Abstract: Systems and methods are provided for redeeming consumer protections. A system retrieves item level purchase data for a purchase item from a user. Based on the item level purchase data for a purchase item, the system determines at least one policy that corresponds to the purchase item and determines if the item level purchase data satisfies at least one predetermined condition associated with the determined policy when the at least one policy corresponds to the purchase item. The system generates a claim form when the item level purchase data satisfies the at least one predetermined condition associated with the determined policy.

Abstract: The present invention relates to game applications on cellular phone devices. It also relates to a new possibility to reduce the communication load of mobile communication networks for downloading high quality game software to game-enabled cellular phone devices. The present invention further relates to a method and a download device and a game enabled cellular telephone device for downloading game software for a game-enabled cellular phone from a server to said game-enabled cellular phone via a download module and an internet connection. The method of the invention is based on establishing a local connection between said game-enabled cellular phone and said download module, establishing an internet connection between said server and said download module, and starting a game download from said server, via said internet connection and said local connection through said download module to said game-enabled cellular phone.