Patents by Inventor Jerome Simonoff

Jerome Simonoff has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10719875
    Abstract: A server system, computer-readable storage medium storing at least one program, and a computer-implemented method for controlling submission of transactions to a transaction processing system for execution. A first message including data for a first transaction is received, the first message being corrupted. A first symbol associated with the first transaction is determined and added to an interfered transaction list. Upon receiving a subsequent message including data for at least one subsequent transaction, determining whether the at least one subsequent transaction is associated with a symbol in the interfered transaction list. If so, submission of the at least one subsequent transaction to a transaction processing system is delayed, and if not, submission of the at least one subsequent transaction is not delayed.
    Type: Grant
    Filed: October 16, 2017
    Date of Patent: July 21, 2020
    Assignee: FAIR TRADING DEVICES LLC
    Inventor: Jerome Simonoff
  • Publication number: 20180130131
    Abstract: A server system, computer-readable storage medium storing at least one program, and a computer-implemented method for controlling submission of transactions to a transaction processing system for execution. A first message including data for a first transaction is received, the first message being corrupted. A first symbol associated with the first transaction is determined and added to an interfered transaction list. Upon receiving a subsequent message including data for at least one subsequent transaction, determining whether the at least one subsequent transaction is associated with a symbol in the interfered transaction list. If so, submission of the at least one subsequent transaction to a transaction processing system is delayed, and if not, submission of the at least one subsequent transaction is not delayed.
    Type: Application
    Filed: October 16, 2017
    Publication date: May 10, 2018
    Inventor: Jerome Simonoff
  • Patent number: 9792651
    Abstract: A system, computer-readable storage medium storing at least one program, and a computer-implemented method for delaying execution of financial transactions. A first message including data for a first financial transaction is received, the first message being uncorrupted. A first trading symbol that is a target of the first financial transaction is determined. The first trading symbol is determined to be a target of at least one financial transaction that was included in at least one previous message that was determined to be corrupted. Execution of the first financial transaction is delayed.
    Type: Grant
    Filed: December 10, 2012
    Date of Patent: October 17, 2017
    Assignee: FAIR TRADING DEVICES LLC
    Inventor: Jerome Simonoff
  • Publication number: 20140214647
    Abstract: A system, computer-readable storage medium storing at least one program, and a computer-implemented method for delaying execution of financial transactions. A first message including data for a first financial transaction is received, the first message being uncorrupted. A first trading symbol that is a target of the first financial transaction is determined. The first trading symbol is determined to be a target of at least one financial transaction that was included in at least one previous message that was determined to be corrupted. Execution of the first financial transaction is delayed.
    Type: Application
    Filed: April 2, 2014
    Publication date: July 31, 2014
    Inventor: Jerome Simonoff
  • Publication number: 20130179245
    Abstract: A system, computer-readable storage medium storing at least one program, and a computer-implemented method for providing incentives to users for using payment instruments to complete financial transactions is presented. Information identifying a user and a merchant is received from a device. A set of payment instruments that are available to the user and that are associated with incentives to be provided by the merchant are identified, where a respective payment instrument in the set of the payment instruments being associated with at least one incentive to be provided by the merchant when the user uses the respective payment instrument to fulfill a financial transaction with the merchant. Information identifying at least a subset of the set of payment instruments and the corresponding incentives is transmitted to the device.
    Type: Application
    Filed: January 8, 2013
    Publication date: July 11, 2013
    Inventor: Jerome Simonoff
  • Publication number: 20130151391
    Abstract: A system, computer-readable storage medium storing at least one program, and a computer-implemented method for delaying execution of financial transactions. A first message including data for a first financial transaction is received, the first message being uncorrupted. A first trading symbol that is a target of the first financial transaction is determined. The first trading symbol is determined to be a target of at least one financial transaction that was included in at least one previous message that was determined to be corrupted. Execution of the first financial transaction is delayed.
    Type: Application
    Filed: December 10, 2012
    Publication date: June 13, 2013
    Inventor: Jerome Simonoff
  • Patent number: 7945084
    Abstract: An improved method for accurately and correctly encoding and printing complete checks on blank paper sheets from graphic check images. The method includes inputting into a computer a graphic image of a check. Scanning the graphic image, in computer memory, and identifying the MICR character codes with their locations. Printing said MICR codes with magnetic ink in MICR fonts in a designated “clear band”. Reformatting the scanned graphic image with the MICR images deleted and printing the reformatted graphic image above the “clear band” to provide a negotiable check instrument.
    Type: Grant
    Filed: March 3, 2010
    Date of Patent: May 17, 2011
    Assignee: Bank of America, National Association
    Inventor: Jerome Simonoff
  • Publication number: 20100157379
    Abstract: An improved method for accurately and correctly encoding and printing complete checks on blank paper sheets from graphic check images. The method includes inputting into a computer a graphic image of a check. Scanning the graphic image, in computer memory, and identifying the MICR character codes with their locations. Printing said MICR codes with magnetic ink in MICR fonts in a designated “clear band”. Reformatting the scanned graphic image with the MICR images deleted and printing the reformatted graphic image above the “clear band” to provide a negotiable check instrument.
    Type: Application
    Filed: March 3, 2010
    Publication date: June 24, 2010
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Jerome Simonoff
  • Patent number: 7702144
    Abstract: An improved method for accurately and correctly encoding and printing complete checks on blank paper sheets from graphic check images. The method includes inputting into a computer a graphic image of a check. Scanning the graphic image, in computer memory, and identifying the MICR character codes with their locations. Printing said MICR codes with magnetic ink in MICR fonts in a designated “clear band”. Reformatting the scanned graphic image with the MICR images deleted and printing the reformatted graphic image above the “clear band” to provide a negotiable check instrument.
    Type: Grant
    Filed: July 2, 2007
    Date of Patent: April 20, 2010
    Assignee: Bank of America, National Association
    Inventor: Jerome Simonoff
  • Publication number: 20070258634
    Abstract: An improved method for accurately and correctly encoding and printing complete checks on blank paper sheets from graphic check images. The method includes inputting into a computer a graphic image of a check. Scanning the graphic image, in computer memory, and identifying the MICR character codes with their locations. Printing said MICR codes with magnetic ink in MICR fonts in a designated “clear band”. Reformatting the scanned graphic image with the MICR images deleted and printing the reformatted graphic image above the “clear band” to provide a negotiable check instrument.
    Type: Application
    Filed: July 2, 2007
    Publication date: November 8, 2007
    Inventor: Jerome Simonoff
  • Patent number: 6697512
    Abstract: An improved method for accurately and correctly encoding and printing complete checks on blank paper sheets from graphic check images. The method includes inputting into a computer a graphic image of a check. Scanning the graphic image, in computer memory, and identifying the MICR character codes with their locations. Printing said MICR codes with magnetic ink in MICR fonts in a designated “clear band”. Reformatting the scanned graphic image with the MICR images deleted and printing the reformatted graphic image above the “clear band” to provide a negotiable check instrument.
    Type: Grant
    Filed: February 26, 2001
    Date of Patent: February 24, 2004
    Inventor: Jerome Simonoff
  • Patent number: 6611351
    Abstract: An improved method for accurately and correctly encoding and printing complete checks on blank paper sheets with data derived from a host check printing program which may employ partially preprinted check forms. The method includes forming, in computer memory, a matrix array representative of the information printed by the host program. Intercepting the print check data generated by the host program. Deciphering and reformatting such host check data with other check information stored in a control file. The control file information is keyed to a selected assigned series of check numbers stored in a control file and extracted based on the check number of the check being processed. Checks are printed on blank paper sheets using the host check data under the control of a separate program that includes printing MICR information with magnetic ink in MICR font.
    Type: Grant
    Filed: September 25, 1995
    Date of Patent: August 26, 2003
    Inventor: Jerome Simonoff
  • Publication number: 20010022849
    Abstract: An improved method for accurately and correctly encoding and printing complete checks on blank paper sheets from graphic check images. The method includes inputting into a computer a graphic image of a check. Scanning the graphic image, in computer memory, and identifying the MICR character codes with their locations. Printing said MICR codes with magnetic ink in MICR fonts in a designated “clear band”. Reformatting the scanned graphic image with the MICR images deleted and printing the reformatted graphic image above the “clear band” to provide a negotiable check instrument.
    Type: Application
    Filed: February 26, 2001
    Publication date: September 20, 2001
    Inventor: Jerome Simonoff
  • Patent number: 6195453
    Abstract: An improved method for accurately and correctly encoding and printing complete checks on blank paper sheets from graphic check images. The method includes inputting into a computer a graphic image of a check. Scanning the graphic image, in computer memory, and identifying the MICR character codes with their locations. Printing said MICR codes with magnetic ink in MICR fonts in a designated “clear band”. Reformatting the scanned graphic image with the MICR images deleted and printing the reformatted graphic image above the “clear band” to provide a negotiable check instrument.
    Type: Grant
    Filed: January 17, 1995
    Date of Patent: February 27, 2001
    Inventor: Jerome Simonoff
  • Patent number: 5347302
    Abstract: An improved method for accurately and correctly laser imprinting a blank check form with MICR information. The method also provides for visual confirmation that the MICR information is properly positioned on the laser printed check. The steps of a suitable method comprise: (a) providing a press printed blank check sheet which includes a line of horizontal tear perforations and printed text characters; (b) laser printing under the control of a computer program on the preprinted blank check with magnetic ink in MICR font a pair of indices of registration, MICR information in the "clear band" area of the blank check and other text necessary to complete the check. The indices of registration may include horizontal bracket lines for straddling the perforations and a rectangular box for enclosing selected preprinted text. If the laser printed bracket lines do in fact straddle the perforations and the printed box properly encloses the selected text then the printed MICR information is correctly positioned.
    Type: Grant
    Filed: April 26, 1993
    Date of Patent: September 13, 1994
    Inventor: Jerome Simonoff
  • Patent number: RE39875
    Abstract: An improved method for accurately and correctly encoding and printing complete checks on blank paper sheets from graphic check images. The method includes inputting into a computer a graphic image of a check. Scanning the graphic image, in computer memory, and identifying the MICR character codes with their locations. Printing said MICR codes with magnetic ink in MICR fonts in a designated “clear band”. Reformatting the scanned graphic image with the MICR images deleted and printing the reformatted graphic image above the “clear band” to provide a negotiable check instrument.
    Type: Grant
    Filed: November 4, 2005
    Date of Patent: October 9, 2007
    Assignee: Future Check LLC
    Inventor: Jerome Simonoff