Abstract: A system can have a plurality of participating entities including a plurality of receivers and a plurality of originators. A data file indicative of an account restructuring of a given one of the receivers can be obtained. The data file specifies at least one old account number associated with the receiver and at least one new account number associated with the receiver. The data is placed in a conversion data structure in a format to facilitate account number conversion. Remittance data, including the old or new account number of the receiver, is obtained from a given one of the participating entities, and is routed in accordance with the old or new account number in the remittance data, and the data structure.

Abstract: A system can have a plurality of participating entities including a plurality of receivers and a plurality of originators. A data file indicative of an account restructuring of a given one of the receivers can be obtained. The data file specifies at least one old account number associated with the receiver and at least one new account number associated with the receiver. The data is placed in a conversion data structure in a format to facilitate account number conversion. Remittance data, including the old or new account number of the receiver, is obtained from a given one of the participating entities, and is routed in accordance with the old or new account number in the remittance data, and the data structure.

Abstract: A clear antiperspirant gel is made by combining and mixing together (A) an astringent compound having a refractive index of 1.48 to 1.53 which is an antiperspirant salt in the form of (i) a tray dried compound, (ii) an encapsulated salt, or (iii) a solvent solution of a salt compound; and (B) a clear anhydrous organic oil free gel formed with a gelator which is 12-hydroxystearic acid or its metal salts, and an aromatic containing silicone fluid or blend of silicone fluids.

Abstract: A gel suitable for use in personal care applications is provided. The improved gel contains a gelator; an oil; and an alkylmethylsiloxane polymer or copolymer for strengthening the gel, and increasing its firmness and rigidity. The gelator is 12-hydroxystearic acid or metal salts of 12-hydroxystearic acid. A suitable oil is a non-volatile siloxane mixed with a volatile methyl siloxane having a boiling point less than two hundred-fifty degrees Centigrade and a viscosity in the range of 0.65 to 5.0 centistokes (mm.sup.2 /s).

Abstract: A clear antiperspirant gel is made by combining and mixing together (A) an astringent compound having a refractive index of 1.48 to 1.53 which is an antiperspirant salt in the form of (i) a tray dried compound, (ii) an encapsulated salt, or (iii) a solvent solution of a salt compound; and (B) a clear anhydrous organic oil free gel formed with the gelator 12-hydroxystearic acid and a blend of aromatic containing silicone fluid and volatile silicone fluids.

Abstract: Encapsulated aluminum salts are produced by combining and heating an aqueous aluminum salt selected from aluminum halohydrate, aluminum nitrohydrate and mixtures thereof; a hydrophobic liquid; and a carboxylate. The mixture is heated until substantially all of the free water has been removed. The encapsulated aluminum salts precipitate out after the removal of the water. The encapsulated aluminum salts are useful in deodorant and antiperspirant compositions.

Abstract: A polish composition which includes discrete particles of a highly cross-linked macroporous hydrophobic polymer. The particles are of a first predetermined average diameter, and the polymer particles have entrapped therein and dispersed uniformly throughout an active organosilicon ingredient. The composition also includes a coacervating agent mixed with the polymer particles in an amount sufficient to cause the polymer particles to collect forming dense clusters of coacervated particles of a second predetermined average diameter, the second predetermined average diameter being substantially in excess of the first predetermined average diameter.

Abstract: Translucent antiperspirant compositions are comprised of an antiperspirant active in a gel base. The translucent antiperspirant composition is comprised of (A) 50 to 95% by weight of an anhydrous carrier liquid selected from volatile silicones, low viscosity silicones, anhydrous monoalcohols, polyalcohols, fatty alcohols, alcohol soluble emollients and mixtures thereof; (B) 5 to 20% by weight of a metal stearate; (C) 1 to 25% of an encapsulated antiperspirant active selected from an encapsulated aluminum salt, an encapsulated aluminum-zirconium salt and mixtures thereof and optionally (D) 0.5 to 10 weight percent of a silicone carboxy acid. The compositions do not leave a visible white residue when they are applied to the skin.