Patents by Inventor James Russell Stack

James Russell Stack has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and system for managing a transaction card account
    Patent number: 6681988
    Abstract: A method and system for managing a transaction card account includes a dual function transaction card with primary and secondary transaction card functions that is issued to a cardmember in connection with the account. The cardmember is allowed to incur charges on the account with the dual function transaction card, and statements are periodically issued to the cardmember on the account for a balance payable that is based on the primary function of the transaction card. The cardmember is allowed to elect the secondary function of the dual function transaction card, and such an election is made, a new balance is computed on the account in response to the election and the cardmember is notified of the new balance and a new minimum due for the account.
    Type: Grant
    Filed: November 28, 2001
    Date of Patent: January 27, 2004
    Assignee: Citibank, N.A.
    Inventors: James Russell Stack, William A. Borden
  • Method and system for managing a transaction card account
    Publication number: 20020063153
    Abstract: A method and system for managing a transaction card account includes a dual function transaction card with primary and secondary transaction card functions that is issued to a cardmember in connection with the account. The cardmember is allowed to incur charges on the account with the dual function transaction card, and statements are periodically issued to the cardmember on the account for a balance payable that is based on the primary function of the transaction card. The cardmember is allowed to elect the secondary function of the dual function transaction card, and such an election is made, a new balance is computed on the account in response to the election and the cardmember is notified of the new balance and a new minimum due for the account.
    Type: Application
    Filed: November 28, 2001
    Publication date: May 30, 2002
    Inventors: James Russell Stack, William A. Borden