Patents by Inventor James D. Cahill

James D. Cahill has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240161160
    Abstract: Techniques described herein include providing payment and access infrastructure for an array of transportation services, such as a set of transit or mobility services that might be provided by one or more governments, public agencies, and/or other public entities. In one example, this disclosure describes a method that includes enabling, by a computing system, a user to register for mobility benefits using a verification system, wherein the mobility benefits are provided by a provider entity; receiving, by the computing system and from the verification system, information about the user; establishing, by the computing system, an account linked to the provider entity; detecting, by the computing system, a request to access mobility benefits; allocating, by the computing system, funds from the account to pay for the mobility benefits.
    Type: Application
    Filed: November 16, 2023
    Publication date: May 16, 2024
    Inventors: Anthony Adam Swider, III, Todd Thomas, William Bondar, Eric J. Miller, Robert Glenn Hamchuk, James D. Cahill, Benjamin Taylor, Young M Yang, Allison R. King
  • Publication number: 20240140049
    Abstract: A composite article includes a first segment and a second segment spaced apart form the first segment. The composite article includes continuous fibers that extend from the first segment to the second segment. The composite article also includes discontinuous fiber distributed throughout the composite article.
    Type: Application
    Filed: January 9, 2024
    Publication date: May 2, 2024
    Inventors: Michael S. BRALEY, Kevin M. CAHILL, James D. JERN
  • Patent number: 11416939
    Abstract: A computer-implemented method, device, and system for communicating an impact of a financial decision or an investment strategy to a user through the use of virtual reality are provided. Providing a context for figuratively ‘seeing and feeling’ the results for a proposed financial strategy may assist the user in better understanding the impact of the financial strategy. Information provided in this context may educate the user with regards to the amount of income or savings required to achieve a goal over a time period. A goal for a user may be displayed as an image in a virtual reality scene based on gathered user information. The image representing the goal may be displayed according to a percent of clarity based on the financial amount needed to achieve the goal. The image may be changed based on the amount over a perceived virtual reality time period.
    Type: Grant
    Filed: March 8, 2021
    Date of Patent: August 16, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Kav Khurana, Christopher Nicholas Mair, Claes Dahlstrand, Lakshmi Kantamneni, James E. Price, Michael Edward Beaumont, Gene C. Baker, Jr., Donald Nevills, James D. Cahill
  • Patent number: 11238385
    Abstract: A computer-implemented method may include retrieving, using at least one processor, a goal associated with a user from a user profile; generating, using the at least one processor, based in part on contextual information associated with the user, a plurality of metrics for the goal; based on the plurality of metrics and using the at least one processor, generating an action recommendation with respect to completion of the goal; and presenting the action recommendation to a user device of the user.
    Type: Grant
    Filed: May 11, 2016
    Date of Patent: February 1, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Richard Randolph Crowder, John C. Brenner, Zar John Toolan, Miguel A. Ruiz, Darrell Todd Slawson, Melissa Leisse, James D. Cahill
  • Patent number: 11080605
    Abstract: Systems and techniques for interest matched interaction initialization are described herein. A first set of profile attributes for a first user and second set of profile attributes for a second user may be obtained. A first set of data sources and a second set of data sources may be identified respectively using the first set and second set of profile attributes. A first dataset and a second dataset may be collected respectively using the first and second set of data sources. An interest vector model may be generated using data elements of the first dataset based on an interest identified in the first dataset. The second dataset may be evaluated using the interest vector model to identify the interest as a shared interest in the second dataset. An interaction initialization item may be generated by identifying content associated with the shared interest. The interaction initialization item may be transmitted to a device.
    Type: Grant
    Filed: December 27, 2016
    Date of Patent: August 3, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Chad Allen Yarbrough, John C. Brenner, Jeniffer R. Justice, Gwendoria M. Salley, Zachary Scott Miinch, James D. Cahill
  • Patent number: 11023977
    Abstract: A computer-implemented method, device, and system for communicating an impact of a financial decision or an investment strategy to a user through the use of virtual reality are provided. Providing a context for figuratively ‘seeing and feeling’ the results for a proposed financial strategy may assist the user in better understanding the impact of the financial strategy. Information provided in this context may educate the user with regards to the amount of income or savings required to achieve a goal over a time period. A goal for a user may be displayed as an image in a virtual reality scene based on gathered user information. The image representing the goal may be displayed according to a percent of clarity based on the financial amount needed to achieve the goal. The image may be changed based on the amount over a perceived virtual reality time period.
    Type: Grant
    Filed: June 8, 2016
    Date of Patent: June 1, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Kav Khurana, Christopher Nicholas Mair, Claes Dahlstrand, Lakshmi Kantamneni, James E. Price, Michael Edward Beaumont, Gene C. Baker, Jr., Donald Nevills, James D. Cahill
  • Publication number: 20200401966
    Abstract: Systems and techniques for response generation for predicted even-driven interactions are described herein. A set of event data and a set of interaction data may be obtained. The set of event data and the set of interaction data may be evaluated to determine a correlation between an event that corresponds to the set of event data and an interaction that corresponds to the set of interaction data. A set of profile data may be collected that is associated with the interaction. The set of profile data may be compared to a user profile to determine a predicted interaction. Options to respond to the predicted interaction may be transmitted to an administrator based on the comparison.
    Type: Application
    Filed: December 27, 2016
    Publication date: December 24, 2020
    Inventors: Zachary Scott Miinch, John C. Brenner, Jeniffer Justice, Gwendoria M. Salley, Chad Allen Yarbrough, James D. Cahill
  • Publication number: 20200286187
    Abstract: In an example, a computer-implemented method includes associating a network-connected device of a user with a financial account of the user, the financial account being provided by a financial services provider. The method also includes determining one or more cost factors associated with the network-connected device, at least one of the one or more cost factors being based on cost data that is sourced from a plurality of second network-connected devices that are comparable to the network-connected device and indicative of maintenance costs associated with the plurality of second network-connected devices. The method also includes determining a rate of contribution for the financial account based on the one or more cost factors associated with the device, and outputting the rate of contribution.
    Type: Application
    Filed: July 18, 2016
    Publication date: September 10, 2020
    Inventors: Muhammad Farukh Munir, James D. Cahill, Derick McGee