Patents by Inventor James Walz
James Walz has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11969353Abstract: The present disclosure relates to prosthesis systems having trays and liners having an asymmetrical locking mechanism to bias the strength of the liner to resist loading forces and associated methods. The tray has a lateral groove disposed in an inner surface of a lateral circumferential portion of the tray and a medial groove disposed in an inner surface of a medial circumferential portion of the tray. The liner has an upper segment and a lower segment. The liner has a locking portion for lockingly engaging the tray that includes the lower segment. The locking portion has a lateral toe positioned generally diametrically opposite a plurality of resiliently deformable medial fingers defined therein. The liner and the tray are engageable in a lateral-to-medial direction so that the plurality of medial fingers can resiliently deform to engage the medial groove subsequent to engagement of the lateral toe within the lateral groove.Type: GrantFiled: June 3, 2020Date of Patent: April 30, 2024Assignee: Zimmer, Inc.Inventors: Steven Humphrey, James D. Wernle, Joanna Surma, Stephen H. Hoag, Donald W. Dye, Kenton A. Walz, Terry W. Wagner, Kathleen Macke, Duane Gillard, Brian D. Byrd, Ken Yamaguchi
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Patent number: 11727425Abstract: An application platform configurable for collecting user data associated with a plurality of retail-branded credit cards is provided. The application platform includes a configurable front end comprising a graphical user Interface layer that is configurable to a specific one of the plurality of retail-branded credit cards, a backend layer comprising credit card functionality for directly performing credit card transactions associated with a specific one of the plurality of retail-branded credit cards, a data collection layer comprising a data collector for collecting user data associated with the plurality of retail-branded credit cards and an analytics engine coupled with the data collection layer for determining one or more attribute about a user from the user data associated with the plurality of retail-branded credit cards.Type: GrantFiled: November 19, 2018Date of Patent: August 15, 2023Assignee: BREAD FINANCIAL PAYMENTS, INC.Inventor: James Walz
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Publication number: 20230230120Abstract: A method for mobile credit acquisition is disclosed. The method deploys a shopping incentive offer, the shopping incentive offer for a shopping incentive. A device identifier associated with a user's mobile device is received in response to a user responding to the shopping incentive offer on the user's mobile device. In addition, a user identifier is received for the user. The device identifier and the user identifier are used to obtain user specific information useable for a credit prescreen. The shopping incentive is then provided to the user's mobile device. If the user does pass a credit prescreen, a pre-approved credit offer is also provided to the user via the user's mobile device in conjunction with the shopping incentive.Type: ApplicationFiled: October 19, 2022Publication date: July 20, 2023Applicant: Comenity LLCInventors: Adam KOLTNOW, James WALZ
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Publication number: 20230206324Abstract: In a computer-implemented method for applying for a credit card account on a mobile device and pre-populating a credit card number field, a user is prompted for credit application information via the mobile device for processing of a credit card application. The credit application information is numerical information. Credit application information is received at the mobile device. Approval of a credit card account based on the credit application information is provided at the mobile device. A credit card number for the credit card account is stored at a remote location different from the mobile device and pre-populating a credit card number field with the stored credit card number for an online payment, wherein the pre-populating is provided by a credit card issuer and not the mobile device.Type: ApplicationFiled: March 6, 2023Publication date: June 29, 2023Applicant: BREAD FINANCIAL PAYMENTS, INC.Inventors: James WALZ, Karen LOWE, David NACK
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Patent number: 11488194Abstract: A method for mobile credit acquisition is disclosed. The method deploys a shopping incentive offer, the shopping incentive offer for a shopping incentive. A device identifier associated with a user's mobile device is received in response to a user responding to the shopping incentive offer on the user's mobile device. In addition, a user identifier is received for the user. The device identifier and the user identifier are used to obtain user specific information useable for a credit prescreen. The shopping incentive is then provided to the user's mobile device. If the user does pass a credit prescreen, a pre-approved credit offer is also provided to the user via the user's mobile device in conjunction with the shopping incentive.Type: GrantFiled: November 19, 2018Date of Patent: November 1, 2022Assignee: Comenity LLCInventors: Adam Koltnow, James Walz
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Publication number: 20210358033Abstract: A method for applying and buying with a co-branded virtual card is disclosed. The method includes receiving a customer application for a co-branded credit card at a time of purchase, performing a customer qualification for the co-branded credit card at the time of purchase, providing access to a virtual co-branded card for a qualified customer, the virtual co-branded card having a valid credit card number, a valid credit card expiration date and a valid credit card security code and authorizing the use of the virtual co-branded card to buy goods at the time of qualification.Type: ApplicationFiled: July 26, 2021Publication date: November 18, 2021Applicant: Comenity LLCInventors: Randy WEST, Mary J. FEYH, James WALZ
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Patent number: 11037212Abstract: In a computer-implemented method for pre-populating a credit card number field a credit card number is stored at a remote location by a credit card issuer, and a credit card number field is pre-populated with the stored credit card number for an online payment, wherein the pre-populating is provided by the credit card issuer.Type: GrantFiled: December 1, 2014Date of Patent: June 15, 2021Assignee: Comenity LLCInventors: James Walz, Karen Lowe, David Nack
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Publication number: 20210174437Abstract: A method for mobile number credit prescreen is disclosed. The method obtains a phone number associated with a customer's mobile device. The phone number is utilized to access a mobile carrier service and obtain identifying information about the customer. A credit reporting agency is accessed and the identifying information about the customer is used to perform a credit prescreen. In addition, when the customer passes the credit prescreen, the identifying information about the customer and a result of the credit prescreen are used to pre-fill a credit application form. The pre-filled credit application form in conjunction with a pre-approved credit offer is then provided to the customer.Type: ApplicationFiled: December 11, 2020Publication date: June 10, 2021Applicant: Comenity LLCInventors: Adam KOLTNOW, James WALZ
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Patent number: 11026042Abstract: A system for generating a customized communication with a customer is described, and includes: a near field communication (NFC) reader for receiving, from the customer, a request for an interaction; an input device for receiving an input from the customer, wherein the input includes a customer credential; a processor for: receiving a request, from a near field communication (NFC) enabled device, for an interaction with a customer; requesting a valid customer credential from the customer; receiving an input from the customer in response to a request for the valid customer credential to achieve a received customer credential; determining a validity of the received customer credential; and generating, after the determining the validity of the received customer credential, client information customized for the customer based upon a customer account linked to a determined valid customer credential to achieve a generated customized client information.Type: GrantFiled: April 3, 2019Date of Patent: June 1, 2021Assignee: Comenity LLCInventors: David Nack, James Walz
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Patent number: 10990937Abstract: An application platform configurable for processing a plurality of retail-branded credit cards is provided. Embodiments include a configurable front end comprising a graphical user interface layer that is configurable to a specific one of a plurality of retail-branded credit cards, a backend layer comprising credit card functionality for directly performing credit card transactions associated with a specific one of the plurality of retail-branded credit cards and a location service coupled with said front end and coupled with said backend for determining location information associated with a user of said specific one of said plurality of retail-branded credit cards.Type: GrantFiled: December 30, 2014Date of Patent: April 27, 2021Assignee: Comenity LLCInventors: James Walz, David Nack
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Patent number: 10984404Abstract: An application platform configurable for processing a plurality of retail-branded credit cards is provided. Embodiments include a configurable front end comprising a graphical user interface layer that is configurable to a specific one of a plurality of retail-branded credit cards and a backend layer comprising credit card functionality for directly performing credit card transactions associated with a specific one of the plurality of retail-branded credit cards.Type: GrantFiled: October 16, 2014Date of Patent: April 20, 2021Assignee: Comenity LLCInventors: David Nack, James Walz
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Patent number: 10929924Abstract: A method for mobile number credit prescreen is disclosed. The method obtains a phone number associated with a customer's mobile device. The phone number is utilized to access a mobile carrier service and obtain identifying information about the customer. A credit reporting agency is accessed and the identifying information about the customer is used to perform a credit prescreen. In addition, when the customer passes the credit prescreen, the identifying information about the customer and a result of the credit prescreen are used to pre-fill a credit application form. The pre-filled credit application form in conjunction with a pre-approved credit offer is then provided to the customer.Type: GrantFiled: February 23, 2016Date of Patent: February 23, 2021Assignee: Comenity LLCInventors: Adam Koltnow, James Walz
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Publication number: 20200372535Abstract: In a computer-implemented method for providing biometric security for mobile loyalty services via a native mobile application a physical location of a mobile device are accessed by a single native mobile application executing on the mobile device, wherein the physical location is accessed in response to a user initiating access to the mobile loyalty services. A time corresponding to a determination of the physical location of the mobile device is accessed. A date corresponding to a determination of the physical location of the mobile device is accessed. Biometrics of the user of the mobile device is accessed. Biometric security of the single native mobile application is provided based on the physical location, the time corresponding to a determination of the physical location of said mobile device, the date corresponding to a determination of the physical location of the mobile device, and the biometrics of the user.Type: ApplicationFiled: August 13, 2020Publication date: November 26, 2020Applicant: Comenity LLCInventors: James WALZ, David NACK, Randall PIATT, Adam KOLTNOW
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Patent number: 10825038Abstract: In a computer-implemented method for providing mobile loyalty services via a native mobile application, mobile payment is provided via a mobile device through a native mobile application of the mobile device, wherein the native mobile application is provided by a single party. Mobile marketing is provided to a user of the mobile device by the native mobile application. Security of the mobile payment is provided by the mobile native mobile application.Type: GrantFiled: August 31, 2015Date of Patent: November 3, 2020Assignee: Comenity LLCInventors: James Walz, David Nack, Randall Piatt, Adam Koltnow
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Patent number: 10783542Abstract: In a computer-implemented method for providing biometric security for mobile loyalty services via a native mobile application a physical location of a mobile device are accessed by a single native mobile application executing on the mobile device, wherein the physical location is accessed in response to a user initiating access to the mobile loyalty services. A time corresponding to a determination of the physical location of the mobile device is accessed. A date corresponding to a determination of the physical location of the mobile device is accessed. Biometrics of the user of the mobile device is accessed. Biometric security of the single native mobile application is provided based on the physical location, the time corresponding to a determination of the physical location of said mobile device, the date corresponding to a determination of the physical location of the mobile device, and the biometrics of the user.Type: GrantFiled: August 31, 2015Date of Patent: September 22, 2020Assignee: Comenity, LLCInventors: James Walz, David Nack, Randall Piatt, Adam Koltnow
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Patent number: 10726425Abstract: A system for generating a customized communication with a customer is described, and includes: a near field communication (NFC) reader for receiving, from the customer, a request for an interaction; an input device for receiving an input from the customer, wherein the input includes a customer credential; a processor for: receiving a request, from a near field communication (NFC) enabled device, for an interaction with a customer; requesting a valid customer credential from the customer; receiving an input from the customer in response to a request for the valid customer credential to achieve a received customer credential; determining a validity of the received customer credential; and generating, after the determining the validity of the received customer credential, client information customized for the customer based upon a customer account linked to a determined valid customer credential to achieve a generated customized client information.Type: GrantFiled: March 10, 2015Date of Patent: July 28, 2020Assignee: Comenity LLCInventors: Ramesh Korra, Randy West, James Walz
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Patent number: 10572891Abstract: A method for updating a virtual punchcard check-in system, including: accesses an input to a mobile device, wherein the input comprises a verification code that is displayed at a business establishment, wherein the verification code serves as a notification of an attempted check-in of a customer at the business establishment, wherein the customer is associated with the mobile device; based on comparing accessed mobile device identification information with a set of mobile device identification information, identifies the mobile device to achieve an identified mobile device; sends a request for a location check of the mobile device to a phone carrier; receives from the phone carrier a location identification of the location of the mobile device; and if the location identification matches a location of the business establishment, generates a message, wherein the message comprises a punchcard status for the business establishment as it relates to the customer.Type: GrantFiled: March 26, 2015Date of Patent: February 25, 2020Assignee: Comenity LLCInventor: James Walz
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Patent number: 10430820Abstract: In a computer-implemented method for enhancing revenue by driving credit account purchases through a single native mobile application browsing of retail items is enabled via the single native mobile application executing on a mobile device, wherein the browsing is not required to be web-based browsing, and wherein the single native mobile application is provided by a party. Multi-tender payment for the retail items are provided. Mobile marketing is provided to a user of the mobile device by the single native mobile application, wherein the mobile marketing indicates that additional loyalty rewards will be earned if the retail items are purchased by a credit account issued by the party.Type: GrantFiled: August 31, 2015Date of Patent: October 1, 2019Assignee: Comenity LLCInventors: James Walz, David Nack, Randall Piatt, Adam Koltnow
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Patent number: 10423976Abstract: An application platform configurable for collecting user data associated with a plurality of retail-branded credit cards is provided. The application platform includes a configurable front end comprising a graphical user interface layer that is configurable to a specific one of the plurality of retail-branded credit cards, a backend layer comprising credit card functionality for directly performing credit card transactions associated with a specific one of the plurality of retail-branded credit cards, a data collection layer comprising a data collector for collecting user data associated with the plurality of retail-branded credit cards and an offer provider for providing an offer to a user based on the user data associated with said plurality of retail-branded credit cards.Type: GrantFiled: December 29, 2014Date of Patent: September 24, 2019Assignee: Comenity LLCInventor: James Walz
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Publication number: 20190230464Abstract: A system for generating a customized communication with a customer is described, and includes: a near field communication (NFC) reader for receiving, from the customer, a request for an interaction; an input device for receiving an input from the customer, wherein the input includes a customer credential; a processor for: receiving a request, from a near field communication (NFC) enabled device, for an interaction with a customer; requesting a valid customer credential from the customer; receiving an input from the customer in response to a request for the valid customer credential to achieve a received customer credential; determining a validity of the received customer credential; and generating, after the determining the validity of the received customer credential, client information customized for the customer based upon a customer account linked to a determined valid customer credential to achieve a generated customized client information.Type: ApplicationFiled: April 3, 2019Publication date: July 25, 2019Applicant: Comenity LLCInventors: David NACK, James WALZ