Abstract: A cationic oil-in-water emulsion for addition to detersive compositions comprising a hydrophilic cationic polymer, an oil-soluble anionic polymer, and a hydrophobic benefit agent in the oil phase made by adding the benefit agent to a hydrophobic liquid; thickening the oil phase with an organophillic smectite clay reacted at clay platelet surfaces to make the clay platelet surfaces hydrophobic while the edge surfaces of the clay remain hydrophilic, such that the benefit agent is adsorbed at an oil/water interface in the emulsion, wherein the anionic polymer is capable of adsorbing the hydrophobic benefit agent at an oil/water interface of the emulsion, and the a hydrophilic, cationic polymer has a cationic nitrogen content of at least 6% by weight, that is incompatible with anionic surfactants, being insoluble in anionic-surfactant solutions containing an amount of 3% or higher of an anionic surfactant, and the hydrophilic cationic polymer has a cationic nitrogen content of at least 0.