Abstract: Various methods, apparatuses/systems, and media for executing an auto-provisioning workflow are disclosed. A processor establishes a communication link between a co-branded partner computing device and a co-branded card issuer computing device via a communication network; transmits a message from the co-branded partner computing device to the co-branded card issuer computing device, the message including reward identification number associated with a first relationship between a co-branded partner and a customer corresponding to a reward account created with a co-branded card issuer; identifies a co-branded card associated with the customer based on matching the received reward identification number with a prestored reward identification number associated with the customer stored on a database; and executes, in response to identifying, an auto-provisioning workflow for automatically transmitting the co-branded card information data to the co-branded partner computing device.

Abstract: A method for securing communication may include: (1) receiving, at the authorization platform and from a hybrid browser component of a computer application, an encrypted payload comprising an authentication code, a bundle identifier, and an application unique identifier; (2) registering, by the authorization platform, a username for a user; (3) receiving, at the authentication framework and from the computer application, the username and the encrypted payload; (4) receiving, at the authentication framework, user login credentials from the user; (5) validating, by the authentication framework, the user login credentials; (6) passing, by the authentication framework to the authorization platform, the encrypted payload; (6) comparing, by the authorization platform the encrypted payload received from the computer application to the encrypted payload received from the authentication framework; and (8) accepting, by the authentication framework, the encrypted payload and tying the process to the computer applicatio

Abstract: Systems and methods for managing merchant-stored payment credentials are disclosed. In one embodiment, in a financial institution backend comprising at least one computer processor, a method for managing merchant-stored payment credentials may include: (1) receiving, from a customer and in a first user interface, a selection of a merchant that is eligible for financial instrument pushing; (2) opening a second user interface with the selected merchant, wherein the login credentials for the merchant are received from the customer in the second user interface; (3) receiving, from the customer and in the first user interface, a selection of a financial instrument to push; and (4) providing, to an aggregator, financial instrument data for the selected financial instrument. The aggregator pushes the financial instrument data to the merchant.

Abstract: Exemplary embodiments provide systems and methods for contactless card-based credentials. According to one embodiment, in a backend information processing apparatus comprising at least one computer processor, a method for provisioning an authentication credential to an electronic device, may include: (1) receiving, from an electronic device associated with a user, card data for a contactless card, an authorization cryptogram, and a challenge response; (2) authenticating the user based on the authorization cryptogram, the card data, and the challenge response; (3) generating and sending a response cryptogram to the electronic device; (4) returning a cardholder account to the electronic device; (5) wherein the electronic device generates a public/private key pair for the electronic device, an online service, and the cardholder account; and (6) wherein the electronic device persists the public/private key pair in secure storage thereon.

Abstract: A method for securing communication may include: (1) receiving, at the authorization platform and from a hybrid browser component of a computer application, an encrypted payload comprising an authentication code, a bundle identifier, and an application unique identifier; (2) registering, by the authorization platform, a username for a user; (3) receiving, at the authentication framework and from the computer application, the username and the encrypted payload; (4) receiving, at the authentication framework, user login credentials from the user; (5) validating, by the authentication framework, the user login credentials; (6) passing, by the authentication framework to the authorization platform, the encrypted payload; (6) comparing, by the authorization platform the encrypted payload received from the computer application to the encrypted payload received from the authentication framework; and (8) accepting, by the authentication framework, the encrypted payload and tying the process to the computer applicatio

Abstract: Providing dynamic authentication of a user requesting access to a system via a mobile device is disclosed. An account holder tailors a set of customized security challenges and responses. When a request for account authentication is received from a mobile device, the system conducts a multi-step user authentication process that includes dynamically selecting and prompting the user with the custom security challenges.

Abstract: Enabling remote customer service and maintenance using a visual identifier is disclosed. In response to a user enrolling in a service capability associated with a mobile device, the process utilizes a visual identifier to associate the service capability with the customer account, the service and the mobile device. The system allocates a visual identifier for each service capability and enables customer service agents to identify the service capability and mobile device, verify the user and retrieve information for the service interaction.

Abstract: Enabling remote customer service and maintenance using a visual identifier is disclosed. In response to a user enrolling in a service capability associated with a mobile device, the process utilizes a visual identifier to associate the service capability with the customer account, the service and the mobile device. The system allocates a visual identifier for each service capability and enables customer service agents to identify the service capability and mobile device, verify the user and retrieve information for the service interaction.

Abstract: Enabling remote customer service and maintenance using a visual identifier is disclosed. In response to a user enrolling in a service capability associated with a mobile device, the process utilizes a visual identifier to associate the service capability with the customer account, the service and the mobile device. The system allocates a visual identifier for each service capability and enables customer service agents to identify the service capability and mobile device, verify the user and retrieve information for the service interaction.

Abstract: Enabling remote customer service and maintenance using a visual identifier is disclosed. In response to a user enrolling in a service capability associated with a mobile device, the process utilizes a visual identifier to associate the service capability with the customer account, the service and the mobile device. The system allocates a visual identifier for each service capability and enables customer service agents to identify the service capability and mobile device, verify the user and retrieve information for the service interaction.

Abstract: Providing dynamic authentication of a user requesting access to a system via a mobile device is disclosed. An account holder tailors a set of customized security challenges and responses. When a request for account authentication is received from a mobile device, the system conducts a multi-step user authentication process that includes dynamically selecting and prompting the user with the custom security challenges.