Patents by Inventor Jeffrey Whalen

Jeffrey Whalen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11915291
    Abstract: A computer-implemented method may include receiving a customer submission for a vehicle from a customer device, the customer submission including a plurality of customer criteria; receiving a request from the customer device to provide the customer submission to a merchant device; and receiving a reply from the merchant device, the reply including a plurality of merchant criteria. The computer-implemented method also may include determining a variance between the customer criteria and the merchant criteria, and transmitting, to the merchant device, at least one of the variance or the customer criteria.
    Type: Grant
    Filed: November 8, 2021
    Date of Patent: February 27, 2024
    Assignee: Capital One Services, LLC
    Inventors: Vijayalakshmi Narasimha Raju Kalidindi, Nick Norcross, Mani Afsari, Jeffrey Whalen, Erika Gaffney
  • Publication number: 20230097380
    Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.
    Type: Application
    Filed: November 28, 2022
    Publication date: March 30, 2023
    Applicant: Capital One Services, LLC
    Inventors: Katherine FORRESTER, Nicholas DOLLE, Xiaoxiang ZHANG, Kurt JOHNSON, Jeffrey WHALEN, David GRAY, Shaun WEBB, Maninder SURI, Ruhaab MARKAS
  • Patent number: 11514520
    Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.
    Type: Grant
    Filed: December 14, 2021
    Date of Patent: November 29, 2022
    Assignee: Capital One Services, LLC
    Inventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
  • Publication number: 20220198557
    Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.
    Type: Application
    Filed: December 14, 2021
    Publication date: June 23, 2022
    Applicant: Capital One Services, LLC
    Inventors: Katherine FORRESTER, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
  • Publication number: 20220084097
    Abstract: A computer-implemented method may include causing a customer device to display a user portal; receiving the input customer criteria; determining that a merchant possesses a corresponding item; updating the user portal with a selectable indication of the merchant; facilitating secure information sharing by: generating an access communication unique to the customer and without any customer information; transmitting the communication to a merchant device; and providing a merchant portal with further interactive objects; receiving, a transmission based on the access communication; securely providing the customer information to the merchant device via the merchant portal; receiving merchant criteria entered by the merchant; and automatically: determining a variance between the customer criteria and the merchant criteria; and updating at least one of the merchant or user portal to include at least one of the variance or the merchant criteria.
    Type: Application
    Filed: November 22, 2021
    Publication date: March 17, 2022
    Applicant: Capital One Services, LLC
    Inventors: Vijayalakshmi Narasimha Raju KALIDINDI, Nick NORCROSS, Mani AFSARI, Jeffrey WHALEN, Erika GAFFNEY, Surbhi O'HAUGHERTY, Sebastian LEWIS, Poojitha PONUGOTI, Christian YOUNG
  • Publication number: 20220058711
    Abstract: A computer-implemented method may include receiving a customer submission for a vehicle from a customer device, the customer submission including a plurality of customer criteria; receiving a request from the customer device to provide the customer submission to a merchant device; and receiving a reply from the merchant device, the reply including a plurality of merchant criteria. The computer-implemented method also may include determining a variance between the customer criteria and the merchant criteria, and transmitting, to the merchant device, at least one of the variance or the customer criteria.
    Type: Application
    Filed: November 8, 2021
    Publication date: February 24, 2022
    Applicant: Capital One Services, LLC
    Inventors: Vijayalakshmi Narasimha Raju KALIDINDI, Nick NORCROSS, Mani AFSARI, Jeffrey WHALEN, Erika GAFFNEY
  • Patent number: 11170427
    Abstract: A computer-implemented method may include receiving a customer submission for a vehicle from a customer device, the customer submission including a plurality of customer criteria; receiving a request from the customer device to provide the customer submission to a merchant device; and receiving a reply from the merchant device, the reply including a plurality of merchant criteria. The computer-implemented method also may include determining a variance between the customer criteria and the merchant criteria, and transmitting, to the merchant device, at least one of the variance or the customer criteria.
    Type: Grant
    Filed: November 14, 2019
    Date of Patent: November 9, 2021
    Assignee: Capital One Services, LLC
    Inventors: Vijayalakshmi Narasimha Raju Kalidindi, Nick Norcross, Mani Afsari, Jeffrey Whalen, Erika Gaffney
  • Publication number: 20210150603
    Abstract: A computer-implemented method may include receiving a customer submission for a vehicle from a customer device, the customer submission including a plurality of customer criteria; receiving a request from the customer device to provide the customer submission to a merchant device; and receiving a reply from the merchant device, the reply including a plurality of merchant criteria. The computer-implemented method also may include determining a variance between the customer criteria and the merchant criteria, and transmitting, to the merchant device, at least one of the variance or the customer criteria.
    Type: Application
    Filed: November 14, 2019
    Publication date: May 20, 2021
    Applicant: CAPITAL ONE SERVICES, LLC
    Inventors: Vijayalakshmi Narasimha Raju KALIDINDI, Nick NORCROSS, Mani AFSARI, Jeffrey WHALEN, Erika GAFFNEY
  • Publication number: 20210148960
    Abstract: Systems, kits, and methods for electromagnetic field visualization. The systems and kits may include at least one sensor, a sensor support to which the at least one sensor is mounted, a microprocessor configured to process data from the at least one sensor, and a software platform configured to perform computational enhancement of the data and subsequent augmented reality (AR) visualizations of a magnetic field of an electromagnetic source, such as one or more permanent magnets.
    Type: Application
    Filed: November 13, 2020
    Publication date: May 20, 2021
    Inventors: Zachary W. Mercer, Jeffrey Whalen, Theo Siegrist
  • Publication number: 20210150602
    Abstract: A computer-implemented method may include receiving customer information, the customer information including: at least one preference of a customer, the at least one preference including product identification information indicative of the at least one preference of the customer, and a loan prequalification of the customer. The method may also include receiving a request to provide the customer information to a merchant device, transmitting a communication to a merchant management system, the communication including an access code, and providing at least some of the customer information to the merchant device based on the access code received by the merchant device.
    Type: Application
    Filed: November 14, 2019
    Publication date: May 20, 2021
    Applicant: CAPITAL ONE SERVICES, LLC
    Inventors: Vijayalakshmi Narasimha Raju KALIDINDI, Surbhi O'haugherty, Sebastian Lewis, Nick Norcross, Jeffrey Whalen, Poojitha Ponugoti, Christian Young
  • Publication number: 20200193515
    Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.
    Type: Application
    Filed: January 29, 2020
    Publication date: June 18, 2020
    Applicant: Capital One Services, LLC
    Inventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
  • Patent number: 10592981
    Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.
    Type: Grant
    Filed: January 16, 2015
    Date of Patent: March 17, 2020
    Assignee: Capital One Services, LLC
    Inventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
  • Patent number: 10580071
    Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.
    Type: Grant
    Filed: January 4, 2018
    Date of Patent: March 3, 2020
    Assignee: Capital One Services, LLC
    Inventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
  • Patent number: 10422051
    Abstract: Single crystals of the new semiconducting oxychalcogenide phase were synthesized using a novel crystal growth method. The crystals had low defects and homogeneous composition as characterized by single crystal X-ray diffraction and scanning electron microscopy, respectively. Heat capacity and resistivity measurements were in agreement with the calculated band structure calculations indicating semiconductivity, with a band gap of about 3 eV.
    Type: Grant
    Filed: August 15, 2017
    Date of Patent: September 24, 2019
    Assignee: The Florida State University Research Foundation, Inc.
    Inventors: Jeffrey Whalen, Theo Siegrist
  • Publication number: 20180130127
    Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.
    Type: Application
    Filed: January 4, 2018
    Publication date: May 10, 2018
    Applicant: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
  • Publication number: 20180023213
    Abstract: Single crystals of the new semiconducting oxychalcogenide phase were synthesized using a novel crystal growth method. The crystals had low defects and homogeneous composition as characterized by single crystal X-ray diffraction and scanning electron microscopy, respectively. Heat capacity and resistivity measurements were in agreement with the calculated band structure calculations indicating semiconductivity, with a band gap of about 3 eV.
    Type: Application
    Filed: August 15, 2017
    Publication date: January 25, 2018
    Inventors: Jeffrey Whalen, Theo Siegrist
  • Patent number: 9777405
    Abstract: Single crystals of the new semiconducting oxychalcogenide phase were synthesized using a novel crystal growth method. The crystals had low defects and homogeneous composition as characterized by single crystal X-ray diffraction and scanning electron microscopy, respectively. Heat capacity and resistivity measurements were in agreement with the calculated band structure calculations indicating semiconductivity, with a band gap of about 3 eV.
    Type: Grant
    Filed: March 31, 2015
    Date of Patent: October 3, 2017
    Assignee: The Florida State University Research Foundation, Inc.
    Inventors: Jeffrey Whalen, Theo Siegrist
  • Publication number: 20150206234
    Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.
    Type: Application
    Filed: January 16, 2015
    Publication date: July 23, 2015
    Applicant: Capital One Financial Corporation
    Inventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
  • Publication number: 20150203992
    Abstract: Single crystals of the new semiconducting oxychalcogenide phase were synthesized using a novel crystal growth method. The crystals had low defects and homogeneous composition as characterized by single crystal X-ray diffraction and scanning electron microscopy, respectively. Heat capacity and resistivity measurements were in agreement with the calculated band structure calculations indicating semiconductivity, with a band gap of about 3 eV.
    Type: Application
    Filed: March 31, 2015
    Publication date: July 23, 2015
    Inventors: Jeffrey Whalen, Theo Siegrist