Abstract: Disclosed herein are systems, methods, and computer-readable storage devices for streaming data. The method includes presenting a data stream including an interactive communication and detecting feedback from the user in response to the interactive communication. If the feedback indicates a request to receive data associated with the interactive communication, the method includes buffering the data stream from a point in time associated with the feedback to yield a buffered data stream, connecting the user device to a commerce presence associated with the interactive communication temporarily and resuming playback of the buffered data stream to the user device following completion of the temporary communication between the user device and commerce presence.

Abstract: Disclosed herein are systems, methods, and computer-readable storage media for video and secondary audio source synchronization. A system practicing the method establishes a communication with a device such as a telephone or digital device and receives an identification of an audio stream associated with a video presentation specified by a user. The user interacts with the system using the dial pad on a telephone or by manipulating controls within a dedicated application on a smartphone or tablet device. The system computes a likely delay affecting most devices receiving the audio stream and delays a transmission of the audio stream to the device by the delay amount. In one embodiment, the system receives a delay adjustment signal from the device and adjusts the delay amount according to the signal. Then the system transmits the audio stream to the device by the new delay amount.

Abstract: Disclosed herein are systems, methods, and non-transitory computer-readable storage media for facilitating audio access to radio stations via a call-to-listen application on a device. A server can provide a listing of radio stations via an application on a user device, such as a smartphone, receive a selection of a radio station by a user and obtain a phone number associated with the selection. The server utilizes a phone dialer on the device to dial the phone number and is presented with received audio from a radio station associated with the phone number via the device. In one embodiment, a least expensive transmission mode is determined based on a data plan balance and a voice plan balance, and the audio is presented via the determined least expensive transmission mode. In another embodiment, the phone number dialed is determined by user location.

Abstract: Disclosed herein are systems, methods, and computer-readable storage devices for streaming data. The method includes presenting a data stream including an interactive communication and detecting feedback from the user in response to the interactive communication. If the feedback indicates a request to receive data associated with the interactive communication, the method includes buffering the data stream from a point in time associated with the feedback to yield a buffered data stream, connecting the user device to a commerce presence associated with the interactive communication temporarily and resuming playback of the buffered data stream to the user device following completion of the temporary communication between the user device and commerce presence.

Abstract: Disclosed herein are systems, methods, and computer-readable storage media for video and secondary audio source synchronization. A system practicing the method establishes a communication with a device such as a telephone or digital device and receives an identification of an audio stream associated with a video presentation specified by a user. The user interacts with the system using the dial pad on a telephone or by manipulating controls within a dedicated application on a smartphone or tablet device. The system computes a likely delay affecting most devices receiving the audio stream and delays a transmission of the audio stream to the device by the delay amount. In one embodiment, the system receives a delay adjustment signal from the device and adjusts the delay amount according to the signal. Then the system transmits the audio stream to the device by the new delay amount.

Abstract: Disclosed herein are systems, methods, and non-transitory computer-readable storage media for facilitating audio access to radio stations via a call-to-listen application on a device. A server can provide a listing of radio stations via an application on a user device, such as a smartphone, receive a selection of a radio station by a user and obtain a phone number associated with the selection. The server utilizes a phone dialer on the device to dial the phone number and is presented with received audio from a radio station associated with the phone number via the device. In one embodiment, a least expensive transmission mode is determined based on a data plan balance and a voice plan balance, and the audio is presented via the determined least expensive transmission mode. In another embodiment, the phone number dialed is determined by user location.

Abstract: Disclosed herein are systems, methods, and computer-readable storage devices for streaming data. The method includes presenting a data stream including an interactive communication and detecting feedback from the user in response to the interactive communication. If the feedback indicates a request to receive data associated with the interactive communication, the method includes buffering the data stream from a point in time associated with the feedback to yield a buffered data stream, connecting the user device to a commerce presence associated with the interactive communication temporarily and resuming playback of the buffered data stream to the user device following completion of the temporary communication between the user device and commerce presence.

Abstract: Disclosed herein are systems, methods, and computer-readable storage media for video and secondary audio source synchronization. A system practicing the method establishes a communication with a device such as a telephone or digital device and receives an identification of an audio stream associated with a video presentation specified by a user. The user interacts with the system using the dial pad on a telephone or by manipulating controls within a dedicated application on a smartphone or tablet device. The system computes a likely delay affecting most devices receiving the audio stream and delays a transmission of the audio stream to the device by the delay amount. In one embodiment, the system receives a delay adjustment signal from the device and adjusts the delay amount according to the signal. Then the system transmits the audio stream to the device by the new delay amount.

Abstract: Disclosed herein are systems, methods, and computer-readable storage devices for streaming data. The method includes presenting a data stream including an interactive communication and detecting feedback from the user in response to the interactive communication. If the feedback indicates a request to receive data associated with the interactive communication, the method includes buffering the data stream from a point in time associated with the feedback to yield a buffered data stream, connecting the user device to a commerce presence associated with the interactive communication temporarily and resuming playback of the buffered data stream to the user device following completion of the temporary communication between the user device and commerce presence.

Abstract: Disclosed is a method for providing polls or surveys to users in the midst of a communication between a device and a server. The method includes establishing a communication between a device associated with a user and a server, receiving data about the user, based on the data, presenting a survey to the user during the communication between the device and the server to yield survey data and processing the survey data. Survey can be chosen based on the program the user is listening to as well as personal user data such that targeted personalized surveys can be offered that are likely to be taken by the user during the communication.

Abstract: Disclosed herein are systems, methods, and computer-readable storage devices for streaming data. The method includes presenting a data stream including an interactive communication and detecting feedback from the user in response to the interactive communication. If the feedback indicates a request to receive data associated with the interactive communication, the method includes buffering the data stream from a point in time associated with the feedback to yield a buffered data stream, connecting the user device to a commerce presence associated with the interactive communication temporarily and resuming playback of the buffered data stream to the user device following completion of the temporary communication between the user device and commerce presence.

Abstract: Disclosed herein are systems, methods, and non-transitory computer-readable storage media for facilitating audio access to radio stations via a call-to-listen application on a device. A server can provide a listing of radio stations via an application on a user device, such as a smartphone, receive a selection of a radio station by a user and obtain a phone number associated with the selection. The server utilizes a phone dialer on the device to dial the phone number and is presented with received audio from a radio station associated with the phone number via the device. In one embodiment, a least expensive transmission mode is determined based on a data plan balance and a voice plan balance, and the audio is presented via the determined least expensive transmission mode. In another embodiment, the phone number dialed is determined by user location.

Abstract: A user may generate a digital image of a negotiable instrument such as a check. The digital image may be transmitted to an institution in a digital image file for deposit of the check. After the user selects to submit the digital image file, the digital image file may be sent from a user computing device to the institution. The user computing device may be decoupled from the transaction once the submission of the digital image file for deposit of the check is made. The transaction is thereafter managed by the institution. Incomplete transactions are avoided by moving the transaction processing to the server side at the institution after the user submits the digital image file. This may be referred to as an atomic deposit transaction.

Abstract: A user may generate a digital image of a negotiable instrument such as a check. The digital image may be transmitted to an institution in a digital image file for deposit of the check. After the user selects to submit the digital image file, the digital image file may be sent from a user computing device to the institution. The user computing device may be decoupled from the transaction once the submission of the digital image file for deposit of the check is made. The transaction is thereafter managed by the institution. Incomplete transactions are avoided by moving the transaction processing to the server side at the institution after the user submits the digital image file. This may be referred to as an atomic deposit transaction.

Abstract: A user may generate a digital image of a negotiable instrument such as a check. The digital image may be transmitted to an institution in a digital image file for deposit of the check. After the user selects to submit the digital image file, the digital image file may be sent from a user computing device to the institution. The user computing device may be decoupled from the transaction once the submission of the digital image file for deposit of the check is made. The transaction is thereafter managed by the institution. Incomplete transactions are avoided by moving the transaction processing to the server side at the institution after the user submits the digital image file. This may be referred to as an atomic deposit transaction.