Patents by Inventor John A. Cerminaro

John A. Cerminaro has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8682708
    Abstract: A risk framework is described for computing risk. One or more persons may be grouped into classes of stakeholders. Different types of risk may be classified into risk categories. Within each risk category, events contributing to that type of risk may be determined and assigned a weight/severity value and a likelihood of occurrence value. Risk likelihood may be computed for each risk category by summing the products of weight/severity value and likelihood of occurrence value for each event within the risk category. A severity level may be determined and assigned with respect to each class of stakeholders regarding the risk categories, and a risk score may be computed for each stakeholder class and risk category combination. An aggregate risk likelihood may be computed by summing and/or weighting the risk likelihoods computed for each risk category.
    Type: Grant
    Filed: October 29, 2009
    Date of Patent: March 25, 2014
    Assignee: Bank of America Corporation
    Inventor: John A. Cerminaro
  • Publication number: 20110106578
    Abstract: A risk framework is described for computing risk. One or more persons may be grouped into classes of stakeholders. Different types of risk may be classified into risk categories. Within each risk category, events contributing to that type of risk may be determined and assigned a weight/severity value and a likelihood of occurrence value. Risk likelihood may be computed for each risk category by summing the products of weight/severity value and likelihood of occurrence value for each event within the risk category. A severity level may be determined and assigned with respect to each class of stakeholders regarding the risk categories, and a risk score may be computed for each stakeholder class and risk category combination. An aggregate risk likelihood may be computed by summing and/or weighting the risk likelihoods computed for each risk category.
    Type: Application
    Filed: October 29, 2009
    Publication date: May 5, 2011
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: John A. Cerminaro