least in part on the community or social network rating data.Type: GrantFiled: November 8, 2011Date of Patent: February 25, 2014Assignee: Hartford Fire Insurance CompanyInventors: Jacqueline LeSage Krause, Anthony J. Grosso, David F. Peak, Eugene J. Walters
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Publication number: 20130124293Abstract: Systems and methods for management of financial and insurance products held by customers in a group and for administration of a loyalty and reward program for the group. Each customer in a group has an individual customer profile, which includes information about one or more insurance products held by a customer and a reward points total associated with the one or more products held by the customer. The profiles of various customers may be compiled in group data. The group attributes may include a group reward points total, which is based on the reward points total of the customers in the group. Either the individual customer reward points totals and/or the group reward points total can be applied to various transactions to receive a reward benefit.Type: ApplicationFiled: November 15, 2011Publication date: May 16, 2013Applicant: Hartford Fire Insurance CompanyInventors: David F. Peak, Taneka L. Francis, Jacqueline LeSage Krause, Patty Ann Jensen
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Publication number: 20130124294Abstract: Systems and methods for management of financial and insurance products held by customers in a group and for administration of a loyalty and reward program for the group. Each customer in a group has an individual customer profile, which includes information about one or more insurance products held by a customer and a reward points total associated with the one or more products held by the customer. The profiles of various customers may be compiled in group data. The group attributes may include a group reward points total, which is based on the reward points total of the customers in the group. Either the individual customer reward points totals and/or the group reward points total can be applied to various transactions to receive a reward benefit.Type: ApplicationFiled: November 15, 2011Publication date: May 16, 2013Applicant: Hartford Fire Insurance CompanyInventors: David F. Peak, Taneka L. Francis, Jacqueline LeSage Krause, Patty Ann Jensen
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Publication number: 20120221357Abstract: A system for underwriting using community and/or social networking based data is disclosed. In some embodiments, an automated insurance underwriting platform for rating and pricing insurance policies through the accessing and evaluating of community, social and business network based information is implemented. According to some embodiments, community or social network rating data may be analyzed and weighting factors may be applied to the community or social network rating data. An underwriting decision for the potential entity to be insured may then be transmitted based at least in part on the community or social network rating data.Type: ApplicationFiled: November 8, 2011Publication date: August 30, 2012Inventors: Jacqueline LeSage Krause, Anthony J. Grosso, David F. Peak, Eugene J. Walters
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Publication number: 20120072240Abstract: Systems and methods for providing dividends to customers are disclosed. The system includes a database for storing data and a business logic processor for determining a dividend to provide to a customer. The stored data includes eligibility criteria for membership in one of a plurality of group dividend plans, data about customers assigned to the plans, and premium payments associated with the customers. The business logic processor receives eligibility data related to a customer's eligibility for assignment to a group dividend plan. The business logic processor uses the received data to identify a dividend group plan that a customer is eligible to join and assigns the customer to the identified plan. Finally, the business logic processor calculates a dividend to provide to the customer based on the assigned plan.Type: ApplicationFiled: October 8, 2010Publication date: March 22, 2012Applicant: Hartford Fire Insurance CompanyInventors: Anthony J. Grosso, Steven P. Rippel, Jacqueline LeSage Krause
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Publication number: 20120072241Abstract: Systems and methods are disclosed herein for sharing of information related to insurance customers' participation in a group dividend plan. The system includes a database and a business logic processor in communication with the database. The database stores data regarding a plurality of insurance group dividend plans, including, for each plan, data about a group of customers assigned to the plan and safety data associated with each of the assigned customers. The business logic processor can obtain safety data associated with customers in the group. The business logic processor can provide the obtained safety data associated with one customer to a different customer via a social networking application or other interactive graphical user interface. The business logic processor can also determine a dividend to provide to each of a group of customers based at least partially on the safety data.Type: ApplicationFiled: October 14, 2010Publication date: March 22, 2012Applicant: Hartford Fire Insurance CompanyInventors: Jacqueline LeSage Krause, Anthony J. Grosso, Steven P. Rippel