Patents by Inventor Johannes Merz

Johannes Merz has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11948189
    Abstract: A system for identifying complete account identifiers from partial account identifiers is provided. The system includes an account identification computing device including at least one processor and a memory device in communication with the at least one processor. The processor is configured to receive transaction data including unique merchant identifiers, build a merchant table using the transaction data, and receive a list including partial account identifiers. The processor is further configured to determine, for each unique merchant identifier, a number of candidate account identifiers and calculate at least one metric based on the number of candidate account identifiers. The processor is further configured to identify a source unique merchant identifier and match at least one candidate account identifier to a complete account identifier by matching one of the partial account identifiers to the at least one candidate account identifier.
    Type: Grant
    Filed: December 30, 2020
    Date of Patent: April 2, 2024
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Christopher John Merz, Joshua A. Allbright, Melanie Gersten, Simon Hunt, Felix Johannes Flory
  • Publication number: 20240095745
    Abstract: A method and system for detecting fraudulent network events in a payment card network by incorporating breach velocities into fraud scoring models are provided. A potential compromise event is detected, and payment cards that transacted at a compromised entity associated with the potential compromise event are identified. Subsequent transaction activity for the payment cards is reviewed, and a data structure for the payment cards are generated. The data structure sorts subsequent transaction activity into fraud score range stripes. The data structure is parsed over a plurality of time periods, and at least one cumulative metric is calculated for each of the time periods in each fraud score range stripe. A plurality of ratio striping values are determined, and a set of feature inputs is generated using the ratio striping values. The feature inputs are applied to a scoring model used to score future real-time transactions initiated using the payment cards.
    Type: Application
    Filed: November 27, 2023
    Publication date: March 21, 2024
    Inventors: Joshua A. Allbright, Amudhan Venkatesan, Felix Johannes Flory, Christopher John Merz
  • Patent number: 4423689
    Abstract: A method of producing pulverized coal as fuel for pulverized-coal pilot burners of pulverized-coal annular burners or of systems thereof in a power plant having auxiliary steam generators. The raw coal undergoes or is subjected to a pulverizing-drying, and the pulverized coal which is produced is separated off in a separating system and is supplied either directly or after temporary storage by means of a suitable transporting system to the pilot burners. The thermal drying energy for the pulverizing system is taken from the flue gases of the auxiliary steam generator. The foregoing method can also be utilized for pulverized-coal burners or systems thereof.
    Type: Grant
    Filed: March 23, 1982
    Date of Patent: January 3, 1984
    Assignee: L. & C. Steinmu/ ller GmbH
    Inventors: Johannes Merz, Gunter v. d. Kammer, Ulrich Rau