Abstract: A hanging data binder is provided for a stack of paper. The stack of paper is contained between two end pieces that secure the flexible posts passing through the stack. The end pieces include retractable hooks that serve to secure the flexible posts and provide hooks for the hanging data binder. The retractable hooks are slid outwardly to release the flexible posts and inwardly to store the hooks.

Abstract: A folio having a flip-over pad is disclosed. The folio has a front cover, a back cover, and, attached to the back cover, a pad holder into which a note pad or pad of paper may be inserted. The pad holder is configured such that the note pad can be stored between the front and back covers when the folio is closed and access to the pad is not needed or can extend around a front edge of the front cover to lay flat on the front cover when the folio is closed and access to the pad is desired. This configuration allows the folio to be in a normal closed position during use of the pad, rather than having the covers folded back in an extreme position with the cover outside surfaces facing each other.