Patents by Inventor Jeehoon Joshua Cho

Jeehoon Joshua Cho has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230419305
    Abstract: Methods and systems for managing payment card credentials provisioned to an Internet of Things (IoT) device via a companion application. A mobile device processor of a consumer mobile device launches a wallet application, displays a wallet application user interface on a touch screen that includes a card management option, receives selection of the card management option, and displays a device list that includes a plurality of icons representing IoT devices. The mobile device processor receives selection of an icon and then displays a payment card representation, payment card information, and card management options including a suspend card option and a delete card option. After receiving a selection of a card management option the mobile device processor transmits instructions to the IoT device to one of delete or suspend the payment card credentials.
    Type: Application
    Filed: September 8, 2023
    Publication date: December 28, 2023
    Inventors: Jeehoon Joshua Cho, Sowmya Reddy Lakka, Gerardo Cardone, Matthew James Miller, Maurice David Liscia
  • Patent number: 11790351
    Abstract: Disclosed are methods and systems for provisioning payment card credentials to an Internet of Things (IoT) device that is associated with a companion application. In an embodiment, a mobile device processor displays a companion application user interface (UI) on a display screen, receives a user selection of an option to obtain payment card credentials from the companion application UI, displays a prompt for the user to provide user authentication data to the companion application, receives the user authentication data from a biometric sensor, and authenticates the user.
    Type: Grant
    Filed: December 13, 2022
    Date of Patent: October 17, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Jeehoon Joshua Cho, Sowmya Reddy Lakka, Gerardo Cardone, Matthew James Miller, Maurice David Liscia
  • Publication number: 20230113739
    Abstract: Disclosed are methods and systems for provisioning payment card credentials to an Internet of Things (IoT) device that is associated with a companion application. In an embodiment, a mobile device processor displays a companion application user interface (UI) on a display screen, receives a user selection of an option to obtain payment card credentials from the companion application UI, displays a prompt for the user to provide user authentication data to the companion application, receives the user authentication data from a biometric sensor, and authenticates the user.
    Type: Application
    Filed: December 13, 2022
    Publication date: April 13, 2023
    Inventors: Jeehoon Joshua Cho, Sowmya Reddy Lakka, Gerardo Cardone, Matthew James Miller, Maurice David Liscia
  • Patent number: 11544703
    Abstract: Disclosed are methods and systems for associating payment card credentials with a companion application. In an embodiment, a consumer's mobile device processor receives an instruction to launch a companion application, displays a companion application user interface, and receives selection of an option to obtain payment card credentials from at least one wallet application. The process also includes displaying a list of payment card accounts associated with the selected wallet application for association with the companion application, receiving a selection of at least one payment card account, transmitting payment account credentials of the selected payment account to a wallet server computer, receiving a companion token representing a digitization of the selected payment card account from the wallet server computer, and associating the companion token with the companion application.
    Type: Grant
    Filed: March 22, 2018
    Date of Patent: January 3, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Jeehoon Joshua Cho, Sowmya Reddy Lakka, Gerardo Cardone, Matthew James Miller, Maurice David Liscia
  • Publication number: 20180276657
    Abstract: Disclosed are methods and systems for associating payment card credentials with a companion application. In an embodiment, a consumer's mobile device processor receives an instruction to launch a companion application, displays a companion application user interface, and receives selection of an option to obtain payment card credentials from at least one wallet application. The process also includes displaying a list of payment card accounts associated with the selected wallet application for association with the companion application, receiving a selection of at least one payment card account, transmitting payment account credentials of the selected payment account to a wallet server computer, receiving a companion token representing a digitization of the selected payment card account from the wallet server computer, and associating the companion token with the companion application.
    Type: Application
    Filed: March 22, 2018
    Publication date: September 27, 2018
    Inventors: Jeehoon Joshua Cho, Sowmya Reddy Lakka, Gerardo Cardone, Matthew James Miller, Maurice David Liscia
  • Publication number: 20180253706
    Abstract: A method for ordering and customization via a conversational interface includes: storing item data entries, each item data entry including data related to a purchasable item including an item identifier, natural language values, and an item cost; receiving natural language messages from a computing device; receiving payment credentials; parsing the natural language messages to identify at least one specific natural language value; identifying, for each specific natural language value, a specific item data entry that includes the respective specific natural language value; calculating a transaction cost based on the item cost included in each specific item data entry; transmitting the calculated transaction cost and the payment credentials for processing of a payment transaction; receiving a response associated with the payment transaction indicating successful thereof; and transmitting the item identifier included in each of the specific item data entries to a computing system.
    Type: Application
    Filed: March 1, 2018
    Publication date: September 6, 2018
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Matthew James Miller, Jeehoon Joshua Cho, Alonso Araujo