Patents by Inventor Jeffrey Whalen
Jeffrey Whalen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11915291Abstract: A computer-implemented method may include receiving a customer submission for a vehicle from a customer device, the customer submission including a plurality of customer criteria; receiving a request from the customer device to provide the customer submission to a merchant device; and receiving a reply from the merchant device, the reply including a plurality of merchant criteria. The computer-implemented method also may include determining a variance between the customer criteria and the merchant criteria, and transmitting, to the merchant device, at least one of the variance or the customer criteria.Type: GrantFiled: November 8, 2021Date of Patent: February 27, 2024Assignee: Capital One Services, LLCInventors: Vijayalakshmi Narasimha Raju Kalidindi, Nick Norcross, Mani Afsari, Jeffrey Whalen, Erika Gaffney
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Publication number: 20230097380Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.Type: ApplicationFiled: November 28, 2022Publication date: March 30, 2023Applicant: Capital One Services, LLCInventors: Katherine FORRESTER, Nicholas DOLLE, Xiaoxiang ZHANG, Kurt JOHNSON, Jeffrey WHALEN, David GRAY, Shaun WEBB, Maninder SURI, Ruhaab MARKAS
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Patent number: 11514520Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.Type: GrantFiled: December 14, 2021Date of Patent: November 29, 2022Assignee: Capital One Services, LLCInventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
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Publication number: 20220198557Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.Type: ApplicationFiled: December 14, 2021Publication date: June 23, 2022Applicant: Capital One Services, LLCInventors: Katherine FORRESTER, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
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Publication number: 20220084097Abstract: A computer-implemented method may include causing a customer device to display a user portal; receiving the input customer criteria; determining that a merchant possesses a corresponding item; updating the user portal with a selectable indication of the merchant; facilitating secure information sharing by: generating an access communication unique to the customer and without any customer information; transmitting the communication to a merchant device; and providing a merchant portal with further interactive objects; receiving, a transmission based on the access communication; securely providing the customer information to the merchant device via the merchant portal; receiving merchant criteria entered by the merchant; and automatically: determining a variance between the customer criteria and the merchant criteria; and updating at least one of the merchant or user portal to include at least one of the variance or the merchant criteria.Type: ApplicationFiled: November 22, 2021Publication date: March 17, 2022Applicant: Capital One Services, LLCInventors: Vijayalakshmi Narasimha Raju KALIDINDI, Nick NORCROSS, Mani AFSARI, Jeffrey WHALEN, Erika GAFFNEY, Surbhi O'HAUGHERTY, Sebastian LEWIS, Poojitha PONUGOTI, Christian YOUNG
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Publication number: 20220058711Abstract: A computer-implemented method may include receiving a customer submission for a vehicle from a customer device, the customer submission including a plurality of customer criteria; receiving a request from the customer device to provide the customer submission to a merchant device; and receiving a reply from the merchant device, the reply including a plurality of merchant criteria. The computer-implemented method also may include determining a variance between the customer criteria and the merchant criteria, and transmitting, to the merchant device, at least one of the variance or the customer criteria.Type: ApplicationFiled: November 8, 2021Publication date: February 24, 2022Applicant: Capital One Services, LLCInventors: Vijayalakshmi Narasimha Raju KALIDINDI, Nick NORCROSS, Mani AFSARI, Jeffrey WHALEN, Erika GAFFNEY
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Patent number: 11170427Abstract: A computer-implemented method may include receiving a customer submission for a vehicle from a customer device, the customer submission including a plurality of customer criteria; receiving a request from the customer device to provide the customer submission to a merchant device; and receiving a reply from the merchant device, the reply including a plurality of merchant criteria. The computer-implemented method also may include determining a variance between the customer criteria and the merchant criteria, and transmitting, to the merchant device, at least one of the variance or the customer criteria.Type: GrantFiled: November 14, 2019Date of Patent: November 9, 2021Assignee: Capital One Services, LLCInventors: Vijayalakshmi Narasimha Raju Kalidindi, Nick Norcross, Mani Afsari, Jeffrey Whalen, Erika Gaffney
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Publication number: 20210150603Abstract: A computer-implemented method may include receiving a customer submission for a vehicle from a customer device, the customer submission including a plurality of customer criteria; receiving a request from the customer device to provide the customer submission to a merchant device; and receiving a reply from the merchant device, the reply including a plurality of merchant criteria. The computer-implemented method also may include determining a variance between the customer criteria and the merchant criteria, and transmitting, to the merchant device, at least one of the variance or the customer criteria.Type: ApplicationFiled: November 14, 2019Publication date: May 20, 2021Applicant: CAPITAL ONE SERVICES, LLCInventors: Vijayalakshmi Narasimha Raju KALIDINDI, Nick NORCROSS, Mani AFSARI, Jeffrey WHALEN, Erika GAFFNEY
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Publication number: 20210148960Abstract: Systems, kits, and methods for electromagnetic field visualization. The systems and kits may include at least one sensor, a sensor support to which the at least one sensor is mounted, a microprocessor configured to process data from the at least one sensor, and a software platform configured to perform computational enhancement of the data and subsequent augmented reality (AR) visualizations of a magnetic field of an electromagnetic source, such as one or more permanent magnets.Type: ApplicationFiled: November 13, 2020Publication date: May 20, 2021Inventors: Zachary W. Mercer, Jeffrey Whalen, Theo Siegrist
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Publication number: 20210150602Abstract: A computer-implemented method may include receiving customer information, the customer information including: at least one preference of a customer, the at least one preference including product identification information indicative of the at least one preference of the customer, and a loan prequalification of the customer. The method may also include receiving a request to provide the customer information to a merchant device, transmitting a communication to a merchant management system, the communication including an access code, and providing at least some of the customer information to the merchant device based on the access code received by the merchant device.Type: ApplicationFiled: November 14, 2019Publication date: May 20, 2021Applicant: CAPITAL ONE SERVICES, LLCInventors: Vijayalakshmi Narasimha Raju KALIDINDI, Surbhi O'haugherty, Sebastian Lewis, Nick Norcross, Jeffrey Whalen, Poojitha Ponugoti, Christian Young
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Publication number: 20200193515Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.Type: ApplicationFiled: January 29, 2020Publication date: June 18, 2020Applicant: Capital One Services, LLCInventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
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Patent number: 10592981Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.Type: GrantFiled: January 16, 2015Date of Patent: March 17, 2020Assignee: Capital One Services, LLCInventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
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Patent number: 10580071Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.Type: GrantFiled: January 4, 2018Date of Patent: March 3, 2020Assignee: Capital One Services, LLCInventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
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Patent number: 10422051Abstract: Single crystals of the new semiconducting oxychalcogenide phase were synthesized using a novel crystal growth method. The crystals had low defects and homogeneous composition as characterized by single crystal X-ray diffraction and scanning electron microscopy, respectively. Heat capacity and resistivity measurements were in agreement with the calculated band structure calculations indicating semiconductivity, with a band gap of about 3 eV.Type: GrantFiled: August 15, 2017Date of Patent: September 24, 2019Assignee: The Florida State University Research Foundation, Inc.Inventors: Jeffrey Whalen, Theo Siegrist
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Publication number: 20180130127Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.Type: ApplicationFiled: January 4, 2018Publication date: May 10, 2018Applicant: CAPITAL ONE FINANCIAL CORPORATIONInventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
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Publication number: 20180023213Abstract: Single crystals of the new semiconducting oxychalcogenide phase were synthesized using a novel crystal growth method. The crystals had low defects and homogeneous composition as characterized by single crystal X-ray diffraction and scanning electron microscopy, respectively. Heat capacity and resistivity measurements were in agreement with the calculated band structure calculations indicating semiconductivity, with a band gap of about 3 eV.Type: ApplicationFiled: August 15, 2017Publication date: January 25, 2018Inventors: Jeffrey Whalen, Theo Siegrist
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Patent number: 9777405Abstract: Single crystals of the new semiconducting oxychalcogenide phase were synthesized using a novel crystal growth method. The crystals had low defects and homogeneous composition as characterized by single crystal X-ray diffraction and scanning electron microscopy, respectively. Heat capacity and resistivity measurements were in agreement with the calculated band structure calculations indicating semiconductivity, with a band gap of about 3 eV.Type: GrantFiled: March 31, 2015Date of Patent: October 3, 2017Assignee: The Florida State University Research Foundation, Inc.Inventors: Jeffrey Whalen, Theo Siegrist
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Publication number: 20150206234Abstract: This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.Type: ApplicationFiled: January 16, 2015Publication date: July 23, 2015Applicant: Capital One Financial CorporationInventors: Katherine Forrester, Nicholas Dolle, Xiaoxiang Zhang, Kurt Johnson, Jeffrey Whalen, David Gray, Shaun Webb, Maninder Suri, Ruhaab Markas
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Publication number: 20150203992Abstract: Single crystals of the new semiconducting oxychalcogenide phase were synthesized using a novel crystal growth method. The crystals had low defects and homogeneous composition as characterized by single crystal X-ray diffraction and scanning electron microscopy, respectively. Heat capacity and resistivity measurements were in agreement with the calculated band structure calculations indicating semiconductivity, with a band gap of about 3 eV.Type: ApplicationFiled: March 31, 2015Publication date: July 23, 2015Inventors: Jeffrey Whalen, Theo Siegrist