Patents by Inventor Jason Alexander Korosec
Jason Alexander Korosec has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11055673Abstract: A network operator intermediates a cashless transaction by sending a payment device issuer an outbound clearing data file enriched with cleansed merchant data. Issuers that choose to participate in the merchant data cleansing service will be provided with the cleansed, and optionally augmented, merchant information. Providing this data to the issuer could be used to help reduce costs associated with “do not recognize” calls by cardholders, disputed charges, and charge-backs. With cleansed data provided in the clearing record, a device holder would be given access to this cleansed information about the merchant where a transaction took place through their statement. The present disclosure also provides for augmenting the clearing record data to include merchant-specific add-on and/or aggregate data not presently included in the transaction clearing record, yet useful to the issuer both in form and content.Type: GrantFiled: November 30, 2018Date of Patent: July 6, 2021Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Bruce William Mac Nair, Ana Paula Martinez Prada Peyser, Cristobel Kay von Walstrom, Gary Randall Horn, Jason Alexander Korosec, Kimberly Ann Martin, Peter Julian Ramon Antonio R. Flor, Raegen Ann-Marie Lang, Richard Thomas Flynn, Todd C. Lowenberg, Thomas Joseph Sellner
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Publication number: 20200043023Abstract: An operator of a payment network obtains transaction data from a plurality of entities which make payments with the payment network. The operator of the payment network also obtains a plurality of consents from the plurality of entities which make payments with the payment network. The plurality of consents authorize the operator of the payment network to share at least a portion of the transaction data from the plurality of entities which make payments with the payment network with an operator of a social media site. At least portion of the transaction data is made available to the operator of the social media site.Type: ApplicationFiled: August 28, 2019Publication date: February 6, 2020Inventors: Jason Alexander Korosec, Lars Oscar Scofield, Cristobel Kay von Walstrom
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Publication number: 20190095878Abstract: A network operator intermediates a cashless transaction by sending a payment device issuer an outbound clearing data file enriched with cleansed merchant data. Issuers that choose to participate in the merchant data cleansing service will be provided with the cleansed, and optionally augmented, merchant information. Providing this data to the issuer could be used to help reduce costs associated with “do not recognize” calls by cardholders, disputed charges, and charge-backs. With cleansed data provided in the clearing record, a device holder would be given access to this cleansed information about the merchant where a transaction took place through their statement. The present disclosure also provides for augmenting the clearing record data to include merchant-specific add-on and/or aggregate data not presently included in the transaction clearing record, yet useful to the issuer both in form and content.Type: ApplicationFiled: November 30, 2018Publication date: March 28, 2019Inventors: Bruce William Mac Nair, Ana Paula Martinez Prada Peyser, Cristobel Kay von Walstrom, Gary Randall Horn, Jason Alexander Korosec, Kimberly Ann Martin, Peter Julian Ramon Antonio R. Flor, Raegen Ann-Marie Lang, Richard Thomas Flynn, Todd C. Lowenberg, Thomas Joseph Sellner
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Patent number: 10015240Abstract: Methods and systems for interface data utilization are described. In one embodiment, a provider server may offer resources and an application server may offer functionality not provided by the resources of the provider server. A user request may be received through the source user interface. A determination may be made whether the user request contains a request to access a functionality that is not offered by the provider but is offered by an application that is communicatively coupled to the provider via a network. In response, an electronic communication may be established between the provider and the application via a network. A policy of the provider may be accessed from a first database, and interface definition data may be accessed from a second database different from the first database. Target interface data may be rendered based on the policy of the provider and the interface definition data.Type: GrantFiled: September 26, 2016Date of Patent: July 3, 2018Assignee: PayPal, Inc.Inventors: Damon Charles Hougland, Jason Alexander Korosec, Osama Mostafa Bedier, Asim Razzaq
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Publication number: 20170013048Abstract: Methods and systems for interface data utilization are described. In one embodiment, a provider server may offer resources and an application server may offer functionality not provided by the resources of the provider server. A user request may be received through the source user interface. A determination may be made whether the user request contains a request to access a functionality that is not offered by the provider but is offered by an application that is communicatively coupled to the provider via a network. In response, an electronic communication may be established between the provider and the application via a network. A policy of the provider may be accessed from a first database, and interface definition data may be accessed from a second database different from the first database. Target interface data may be rendered based on the policy of the provider and the interface definition data.Type: ApplicationFiled: September 26, 2016Publication date: January 12, 2017Inventors: Damon Charles Hougland, Jason Alexander Korosec, Osama Mostafa Bedier, Asim Razzaq
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Patent number: 9454292Abstract: Methods and system for interface data utilization are described. In one embodiment, source interface data may be provided from a provider. The source interface data may be capable of being used to provide a source user interface for a networked resource associated with the provider. A user request may be received through the source user interface. A service call may be provided over a network to an application based on the receiving of the user request. The application may be associated with an application manager. Response data may be received over the network from the application based on the service call. Target interface data may be rendered based on the response data. The target interface data may be provided from the provider.Type: GrantFiled: February 3, 2014Date of Patent: September 27, 2016Assignee: PAYPAL, INC.Inventors: Damon Charles Hougland, Jason Alexander Korosec, Osama Mostafa Bedier, Asim Razzaq
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Publication number: 20160162851Abstract: Methods and system for processing transfer requests are described. In one embodiment, a value transfer request may be received from a value provider through a network. The value transfer request may include a value amount to be provided from a source user to a target user. A settlement account of the value provider may be reduced by the value amount. A target account of the target user may be increased by the value amount.Type: ApplicationFiled: February 12, 2016Publication date: June 9, 2016Inventors: Jason Alexander Korosec, Osama Mostafa Bedier, Damon Charles Hougland
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Publication number: 20150286995Abstract: Methods and systems for payments with virtual value are described. In one embodiment, a virtual value indication associated with a user from a virtual value provider may be received. Virtual value may be associated with a user account in response to receiving the virtual value indication. A payment request may be received. A portion of the virtual value associated with the account may be converted to a base value of a base value type at a conversion rate in response to the receiving of the payment request. The payment request may be processed for the account using the base value. Additional methods and systems are disclosed.Type: ApplicationFiled: June 18, 2015Publication date: October 8, 2015Inventor: Jason Alexander Korosec
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Publication number: 20150286999Abstract: Methods and system for transaction processing are described. In one embodiment, a plurality of default parameters may be configured for value transfer. A transfer request including a transfer amount and a user account identifier may be received. One or more of the plurality of default parameters may be selected. The transfer request may be processed in the transfer amount based on the user account identifier and the one or more selected default parameters.Type: ApplicationFiled: June 19, 2015Publication date: October 8, 2015Inventors: Damon Charles Hougland, Jason Alexander Korosec, Osama Mostafa Bedier, Srinivasa Pasupulati
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Publication number: 20140207667Abstract: Methods and system for processing transfer requests are described. In one embodiment, a value transfer request may be received from a value provider through a network. The value transfer request may include a value amount to be provided from a source user to a target user. A settlement account of the value provider may be reduced by the value amount. A target account of the target user may be increased by the value amount.Type: ApplicationFiled: April 7, 2014Publication date: July 24, 2014Applicant: Ebay Inc.Inventors: Jason Alexander Korosec, Osama Mostafa Bedier, Damon Charles Hougland
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Patent number: 8751387Abstract: Embodiments of the present invention provide a payment application framework. In an example embodiment, a request at a payment facilitator is received. The request is for a split payment to a plurality of receiving parties. The request is processed to establish one or more payment transactions. A single transfer of funds is sent from an account of a sender to at least one account of a receiving party of the plurality of receiving parties.Type: GrantFiled: October 1, 2009Date of Patent: June 10, 2014Assignee: eBay Inc.Inventors: Damon Charles Hougland, Musaab At-Taras, Jason Alexander Korosec
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Publication number: 20140150107Abstract: Methods and system for interface data utilization are described. In one embodiment, source interface data may be provided from a provider. The source interface data may be capable of being used to provide a source user interface for a networked resource associated with the provider. A user request may be received through the source user interface. A service call may be provided over a network to an application based on the receiving of the user request. The application may be associated with an application manager. Response data may be received over the network from the application based on the service call. Target interface data may be rendered based on the response data. The target interface data may be provided from the provider.Type: ApplicationFiled: February 3, 2014Publication date: May 29, 2014Applicant: EBAY INC.Inventors: Damon Charles Hougland, Jason Alexander Korosec, Osama Mostafa Bedier, Asim Razzaq
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Patent number: 8694426Abstract: Methods and system for processing transfer requests are described. In one embodiment, a value transfer request may be received from a value provider through a network. The value transfer request may include a value amount to be provided from a source user to a target user. A settlement account of the value provider may be reduced by the value amount. A target account of the target user may be increased by the value amount.Type: GrantFiled: September 25, 2012Date of Patent: April 8, 2014Assignee: Ebay Inc.Inventors: Jason Alexander Korosec, Osama Mostafa Bedier, Damon Charles Hougland
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Publication number: 20140067462Abstract: An operator of a payment network obtains transaction data from a plurality of entities which make payments with the payment network. The operator of the payment network also obtains a plurality of consents from the plurality of entities which make payments with the payment network. The plurality of consents authorize the operator of the payment network to share at least a portion of the transaction data from the plurality of entities which make payments with the payment network with an operator of a social media site. At least portion of the transaction data is made available to the operator of the social media site.Type: ApplicationFiled: August 31, 2012Publication date: March 6, 2014Applicant: MasterCard International IncorporatedInventors: Jason Alexander Korosec, Lars Oscar Scofield, Cristobel Kay von Walstrom
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Patent number: 8645972Abstract: Methods and system for interface data utilization are described. In one embodiment, source interface data may be provided from a provider. The source interface data may be capable of being used to provide a source user interface for a networked resource associated with the provider. A user request may be received through the source user interface. A service call may be provided over a network to an application based on the receiving of the user request. The application may be associated with an application manager. Response data may be received over the network from the application based on the service call. Target interface data may be rendered based on the response data. The target interface data may be provided from the provider.Type: GrantFiled: May 29, 2008Date of Patent: February 4, 2014Assignee: Ebay Inc.Inventors: Damon Charles Hougland, Jason Alexander Korosec, Osama Mostafa Bedier, Asim Razzaq
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Patent number: 8620806Abstract: A network operator intermediates a cashless transaction by sending a payment device issuer an outbound clearing data file enriched with cleansed merchant data. Issuers that choose to participate in the merchant data cleansing service will be provided with the cleansed, and optionally augmented, merchant information. Providing this data to the issuer could be used to help reduce costs associated with “do not recognize” calls by cardholders, disputed charges, and charge-backs. With cleansed data provided in the clearing record, a device holder would be given access to this cleansed information about the merchant where a transaction took place through their statement. The present disclosure also provides for augmenting the clearing record data to include merchant-specific add-on and/or aggregate data not presently included in the transaction clearing record, yet useful to the issuer both in form and content.Type: GrantFiled: July 13, 2012Date of Patent: December 31, 2013Assignee: MasterCard International IncorporatedInventors: Ana Paula Martinez Prada Peyser, Bruce William Mac Nair, Cristobel Kay von Walstrom, Gary Randall Horn, Jason Alexander Korosec, Kimberly Ann Martin, Peter Julian Ramon Antonio R. Flor, Raegen Ann-Marie Lang, Richard Thomas Flynn, Todd C. Lowenberg, Thomas Joseph Sellner
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Publication number: 20130018781Abstract: A network operator intermediates a cashless transaction by sending a payment device issuer an outbound clearing data file enriched with cleansed merchant data. Issuers that choose to participate in the merchant data cleansing service will be provided with the cleansed, and optionally augmented, merchant information. Providing this data to the issuer could be used to help reduce costs associated with “do not recognize” calls by cardholders, disputed charges, and charge-backs. With cleansed data provided in the clearing record, a device holder would be given access to this cleansed information about the merchant where a transaction took place through their statement. The present disclosure also provides for augmenting the clearing record data to include merchant-specific add-on and/or aggregate data not presently included in the transaction clearing record, yet useful to the issuer both in form and content.Type: ApplicationFiled: July 13, 2012Publication date: January 17, 2013Applicant: MASTERCARD INTERNATIONAL, INC.Inventors: Ana Paula Martinez Prada Peyser, Bruce William Mac Nair, Cristobel Kay von Walstrom, Gary Randall Horn, Jason Alexander Korosec, Kimberly Ann Martin, Peter Julian Ramon Antonio R. Flor, Raegen Ann-Marie Lang, Richard Thomas Flynn, Todd C. Lowenberg, Thomas Joseph Sellner
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Publication number: 20130018784Abstract: Methods and system for processing transfer requests are described. In one embodiment, a value transfer request may be received from a value provider through a network. The value transfer request may include a value amount to be provided from a source user to a target user. A settlement account of the value provider may be reduced by the value amount. A target account of the target user may be increased by the value amount.Type: ApplicationFiled: September 25, 2012Publication date: January 17, 2013Applicant: EBAY INC.Inventors: Jason Alexander Korosec, Osama Mostafa Bedier, Damon Charles Hougland
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Patent number: 8275706Abstract: Methods and system for processing transfer requests are described. In one embodiment, a value transfer request may be received from a value provider through a network. The value transfer request may include a value amount to be provided from a source user to a target user. A settlement account of the value provider may be reduced by the value amount. A target account of the target user may be increased by the value amount.Type: GrantFiled: October 27, 2011Date of Patent: September 25, 2012Assignee: Ebay Inc.Inventors: Jason Alexander Korosec, Osama Mostafa Bedier, Damon Charles Hougland
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Publication number: 20120041873Abstract: Methods and system for processing transfer requests are described. In one embodiment, a value transfer request may be received from a value provider through a network. The value transfer request may include a value amount to be provided from a source user to a target user. A settlement account of the value provider may be reduced by the value amount. A target account of the target user may be increased by the value amount.Type: ApplicationFiled: October 27, 2011Publication date: February 16, 2012Applicant: EBAY, INC.Inventors: Jason Alexander Korosec, Osama Mostafa Bedier, Damon Charles Hougland