Abstract: A method for monitoring an individual credit card account particularly during a predetermined monitoring period. The steps of the method include the steps of setting up a form, preferably on a piece of erasable material of wallet card size. A series of numerals is provided on the card adapted to accommodate the step of being checked so as to identify a particular amount owing on the account. A series of individual purchase amounts is identified with a series or group of spaces opposite to, or related to, each monetary amount for the step of entry of indicia identifying a purchase of that amount or approximately that amount. A masking member is provided to accommodate the step of covering the spaces associated with one or more of the monetary purchase amounts to remind and warn the user of his intent not to make purchases in those amounts in order to remain within a predetermined budget.