Patents by Inventor James Danton Chadwick

James Danton Chadwick has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and apparatus for processing financial transactions over a paging network
    Publication number: 20030125969
    Abstract: One aspect of the invention is a method for receiving a financial transaction request in the form of a paging message and processing the financial transaction request according to a specific set of instructions. The method may include the steps of receiving a financial transaction request in the form a paging message, processing the financial transaction request to determine if sufficient funds are available to execute the transaction, executing the financial transaction, sending a transaction confirmation message in the form of a paging message, and generating an ACH file that includes the requested financial transaction. Another aspect of the invention is a transaction processor system adapted receive and process financial transactions requests by using the steps described above.
    Type: Application
    Filed: December 28, 2001
    Publication date: July 3, 2003
    Applicant: Wireless Checking, Inc.
    Inventors: Robert Dale Kizer, John Franklin Terry, James Danton Chadwick